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201207653 (C) "Lender" is EQUITABLE BANK Lenderisa Sdvings Bdnk or�anized and e�sting under the laws of TH E STATE 0 F N EB RAS KA L�der`sadchessis 113-115 N LOCUST ST PO BOX 160 GRAND ISLAN� NE 68802-0160 Lender is the beneficiary under this Security Instrume�lt. (D) "Trustee" is EQUITABLE BANK (E) "Note" means the promissory note sigped by Borrower and dated September 10, 2012 . The Note statesthatBorrowerowesLender NINETY TWO THOUSAND AND 00/100 Dollars(U.S. �92,000.00 )plus interest. Borrowex]�as pxomised ta pay th:s debt in rea lar Periodie Payments and to pay the debt�fiill not later than 0 ct o b e r 1, 2 027 . (F) "Property" mcans rhe properiy that is described below under the heading"Transfer of Rights in the Property.° (G) "LOan" means the debt evidenced hy Lhe Note, plus in#exest, any prepayment chatges and laTe cbuges due under the Note, and all sums due unfler this Security Inshwnent, plus interast. (H) "Riders" means all Riders to this Security Instrument that aze executed by Borrower. The following Riders are to be executed by Soxrower [check box as applicable]: �Ad�ustable Rate Rider � Condomiuium Rider 0 Second Home Rider �BaIloon Rider �Planned Unit Dcvelopment Rider � 1-4 Fanvly Rider �VA Rider 0 Biwee7dy Payment Rider 0 Other(s) [specify] (I) "Applicable law" rneans all conholling applicable federal, state aud local statutes, regulatlons, ordinances and administrative rules and orders(that have the efFect of law) as u�ell as all applicable final, non-a�pealable judiciat opinions. (J) "Community Association Dues, Fees, and Assessments" means all dtiics, fees, assessments and othec charges that are imposed on Borrower or the Property by a condomuuum associa[ion, homeowncrs association or similar org�arion. (F� "Efeetronic Funds 7ransfer°' means any transfer�of funds, other than a�ansaction or=ginatcd 6y clieck, draft, or similar paper instrument, whicn is initiafed ihrough an electronic tenninal, tclephonic inscrument, computer, or magnetic tape so as to order, instruct, or authorize a tinancial institution to debit or credit an account. Such term includes, but is not lvnited to, point-of-sale uansfers; antomated tellcr inachine transactions, fransfers iniriated by telephone, wire transfers, and automated clearinghouse transfers. (L) "Escrow Items" means those iteins that arc described in Section 3. (M) "M iscellaneous Proceeds" ineans any ccrmpensarion, settlement, awazd of damages, or proceeds paid by any third party(otk�e�than insuranee�oceeds paid under the coverages deseribed ui Secqon Sj for: (ij damage to, or destruction of, the Property; (ii) condemnation ox other taking of all or a¢y pazt of the Properry; (iii) conveyance in lieu of condemnation; or(xv)misrepresenYations of, or omissions as to, the value and/or condition of tbe Property. z�ooziao NE3RASKA-Sinqle Family-Fanniel.4aelFrecdie Mac ONIFORhi INSTRIJME�T Form 3028 1/01 VMP ap VMP6ME)(�ia5) Wolters Klmver Fnancial Services page2 of 1]