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�� <br />�� <br />� <br />— <br />N � <br />� �� <br />� �� <br />N � <br />0 �� <br />� — <br />� — <br />� — <br />� <br />�� <br />�� <br />— <br />— <br />e� <br />�� <br />f� <br />� � � <br />`K � <br />( <br />l�3 � a <br />� � <br />� �' ;,, <br />�� � <br />� <br />,� � <br />V � <br />�� <br />D <br />r <br />� i �, � <br />f-. • "_ <br />ri �,• � <br />� ,_�_ <br />1'�°I t <br />�: ,, 4 K:� <br />,, , �' <br />__.� <br />a�i <br />�._� l .. <br />i �1 <br />f"} � �� <br />� Z _' <br />r�. <br />(. _J <br />_� <br />i�V <br />r ` J <br />_� <br />F <br />rp <br />� <br />"� <br />4--d <br />F ' <br />�_♦ <br />�..1� <br />� � <br />� � <br />C D <br />z rn <br />—�1 <br />� O <br />O T <br />'T1 � <br />_i �-. <br />p :J� <br />r � <br />r ;> <br />�� <br />� <br />� <br />'I'HI5 IN5TRUMENT PREPARED BY: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />GRAND ISLAND, NE 68801 <br />NMLS COMPANY IDENTIFIER: 446443 <br />AFTER RECORDING RETURN TO: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />GRAND ISLAND, NE 68801 <br />(Space Above This Line For R�ording Data) <br />DEED OF TRUST <br />N <br />O <br />� <br />1� <br />� <br />� <br />1� <br />� <br />� <br />✓ � <br />3 0� <br />THIS DEED OF TRUST ("Security Instrwnent") is made on August 29, 2012. The grantors are JAMES L <br />LEWIS, also l�own as L. JAMES LEWIS, whose address is 515 MEVES AVE, GRAND ISLAND, Nebraska <br />68801-7858 , and JULIE K KNUTH, also l�own as JULIE KNiTTH, EACH A SINGLE PERSON, whose <br />address is 515 MEVES AVE, GRAND ISLAND, Nebraska 68801-7858 ("Borrower"). Bonower is not <br />necessarily the same as the Person or Persons who sign the Note. The obligations of Borrowers who did not sign <br />the Note are explained further in the section titled Successors and Assigns Bound; Joint and Several Liability; <br />Accommodation Signers. The trustee is Arend R Baack, Attorney whose address is P.O. Boz 790, Grand <br />Island, Nebraska 68802 ("Trustee"). The beneficiary is Home Federal Savings & Loan Association of Grand <br />Island, which is organized and existing under the laws of the United States of America and whose address is 221 <br />South Locust Street, Grand Island, Nebraska 68801 ("Lender"). JAMES L LEWIS owes Lender the principal <br />sum of Ten Thousand Seven Hundred Thirty-five and 00/100 Dollars (U.S. $10,735.00), which is evidenced by <br />the note, consumer loan agreement, or similar writing dated the same date as this Security Instrument (the "Note"), <br />which provides for periodic payments ("Periodic Payments"), with the full debt, if not paid eazlier, due on <br />September 18, 2015. This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the <br />Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, <br />with interest, advanced to protect the security of this Security Instrument under the provisions of the section titled <br />Protection of Lender's Rights in the Property; and (c) the performance of Borrower's covenants and agreements <br />under this Security Instrument and the Note. For this purpose, Bonower, in consideration of the debt and the trust <br />herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described <br />property located in the COUNTY of HALL, 5tate of Nebraska: <br />Address: 515 MEVES AVE, GRAND ISLAND, Nebraska 68801-7858 <br />Legal Description: LOT TWENTY (20), SPELTZ-SCHi1LTZ ADDITION TO THE CITY OF <br />GRAND ISLAND, HALL COUNTY, NEBRASKA <br />TOGETHER WITH all the improvements now or hereafter erected on the properly, and all easements, <br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be <br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the <br />"Property." <br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to <br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. <br />Bonower wazrants and will defend generally the title to the Property against all claims and demands, subject to <br />any encumbrances of record. <br />Bonower and Lender covenant and agree as follows: <br />Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due the <br />principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the <br />Note. <br />Applicable Law. As used in this Security Instrument, the term "Applicable Law" shall mean all controlling <br />applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have <br />the effect of law) as well as all applicable final, non-appealable judicial opinions. <br />Funds for Tages and Insurance. At Lender's request and subject to Applicable Law, Borrower shall pay to <br />Lender on the day periodic payments are due under the Note, until the Note is paid in full, a sum ("Funds") for: (a) <br />yeazly taxes and assessments which may attain priority over this Security Instrument as a lien on the Property; (b) <br />yearly leasehold payments or ground rents on the Property, if any; (c) yearly hazard or property insurance <br />O 2004-2011 Compliance Systems, Inc. 9BAD-DFFS - 2011 L2.0.485 <br />Coosumer Reel Estate - Securiry Ivatrument DL2036 Pege 1 of 6 www.compiiancesystems.cam <br />