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201207672 <br /> PLANNED UNIT DEVEL(�PM�NT RIDER <br /> THIS PLANNED UNIT DEVELOPMENT RIDER is made this 10th day of <br /> September 2012 , and is ineorporated intti and shall be <br /> deemed to amend and supplement the Mortgage, Deed of Trust, or Security Deed (the <br /> "Security Instrument") of the same date, given by the undersigned (the "Borrower") to <br /> secure Borrower's Note to EQUITABLE BANK <br /> (the "Lender") of the same date and covering the Property described in the Security <br /> Instrument and located at: 3?_0 Ponderosa Dr <br /> Grand Island, NC- 6II803 <br /> [Property Address] <br /> The Property includes, but is not limited to, a parcel of land improved with a dwelling, <br /> together with other such parcels and certain common areas and facilities, as described in <br /> AGREEMENT FOR PROTECTIVE COVENANTS & RESTRICTIONS TO PONDEROSA LAKE <br /> ESTATES FOURTH SUf3DIVISION, FILED '1/8/1998 AS �k98-100194, SUBDIVISION <br /> AGREEMENT FILED 1/14/1998 AS #98-100342 AI_L IN TI1E REGISTER OF DEEDS <br /> {the "Declaration"). The Property is a part of a planned unit development known as <br /> PONDEROSA LAKES ESTATES FOURTH <br /> [Name of Planned Unit Development] <br /> (Phe "PUD"). The Property also includes Borrower's interest in the homeowners association or <br /> equivalent entity owning or managing the common areas and facilities of the PUD (the <br /> "Owners Association") and the uses, benefits and proceeds of Borrower's interest. <br /> PUD COVENANTS. In addition to the covenants and agreements made in the Security <br /> Instrument, Borrower and Lender further covenant and agree as follows: <br /> A, PUD Obligations. Borrower shall perform all of Borrower's obligations under the PUD's <br /> Constituent Documents. The "Constituent Documents" are the (i) Declaration; (ii) articles of <br /> incorporation, trust instrument or any equivalent document which creates the Owners <br /> Association; and (iii) any by-laws or other rules or regulations of the Owners Association. <br /> [3orrower shall promptly pay, when due, all dues and assessments imposed pursuant to the <br /> Constituent Documents. <br /> 12-08-000032 <br /> MULTISTATE PUD RIbER - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br /> Form 3150 1101 <br /> Wolters Kluwer Financial Services Page 1 oF 3 Initials: '��1�..) <br /> VMP�-7R(0811) ���' <br />