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<br />THIS INSTRUMENT PREPARED BY: AFTER RECORDING RETURN TO:
<br />Home Federal Savings & Loan Associatlon of Home Federal Savings & Loan Association of
<br />Grand Island Grand Island �/ d�
<br />221 South Locust Street 221 South Locust Street ��`
<br />GRAND ISLAND, NE 68801 GRAND ISLAND, NE 68801
<br />NMLS COMPANY IDENTIFIER: 446443
<br />(Space Above This Line For Recording Data)
<br />DEED OF TRUST
<br />(PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE SECURED
<br />BY THIS DEED OF TRUS1�
<br />THIS DEED OF TRUST ("Security Instrument") is made on September 11, 2012. The grantors are DWIGHT J
<br />DONAHEY and JANET M DONAHEY, HUSBAND AND WIFE, whose address is 607 WEST AVE,
<br />GRAND ISLAND, Nebraska 68803-4250 ("Borrower"). Borrower is not necessarily the same as the Person or
<br />Persons who sign the Equity - Line of Credit ("Contract"). The obligations of Borrowers who did not sign the
<br />Contract are explained further in the section titled Successors and Assigns Bound; Joint and Several Liability;
<br />Accommodation Signers. The trustee is Arend R Baack, Attorney whose address is P.O. Boz 790, Grand
<br />Island, Nebraska 68802 ("Trustee"). The beneficiary is Home Federal Savings & Loan Association of Grand
<br />Island, which is organized and existing under the laws of the United States of America and whose address is 221
<br />South Locust Street, Grand Island, Nebraska 68801 ("Lender"). DWIGHT J DONAHEY and JANET M
<br />DONAHEY have entered into a Contract with Lender as of September 11, 2012, under the terms of which
<br />Bonower may, from time to time, obtain advances not to exceed, at any time, a**'�MA�CIMUM PRINCIPAL
<br />AMOUNT (EXCLUDING PROTECTIVE ADVANCES)�*� of Five Thousand and 00/100 Dollars (U.S.
<br />$5,000.00) ("Credit Limit"). Any party interested in the details related to Lender's continuing obligation to make
<br />advances to Borrower is advised to consult directly with Lender. If not paid earlier, the sums owing under
<br />Bonower's Coniract with Lender will be due on September 15, 2017. Tlus Security Instrument secures to Lender:
<br />(a) the repayment of the debt under the Contract, with interest, including future advances, and all renewals,
<br />extensions and modifications of the Contract; (b) the payment of all other sums, with interest, advanced to protect
<br />the security of this Security Instrument under the provisions of the section titled Protection of Lender's Rights in
<br />the Property; and (c) the performance of Borrower's covenants and agreements under this Security Instrument and
<br />the Contract. For this purpose, Bonower, in consideration of the debt and the irust herein created, irrevocably
<br />grants and conveys to Trustee, in trust, with power of sale, the following described property located in the
<br />COIINTI' of HALL, State of Nebraska:
<br />Address: 607 WEST AVE, GRAND ISLAND, Nebraska 68803-4250
<br />Lega1 Description: LOTS EIGHT (8) AND THE NORTH TWO (2) FEET OF LOT SEVEN ('n, IN
<br />THE WEST HEIGHTS SECOND ADDITION TO THE CITY OF GRAND ISLAND, HALL
<br />COUNTY,NEBRASKA
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in tlus Security Instrument as the
<br />"Property."
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record.
<br />Borrower and Lender covenant and agree as follows:
<br />Payment of Principal and Interest; Other Charges. Borrower shall promptly pay when due the principal of and
<br />interest on the debt owed under the Contract and late charges or any other fees and charges due under the Contract.
<br />Applicable Law. As used in this Security Instrument, the term "Applicable Iaw" shall mean all controlling
<br />applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have
<br />the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />m 2004-2011 Complience Systems, Inc. 9BAD-9FAF - 201 I L2.0.485
<br />Consumer Real Estete - Security Inakument DL2036 Page 1 of 5 �•�P��en�Yg��•�
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