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<br /> ��' TOOETHF,R WITH a11 tlse improvements aow or bercafter erectecf oa the props�ty,und aU easeme��nppurtenan�and
<br /> � ,��' fixtures now or hereafter a part of the propany. AU nplarcmenta suid additioas ehall also be covered by this Security
<br /> . , �,� Inatrument.AII oP the foregotng ls nferred to in this Securiry Instrument a�ttie"Prope:ty,"
<br /> BORROWBR COVBNANTS that Bonower is luwfully seised ot the estnte hereby wnveyed and h$s the right to grunt nnd
<br /> � � �`� convey the Praperty art� ehat the Praperry ia unertcumbered. except for encumbrnuces o4'record. Borrow�r wnrPants and wili
<br /> � defend ger.erally the tide to t�e Property against all ciaims and demands. wbject to any encumbrnnces of record.
<br /> ' ° "# 'I'HiS SECURITY IN3TRUMSN'i'combinc�uniform covenants for national use and aon-uniform covenunts with limited
<br /> ;,:y;, .�,_..� variations by jurisdictlon to consdtute a uaiform aecudty Iastrument wvering real property.
<br /> UNIFORM COVENANTS.Borrower and Lender covenant aad agne as follows:
<br />__;�._�,�.�� l. Payment of IPtiacips�i ond Yaterest; Prepayment and I.ate Charges. Bonower shatl pmmptiy pay when due the
<br /> ,:::� princtpal of and intsrest on the debt evldenced by tke Nota and any pnpaymeat and late charges due under the Note.
<br /> - 2.F�unds for Taxes aad Insurance. Subjxt to applicable law or to a wrlttea welver by Leader. 8orrower ahal!pay to
<br /> �'_°1°""�"� Lender on the day monthly payments are due under the Note,uatil the Nae is patd ia full.a sum('Funds')for:(a)yearly tanes
<br /> and assessments which may attafn prIorlty over this Saurlry Iustrument as a lien on the Property;(b)yearly leasehold payments
<br /> ,.,�.�...� • or groun3 nnts on che Fraperty.lf any:te)yearly hazard or property insvrauce premiums:<d)Yearly flood insurauce premiuma.
<br /> ' • if any:(a)Yearly mortgage insuraace premiuma.If any: and(fl az►y sums payable by Borrower to Lender. in accordance witb
<br />'�n�-° ', ttte rovisions of h 8, ia lieu of the ment of mort a e insurance mmiums.These items an called'Fscrow Items.'
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<br /> . Lsader may. at etry tlme.collat aad hold Funds in an amount not to ezcRed the maximum amount a Iauder for a federally�
<br /> ' related mortgage loaa may require for Borrower's escraw axount under the federel Real Estate Settlemem FroceQures Act of
<br />` ;�,. . 1974 as amended from dmc ro dme. 12 U.S.C.Section 2601 et seq.("RESPA').unless another law that appiies M.ths Funds
<br /> -���`� �`-• seu a(esstr amouat. If so,L.eader may.at any tfine,coUeci aad hold Fuads in an amount aot w ea�ceed the lesset amounG
<br />:��'�'`w'�:k°^ Lender may esdmate the amount of Funds dus on the basis of current deta and reasonable estimates of expeadiwres of t�cun
<br />' .',:�. ."- Escrow Icems dr othetwLse in aaordance with applicable law.
<br />;�:�t"`" The Funds sball be held tn an iastiwtton whose
<br /> _.: �, deposits are Insut�d by a federal agency. iastrumentality, or anity
<br /> � .. (includiag Leader.if Leader fls s�ch aa institudoa)or in any�ederal Home L.oaa Bank.Iender shall apply[he Funds to pay the
<br />-��G' � FSC1+Ow ILems.I.ender may noi chazge Borrower for holding and aPP�Y�8�e Fuada.annually aaalyzing the escmw•axnuat,or
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<br />:r�v.,�T�.;� verlfymg tltc Escnuw Items,ualess Ixnder pays Bormwer interest on the Fan,ds aad applicable law permits Leader[o make such
<br /> : a cbarge.Howevu,Lender may iequire Bomawer to pay a one-dme c�arge for an iadependent real estau taa nQortiug serxix
<br /> ",rv;;,:�� used by Leader in oenaecdon with this loan, ualess agplicabls law provides othetwis�. UnIess an agament is made on
<br />---_:��.u�-���� applicable 1aw nquires jnterest io be paid.Leader shall not be requlnd to pay Bomnwer any intenst or eamings un,U�e Funds.
<br /> -=`- — Bormwer aad Lender may ag�ee ia�tvrltiag.however,that in3�asst shaU 6e paid on the Fuads. Leuder s�all give t�o Borrower.
<br /> � without cbarge.aa sacnual acconntusg of the Funds,shawiqq credia and debits w t�e Funds and the gtttpose for whicb each
<br /> ---- — debic to the Funds waa made.'!Ue Fuads an pledged as addiuonal security for all sums sccurcd by this Saa�rity tnsccumeat.
<br /> ... - --= lf dtC Fusds heid 1sy Lat�et ecCeea the�evnts g�milteil to be held bY aPFliC�tble law,I.CIIdc:Sttc3t aCtouRi 281�GIi4t+rtr
<br /> ""R"-� for ti►�.eXCeas Funds 3n accordanca�wIth the requinments af�pplicable law. If the amount of the Funds held by LaMsr u any
<br /> u -- time'is�tot sufficient to p�y the Escsow Items whett due. I.et►drs may so notify Borrower In wrtting.and.ia such cau Boirower
<br /> - ---= shall pay w Lend+er tAe amouat ne�essatiy�co ma�ce,up the deffciency.Borrower shaU make up the de6,cicncy in no mon tl�aw.
<br /> , twclvc monthiy g�g�ts.et I.ender's sole disCreu�n. .
<br /> - _ - _ UP�P�YU.4ei�s:in full of aU sums saatre��+.this Sccurity rn�r..±�t� Leader al�all pmmptly�tmd to Boirowa aw}� . ;: �
<br /> Fumds bqld b3�Lend'er.If,under par.igragh 21.•Lartder shall acquire or sell the Proprrty.Lender.Prior ta the acquisidon or sale .,��,;
<br /> � . of j�ae�7P�topercy,sbaU apply any Funds held by I,euder at tLe ame of acquisition or sale as a cm.dic$gatnat the s�sccutal by '
<br /> - -- thia SeCadry Iustrumcnt. >•
<br /> � 3.AppLtcation oi Pqyments.Unless applicable 1aw pmvides other�vise.all paymenu receaval by�nda under paragraphs
<br /> 1 aad 2 shall be agpliat: first.to aay prepaypn�t.charges due undsr the Nqxe;second,to amounts gay,a'�1s vader puagraph 2;
<br /> third;co inurest due;foucsh,to prludpal due;and lasc,co auy��ate charges due uader the Nou. :��
<br /> .,;! �.�iges.�� shaU pay all wues,asse�ent�.charges.fittes aattl ftqpnaitions,�tri�a�itt�a the Pmperty
<br /> -;� whidr�tnay�.attain ptlDrityT�'5ccudry Insa�ment. and�kc�sehotd payments or gtbi�iid reats, �F�a�y.Bomower shall Pa3'
<br /> _ T dtese obligations it�a�ia.�aanxr Pmvldal ia paragraph 2.or if aot paid in 1ha�.manaer.Horrower sha1Q�a,gr them on tirae ditocdy
<br /> . co the person mvei��iaymont.Borrower shaU pmmptly furnish to Lander sll,rhotias of amouau w be paid under this paragraph.
<br /> _--,;,;�� If Borrower makes these paymeats dinctly.Bormwer shaU imompclY flunishh to Lender rcoeiprs evIdencing�he payanenu. �
<br /> =�,:�:R� Botrower shell prnmpdy discharge auyr lien which has prioriry over this Sccur�ty Inatrument ualess Borrower. (a)a8cas in
<br /> _- wruiug to the payme,nt of the obligation aecured by the lien in a manaer acxptable w Leader;(b}t�ntests in good faith the lIen
<br /> --------- � by. or defeads.aga3it�t enfomment of thc lien in, legal Pnooadings wbich ia the Imder's opiai�m,operate to pteve� the
<br /> enfot�aameat of ipe lie�;or(c)s�ures from the holda of the lien an agroer�sni ssuisfaccory w Len�et subondinuing the liea to
<br /> ` Rhis,�5ssn;ity Instrittqsat. If Laadcr determines that any part o�'the Propaty '�s�sub}ect to a Iien whicli may auaiu priority aver
<br /> ---- tLis���uriry Insaumeat. Leader may give Bon+ower a ao�ia�ideutifying�t�e lien.Born�vrez•.shall suLsfy[he 1[en or�ake one or
<br /> -�=°°�� � mon of the actioas set forth above,a�vithin 10 days of the givin$:of nodoe. . �
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