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<br />THIS INSTRiJMENT PREPARED BY:
<br />Home Federal Savings & Loan Association of
<br />Grand Island
<br />221 South Locust Street
<br />GRAND ISLAND, NE 68801
<br />AFTER RECORDING RETURN TO:
<br />Home Federal Savings & Loan Association of
<br />Grand Island S D
<br />221 South Locust Street
<br />GRAND ISLAND, NE 68801 d� ��
<br />(Space Above This Line For Recording Data)
<br />NMLS COMPANY IDENTIFIER: 446443
<br />DEED OF TRUST
<br />(PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE SECURED
<br />BY THIS DEED OF TRUS'1�
<br />T'HIS DEED OF TRUST ("Security Instrument") is made on 5eptember 14, 2012. The grantors are EDWARD
<br />R MANDEVII.LE, whose address is 57 50NJA DR, Doniphan, Nebraska 68832-9775 , and DEBORAH L
<br />MANDEVII,LE, HUSBAND AND WIFE, whose address is 57 SONJA DR, Doniphan, Nebraska 68832-9775
<br />("Bonower"). Borrower is not necessarily the same as the Person or Persons who sign the Equity - Line of Credit
<br />("Contract"). The obligations of Borrowers who did not sign the Contract are explained further in the section titled
<br />Successors and Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is Arend
<br />R Baack, Attorney whose address is P.O. Bog 790, Grand Island, Nebraska 68802 ("Trustee"). The beneficiary
<br />is Home Federal Savings & Loan Association of Grand Island, wluch is organized and existing under the laws
<br />of the United States of America and whose address is 221 South Locust Street, Grand Island, Nebraska 68801
<br />("Lender"). EDWARD R MANDEVII.LE has entered into a Contract with Lender as of September 14, 2012,
<br />under the terms of which Borrower may, from time to time, obtain advances not to exceed, at any time, a
<br />�*�MAXI1VIiJM PRINCIPAL AMOUNT (EXCLUDING PROTECTIVE ADVANCES)*** of Five
<br />Thousand Seventy-four and 50/100 Dollars (iJ.S. $5,074.50) ("Credit Limit"). Any party interested in the details
<br />related to Lender's continuing obligation to make advances to Borrower is advised to consult directly with Lender.
<br />If not paid earlier, the sums owing under Bonower's Contract with Lender will be due on October 15, 2017. This
<br />Security Instrument secures to Lender: (a) the repayment of the debt under the Contract, with interest, including
<br />future advances, and all renewals, extensions and modifications of the Contract; (b) the payment of all other sums,
<br />with interest, advanced to protect the security of this Security Instrument under the provisions of the section titled
<br />Protection of Lender's Rights in the Property; and (c) the performance of Bonower's covenants and agreements
<br />under this Security Instrument and the Contract. For tlus purpose, Borrower, in consideration of the debt and the
<br />trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described
<br />property located in the COiJNTY of HALL, State of Nebraslca:
<br />Address: 57 SONJA DR, Doniphan, Nebraska 68832-9775
<br />Legal Description: LOT FIFTY SEVEN (5'n, ANIICK ACRES EAST 5UBDIVISION, HAI.L
<br />COUNTY,NEBRASKA
<br />TOGETHER WITH a11 the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is refened to in this Security Instrument as the
<br />"Property."
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Bonower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record.
<br />Borrower and Lender covenant and agree as follows:
<br />Payment of Principal and Interest; Other Charges. Borrower shall promptly pay when due the principal of and
<br />interest on the debt owed under the Contract and late charges or any other fees and charges due under the Contract.
<br />Applicable Law. As used in this Security Instrument, the term "Applicable Law" shall mean all controlling
<br />applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have
<br />the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />� 2004-2011 Compliaoce Syatems, I�. 9BAD-6E9C - 201 IL2.0.485
<br />Coavumer Real Estate - Securrty Instcument DL2036 Pege 1 of 5 www.wmpliancevyatems.com
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