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<br /> 98- 1�����
<br /> TO(iETH�R WITH n!1 thc impruvcments now or hereuRer erected on the propeny.und ull c.vcments,appunenances,and
<br /> fixtures �tow on c�rcattet u pan i�f thc praperly. Atl replacements and additions sh�t11 utso be covered by this Secudty
<br /> Intitn►oicnt. All nf thc foregning iy referred tu in this Secudty lnstrument as thc"Prapeny."
<br /> BORROWGlt COVHfdANTS thut Bnrr��wer ic; lawiully seised nf the estnte hereby canveyed and has the�ight ta grum and
<br /> cunvcy tho Pr�iperty und thul Ihe Pruperty in uncitcumbeteJ,except far encumbrances af recard. Borr�wer warrants nnd will
<br /> detend gcncrnlly the title d�ti��Propeny cigninst nit rlafms nrtd dcmands,subject to uny encumbranccs of recant.
<br /> 'tHiti S�CUl21TY IN�7'RUM�NT combines a�niform cavennnts for rtatiunul use und nun-uniform cavenants with timite� -
<br /> variatf��n.r by.�uriutiction tn canstiwte a uniform secudry inst�ument cavering mal praperty.
<br /> UN11'Ultftl CAVI:NANTS.Iiurrut�cr:uid Lcader wvciwnt:►nd u�;rec w follo�fs:
<br /> 1. Payment ot 1'Wncipol nad laterest; Prepayment �nd l.ute Cltarges. Burruwer shalf prajr�plly pay wi►en due the
<br /> principal�f and interest nn tnc debt evidenced by ihe Nate and any pmpsyment und late charges due ander the Note.
<br /> 2.Funds [ar 7'axes pnd Insurance. Subject to upplicable law or to u wdtten waiver by Lertder. Borro�ver shall pay to
<br /> l.ender un the Jny monthly payments ure Jue under the Note.until the Note ls paid fi full.a sum("Fund,")for:(n)yearly taxes
<br /> an�l uti�smcnts which muy nttain prindty over this Secudty Instmment as u Iten on the Property;(b)yearly leasehold payments
<br /> or grauad rent,9 on the PropQrty,tf uny;(c)yearly lio•rard or property ins+uaace pmmlums:id)yearly flead lnsurance pmmiwns,
<br /> if any:lc)yeudy moqgage insurance premtums,If�ny; and(�uny sums payuble by Borrower to I.ender. in n¢cordance wIth
<br /> the provi�ions of pamgrnph 8.in licu of the payment of mortgage insurnnoe premiums.These items are calted"Escrow Items."
<br /> Lender may.nt uny time, collect nnd hotd Funds in an amount not to exceed the maximum nmonnt a tender for u fodemtly
<br /> reluted mortgage loan may require for Borrower's escrow account under the federnl Rpl Estate Settlement Procedures Act of
<br /> 1974 as an�ended from tlme to time. 11 U.S.C.Sectton 2601 et seq.("RESPA"). unless another law thut aQpliQS to the Funds
<br /> seu a lesser nmount.If so. I.ender may.at any dme,collect and hold Fwids tn su�umount reat to eaceed the lesser amaunt.
<br /> Lender may estimate the amount of Funds due on the basis of current data und reasonabia estimates of expe�itures of future -
<br /> Escrow ItPms or otherwise in a000rdanoe with applicable law.
<br /> ' The Funds shull be he(d in an insdtution whose deposhs are insured by a federal a�eacy. instrumentality. or endty
<br /> (including Lender. if i.ender is such an Inst�wtion)or in any Federal Home Loan Bank.I.ender shall apply the Funds w pay the
<br /> ESerow Items. Lender a�ay not charge Bomn�ver for holdfn�aad applying the Funds,ennually analy�in�the escrow socoum,or
<br /> verifying the Escrow Items,uNess Lender pays Borrower iaterest on the�unds and applicable law pemuu L,ender to make auch
<br /> a chacge.However. i.ender may require Borrower to pay a one-time charge for an independent real estate wx reporting servles
<br /> used by Lender in connecdon with this loan. unless applicable Iaw pmvides oiherwise. Unless an agreement ►s made or
<br /> appUcable iaw c�equires interest tu be paid.Lender shall not be required to pay Boreower any interest or earaings on the Funds.
<br /> B�rcower and Lender may agrrx en�miting,ho�vever,that interest shail be paid on the Funds. Lender shall give to Borrower.
<br /> without charge.an anaual nccouating of the Funds,sR�owing c�+edits and debits to the Funds and the piupose for which esch
<br /> �#c�it t�tti�Fuirii�wus��v.'i:cc fr��,oie-�n��m�'I�itii,nai aocartty fur att sums s�cur-od by ihis�rIty I��i. °
<br /> If the Fun�s held by Lender exoeed the mmountspenniued w be heid by appiicable iaw,�end,r shall acoount W Bvr�uwcr
<br /> for the exce�s Punds in axardance wtth the cequic+eiaenu of applicable law:If t6e amonnt of the Fw�ds held by Lxnder at�::<y
<br /> du�e is rrot sufFi�cient to pay ithe Escrow Icems whea due.Ixader m�y so.noHfy Borrower in wridng.and.Ia such case Borron:er
<br /> shall pay to Lender the emount necessary to make up the defi�ancy.8omower shaU make ap the deficiency in no mor�thav.
<br /> tweive monQilY PaYments.at Le�Mer's sote dis�:rulan. . . . . �
<br /> Upon payment in fWt of all sums secured by this Security�E�pswment, Lender shall promptly refiw�d to�rrow�r aIIny
<br /> Funds held by Lender.If,under paragiaph 21. [.ender shall ac�uir�e or sell the Property.Lxnder,prior w the acc�nis�tion ar sale
<br /> of the Propetty.shtill apply any Funds�elc1 by I.ender at the timz of ucquLition or sale as a credit against the sums secured m�t
<br /> this Savrity Insuumcat. � •
<br /> 3,Applkatlon o!P1�yments.Unless'applicable�tatb�+rovldes otheiwIse,all payments c�oeivod by Lendec.u�der paragraphs
<br /> l and 2 st�all be appliod:first. to an�pnpaytiirnt clinrges'.�ue under the Note;seoond. to amounts payabla under paragraph 2;
<br /> tl►ind.to interest due;fourth.to principal due;�nd l�.vt,�Rm•any la.e�es due under the Note. '
<br /> 4.Charges; Lieas.Borrower shal(pt�y all taxes,assessa�ais;,.�a�ges.fines and imposiNons surtbutable to the Proper�g :
<br /> which may nttain priority ovcr this Seqirity Inauument.and 1e�?�aM.payments or ground nents. if any. Borrower sha71��y :'`
<br /> these obligadons ia the marmer pmvided in paragraph 2.or ff not p'�d�lit4n.that a�un�.Borrower shall pay th�on time dirxdy
<br /> to the person owed payment.Borrower sbal!prompily fa�mish to i.e�tler all noti+�uf amounts to be paid under rthis par�raph.
<br /> ff Borrower makes the.ce paymeats di�,�Borrower shall pmmp�l3�•filmish to LCrtder rec:eipt�c+�idencing the payitsents.
<br /> Bomower shall promptly discharge�y�ien wtuch t�as priorIty smrrt tt�is Security Instrurrs�c�t uedess Bomnwer.(a)agrets in
<br /> writing w the paymem of the obligarioa`s�cured by the lien dn a•muriner�acceptable to L.eader, �6i)comes?s in good faiW the li�n
<br /> by. or defends against enforoemerit of the lien tn,1�a1,�mc�siJ3ngs�which in the Lender's op�nion operate-to prevent the
<br /> enforoement of the lien;or(c)secu�es from the ho*_�e�'�f�'the�l�n�.�ul;�greement satisfactory to Lender snbordinating the li�n to
<br /> this Security Instrumcnt.If Lender determines that any�sii o��;c�i 3�perty is subject to a lien which may attain ptio�ity over
<br /> this Socurity Ins�nt.Lender may give Borrower a notice i*ue�cn�g the lien. Bonower shaU satisfy the lien or take one or
<br /> more of We aaions set forth ubave within 10 d.ays of the giving of nb�ice.
<br /> Form 80?� 8/90
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