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<br />THIS INSTRLTMENT PREPARED BY:
<br />Home Federal Savings & Loan Association of
<br />Grand Island
<br />221 South Locust Street
<br />GRAND ISLAND, NE 68801
<br />AFTER RECORDING RETURN TO:
<br />Home Federal Savings & Loan Association of
<br />Grand Island
<br />221 South Locust Street
<br />GRAND ISLAND, NE 68801
<br />(Space Above This Line For R�ording Data)
<br />DEED OF TRUST
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<br />(PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE SECURED
<br />BY THIS DEED OF TRUST)
<br />THIS DEED OF TRUST ("Security Instrument") is made on September 4, 2012. The grantors are KEVIN L
<br />HARRIS and LISA A HARRIS, HUSBAND AND WIFE, whose address is 304 LAKESIDE DR, GRAND
<br />ISLAND, Nebraska 68801 ("Bonower"). Bonower is not necessarily the same as the Person or Persons who sign
<br />the Equity - Line of Credit ("Contract"). The obligations of Borrowers who did not sign the Contract are
<br />explained further in the section titled Successors and Assigns Bound; Joint and Several Liability;
<br />Accommodation Signers. The trustee is Arend R Baack, Attorney whose address is P.O. Box 790, Grand
<br />Island, Nebraska 68802 ("Trustee"). The beneficiary is Home Federal Savings & Loan Association of Grand
<br />Island, which is organized and existing under the laws of the United States of America and whose address is 221
<br />South Locust Street, Grand Island, Nebraslca 68801 ("Lender"). KEVIN L HARRIS and LISA A HARRIS
<br />have entered into a Contract with Lender as of September 4, 2012, under the terms of which Borrower may, from
<br />time to time, obtain advances not to exceed, at any time, a*�*MAXIMUM PRINCIPAL AMOUNT
<br />(EXCLUDING PROTECTIVE ADVANCES)*�* of Thirty-three . Thousand Five Hundred and 00/100
<br />Dollars (U.S. $33,500.00) ("Credit Limit"). Any party interested in the details related to Lender's continuing
<br />obligation to make advances to Borrower is advised to consult directly with Lender. If not paid earlier, the sums
<br />owing under Borrower's Contract with Lender will be due on September 15, 2017. This Security Instrument
<br />secures to Lender: (a) the repayment of the debt under the Contract; with interest, including future advances, and
<br />all renewals, extensions and modifications of the Contract; (b) the paytnent of all other sums, with interest,
<br />advanced to protect the security of ihis Security Instrument under the provisions of the section titled ProtecHon of
<br />Lender's Rights in the Property; and (c) the performance of Borrower's covenants and agreements under this
<br />Security Instrument and the Contract. For this puipose, Bonower, in consideration of the debt and the trust herein
<br />created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property
<br />located in the COUNTY of HALL, State of Nebraska:
<br />Address: 304 LAKE5IDE DR, GRAND ISLAND, Nebraska 68801
<br />Legal Description: LOT THIRTY-FOUR (34), IN HIDDEN LAKES SUBDIVISION NUMBER
<br />FOUR (4), HALL COUNTY, NEBRASKA
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br />"Properiy."
<br />BORROWER COVENANTS that Bonower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Properly is unencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record.
<br />Borrower and Lender covenant and agree as follows:
<br />Payment of Principal and Interest; Other Charges. Bonower shall promptly pay when due the principal of and
<br />interest on the debt owed under the Contract and late chazges or any other fees and charges due under the Contract.
<br />Applicable Law. As used in this Security Instiument, the term "Applipable Law" shall mean all controlling
<br />applicable federal, state and local statutes, regulations, ordinances and administrative rules.and orders (that have
<br />the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />O 2004-2011 Complimce Systems, Ivc. 9BAD-8338 - 201 IL2.0.485
<br />Consumer Rwl Eetete - Secucity Instrummt DL2036 Page 1 of 5 �vivw.compliancesystems.com
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