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20120�65� <br />�c> ����r� �g�.s. B� N.A. <br />Lender is a. National Association <br />organized and existing under tha laws of The IIaited States Of America <br />Lender's address is 4801 Frederica Street, Owensboro, RY 42301 <br />(D) "TrustN" ia Mr . Thomas Locher <br />2002 Douglas Stree� 200 The Omaha Club, Omaha, NE 68102 <br />(� "M ERS" is Mortgage Eleclronic Registration Systema, Inc. MERS is a sepazate corporation that is acting <br />solely as a nomin� far Lmder and Lender's successors and assigus. MERS �s tLe benefldary nnder this <br />Se�cnrity Inetramenk MERS is organiz� and existing under the laws of Delaware, and has an address and <br />telephone number of P. O. Hox 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(F) "Not�" means the promissory note sign� by Borrower and dated 09/12/2012 . The Note <br />states that Borrower owes Lender Seventy-One Thousaad Siu Huadred and 00/100ths <br />Dollars (U. S. $ 71, 600 . 00 ) plus interest. Borrower has promised to pay tlus debt in regular <br />Periodic Payments and to pay the debt in full not later thaa October 01, 2042 . <br />(G) "Prop�rty" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(H) "Loan" means the debt evidencefl by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Se�urity Instrument, plus interest. <br />(I) "Riders" mea�ns all Ridera to this Se�urity Instmm�ent that are exe�uted by Borrower. The following Riders <br />are to be executed by Borrower [check box as applicable]: <br />0 Adjustable Rate Rider � Condominium Rider � Second Home Rider <br />� Balloon Rider 0 Planned Unit Development Rider � 1-4 Family Rider <br />� va x�a� 0 Biweekly Payment Rider � or��r(g) [�fi�] <br />(J) "Applicable Law" means all controlling applicable federal, state and loc�l statutes, regulations, <br />ordinances and administrative rules and orders (that have the effect of law) as well as all applic�ble final, <br />non appealable judicial opinions. � <br />(iq "Community Associatlon Dues, Fe�, and Ass�sments" means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condominium association, homeowners <br />assaciation or similar arganization. <br />(L� "��tronic Funds Transfer" means any transfer of fimds, other than a transaction originated by check, <br />draft, or similar paper instrument, which is initiat� through an electronic terminal, telephonic instrument, <br />computer, or magneric tapa so as to order, instruct, or authorize a financial institution to debit or credit an <br />account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine <br />transacbions, t�ransfers initiated by telephone, wire transfers, and automated clearinghouse transfers. <br />(M) "Escrow Items" means those items that are described in 5ection 3. <br />220d300133 <br />NEBRASKAShple FamOy-Fannie MeelFreddle Mec UNIFORM INSTFIUMENT WITH MERS <br />VMP (yl <br />Wottere Kluw� R�al Servieea <br />D VBANE <br />Form 3038 7f01 <br />VMPBA�NE) (7 706) <br />Paga 2 of 17 <br />� ,� <br />