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<br /> - -�. TOC3ETHER VY1TH sll thv improvements now or hereatter ecected on the property, and e2! easer::ants, -
<br /> . . , appurtenanc�s,and 4i xtures now or haresiiter a part ot tha property,All replucemente and additions shall also be covered
<br /> �,�. by thie Security Instrument.All oP tha foregoing is referred to in this Security Inatrument as the"Property." _
<br /> •�.�•,.,r�,r•�,;a� BORRt�W�R C:QVBNANTS that Borro�rer is lawfully seised of the estate horeby conveyed end hea the right to
<br /> �Ant and convey thu ProF►erty and that the Property is unencumbered,except for encumbrnnces of record. Borrower
<br /> , ,�•� wurranta and wil l dafend generelly the title to the Property egainst ell olaime and demands,eubject to any encumbrnncev
<br /> Z of record, _
<br /> �^,���, THIS SBCURI'I'Y IN51'TtUMENT combiaes unifarm covenants for national use end non-uniform covenantis with -
<br /> �'� limited varistionsby jurisdiction to constitutea uniform security instrumentcavering real property.
<br /> �il UNIF'ORM Cn�ENANTS.Barrower and Lender covenant and a�ree as Qollows:
<br /> 1.Paymen t of Principal�nd Interest;Prepayment and I,�te Chsrges. Barrower ahaU promptly pay when due
<br /> -' _ - tha principal ot and i ntarest on the debt evidenced by the Note end any prepayment and late charges due under the Note.
<br /> - � 2. Funde for'�'exes sad Inau»nce. 5ubject to applicabla law or to a wdtten waiver by Lender,Borrower shal! -
<br />_.�,...�,.� �ay to I.ender on�ha dny monthly payraents are due under the Nota.until tha Note is paid in full,a sum("Funds")tor.
<br /> a)yearly taxes$nd:�.sments which may attain priority over thie Security Instrument as a lien on the Property;(b)
<br />_ , yearly leasahold payrnents or ground rents on tha Pmperty�if any;(c)yearly hazard or property insuranca premiums;
<br /> , y:. :,;.� � {d�yeariy tlood iasurence premiums,if any;(e�y@sely morYgage insurance premiums,ii any;and(f) any sums payable `
<br />__::�...;� _,. by Borcoaer w Lenden,in accordartoe with tha provieiona of paragraph 8.in lieu of tha p$yment oi mortgage insurance
<br />-",ir���,��;r. premiume.'�'hesc iteme ara celled"F�cmw Itsms."Lender may.at nny time,collect and hold Funds in an amount not
<br />-'�:�''�; ' ` to exceed the masirnum emount a lender for a federally related mortgage loan may require �or Borcower's escrow
<br /> '�".'"� account under tha i�deral Real F�tPste Settlement Procedures Act of 1974 as amended from tima to tirne, 12 U.S.C.
<br /> - �<<'z� �'�'� Se;ction?b01 et seq. ('RESPA"),unless another lew that applies to the Funds sets a lesser amount.Itso. Lender may,
<br />"`�.'�`� at any tsme� colle�t and hold Funda in an amount nat to eaceed the lesser amount.Lender may estimate the amount of
<br />:=-y�'}`'�} Funds due on ths�bndcia of current c3ata afld reasoneble estimates of expenditures of future Escrow Iterneor otherwise in
<br /> t._....,
<br />'-`�".''.�`�:' accordance with appl icable law.
<br />°�-'��4' 'r'� The Purtds shell be held in att institution whose de is are ineured b a federal a ena ,instrumentali
<br /> -•r•.�.��r`. P� Y � Y t3+.or entity �
<br /> (inoluding L.ender,if Lendar is suoA,an institqtion)or itt any Federal Home I.aan Bank.Lender shall apply the Funda to
<br /> -�� =���__��� pay the Bscrow Itema L�tder may nof.o}�atge Borrower for holding and applying tha Funds.annually analyzfng tJ�Q ,� -
<br />_•_�.,;;�'� Escrow account, or verifying tho Escruw Items�unless Lender pays Borrower intereat ort the Funds and applicable!s'tv
<br />��_--���-=�----d �ermits Lendar w rnake such a charge.Hciwever, Lendar may requir� Borrower to pay a one-Nme cherge for,;:�m:
<br /> ���`y��,I independent real estatetax reporting service used by I,ertder in connection with thia loan,unless applicable law prov�das..
<br />_�_=�� othercvise.Unless en agc+eement is mad�or app}icable taw requires interest to ba paid.Lender shall not be re�uiro�;to,
<br />=r�..�+�±���?*�� pay Borrower any interest or earnings on the Funds.Borro�rer und Lender may agrea in writing,however�that intqr�'t
<br />--T�-y�� ehall b�paid on tha Funds.Lender shall give to Borrower,without charge,an atutual accotendng of the Funds,sho�vl�tg
<br /> --___ credi�s�anct d@bitsto tha Funds and the purpose for whieh each debit to the Funds wes made.The Funds are pledged as -
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