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(C1 "Lender" is �TELLS E'ARGO BANR, N.A. �0�20�7 Lender is a 1JATIONAL ASSOCIATION organized and existing under the laws of T� UNITED STATES Lender's address is 101 NORTH PSILI�IPS AVENUE, SIOUX FALLS, SD 57104 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is ��S FARGO FINANCIAL NATL BNR C/O SPEC. SERV., PO BOX 31557, BILLINGS, MT 59107 (E) "Note" means the promissory note signed by Borrower and dated 3EPTEI�ER 12, 2012 . The Note states that Borrower owes Lender SEVENTY SEVEN THOIISAND SIX HIIAIDRED AND 00/100 Dollars (U.S. $******77, 600 . 00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than�� O1, 2027 . (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loen" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this 5ecurity Instivment that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable] : ❑ Adjustable Rate Rider � Condominium Rider � Second Home Rider ❑ Balloon Rider ❑ Planned Unit Development Rider ❑ 1-4 Family Rider 0 VA Rider � Biweekly Payment Rider � Other(s) [specify] (1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. (J► "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners association or similar organiza.tion. ( K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similaz paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tage so as to order, insiruct, or authorize a fina.ncial institution to debit or credit an account. Such term includes, but is not limited to, goint-of-sale tcansfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. {Li "Escrow Items" means those items that aze described in Section 3. IM) "Miscelleneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third pariy (other than in�,��p proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Properly NEBRASKA-Sl�le Family-Fannia Mae/Fraddfa Mac UNIFORM INSTRUMENT Form 3028 1/01 VMP � VMPBINE) (11061.00 Woltars Kluwer Flnancfal Servicea Page 2 of 17