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�o��a���� <br />BY SIGNING BELOW, Bonower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />� <br />� � (Seal) <br />Wayne Grach Sr -Borrower <br />� (Seal) <br />Carol yn L Gr chek -Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />-Borrower <br />� Refer to the attached Signature Addendum for additional parties and signatures. <br />NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />VMP � VMP6(NE) (1105) <br />Woltera Kluwer Flnanciai Services Page 16 of 17 <br />