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�0120�670 <br />TRANSFER OF RIGHTS IN THE PROPERTY <br />This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and <br />modifications of the Note; and (ii) the perFormance of Bonower's covenants and agreements under this <br />Security Instrument and the Note. For this purpose, Bonower inevocably grants and conveys to Trustee, in <br />trust, with power of sale, the following described property located in the <br />County of Hall . <br />[Type oi Recarding JurisdicUon] [Name of Recording Jurisdiction] <br />Lot Eleven (11), Block One (1), Ponderosa Lake Estates Subdivision, an Addition to the City of Grand <br />Island, Hall County, Nebraska <br />which currently has the address of <br />Grand Island <br />[Cny] <br />43 Ponderosa Dr <br />[S�l <br />, Nebraska 68803 ("Property Address"): <br />[Zip Code] <br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, <br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also <br />be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the <br />��property �� <br />BORROWER COVENANTS that Bonower is lawfully seised of the estate hereby conveyed and has the <br />right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of <br />record. Bonower warrants and will defend generally the title to the Properly against all claims and demands, <br />subject to any encumbrances of record. <br />THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform <br />covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real <br />property. <br />NEBRASKA- Single Family - FannieMae/FreddieMac UNIFORM INSTRUMENT <br />Form 30281/01 � <br />Laser Fortns Ina (800) 44Cr3555 <br />LFI#FNMA30289/11 Page 3 of 13 Initials: � <br />