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201207796 <br /> (C) "Lender" isBank of the West, a California stiate banking corp. <br /> Lenderisa corporation <br /> organized and existing under tlie laws of The State of Cal i forni a . <br /> Lcnde�'saddrassis 13505 California St, NE-BBP-LL-P, Omaha , NE 68154 <br /> (D) "Trustee" is Bank of the West, a California state banking corp. <br /> (E) "M ERS" is Mortgage Electronic Registratioti S�+stems, Ine. MRRS is a separate corporaLion Gl�at is acLing <br /> solcly as a i�uminec for Lender a�d Lender's successors and assigns. MF.I2S is thc bcncficiary undcr this <br /> Sccurity IitsYrumcnt. MERS is orglnized aud existing under Uie laws of Delawa�'e, and has an address and <br /> telepl�one number of P.O. F3ox 2026, FIinL, MI 48501-2026, tel. (SKS) 679,MLRS. <br /> (F) "Note" ineai�s lhc promisnory notc signcd Uy Boreowcr and dxLcd SeptembeY' 13. 2012 . Tl�e Note <br /> slineesd�a[Boi�rowerowesLenderOne Hundred Sixteen Thousand And Zero/100 <br /> Dollars (U.S. x ll6,000.00 ) pli�n interes�. Borrower lias promised to pay tl�is debt in reguLv� <br /> Periodic Paymenes aud to pay t�l�e debt�in full not later tha�i OctOber Ol , 2027 . <br /> (G) "PropOrty" �neans the properry that is described below tmder the l�eading "Transfcr of Rights in thc <br /> Pruperty �� <br /> (H) "loan" mcans tl�e debt cvidencul by Lhc Notc, pTus interes[, any prcpxyment ch�u'ges aud Inte charges dtte <br /> under t1�e Note, and all sums due ui�der this Secm�ity Iustniment, plus interesC. <br /> (I) "RidBrs" means all Riders to tliis Secuxity Instrument tJiat are execuCad Uy Borrower. The follo�ving Riders <br /> arc to bc cxccutcd by Rorrowcr �chccl< box as applicable]: <br /> U Adjustxblc Rxtc R�dci � Condominium Ridcr U Sccoi�d Homc Riticr <br /> n Balloon Kider n Planned Unit DeveLopmen[Ridei � 1-4 Family Rider <br /> 0 VA Rider � Biweekly Payiuent Rider � Ot1�er(s) [specify] <br /> (J) "Applicable Law" means all cun�rolling xpplicable lederal, sWLe and lucal s[a[u[es, regulations, <br /> ordinatices 2nd administrative rules and orders ([hat have the effect of law) as well as all applicable final, <br /> non-appealable judiciat opinions. <br /> (K) "Community Association Dues, Fees, and Assessments" means all <h�es, fees, assessn,ents and othcr <br /> charges that arc iinposed on Rorrower or the Property by a condominium association, hancuwncrs <br /> association or similar orgai�ization. <br /> (L) "EIeCtYoniC Funds TYanSfeY" mcans n��ry Liansfcr uf Cunds, uLhcr Lhan a Lrxusaction originated by cltecl<, <br /> draft, or similar paper instrument, which is initiated thxough an electronic teeminal, Cclephouic insh�mnent, <br /> cainputer, or inagnetic tape so as to m�der, insU-uct, or auT]�orize a fi��ancial iustitution to debit or crcdiL an <br /> accAunt. Sncli term includes, but is nol limiled lo, point-o(-salc Uansfei:s, automated [eller machine <br /> t�-ansactions, d-ansfers initiaCed by telephone, wire transfers, and automaPed clearinghouse�i-ansfers. <br /> (M) "Escrow Items" means those items that are described in Section 3. <br /> A8013004A2 Q� A901900482 <br /> NEBHNSKA-Single Famlly-Fannle MeelFredtlle Mac UNIF02M INSTRIIId[NT WITH MERS `�' g"� '��� Fonn 3U28 1101 <br /> VMP� VMP6A(NE)1110G1 <br /> Wol�ors Kluwor Flnancial Sorvices Px90�o(1� <br />