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20�20�64� designated a substitute notice address by notice to Lender. Bonower shall promptly notify Lender of Borrower's change of address. If Lender specifies a procedure for reporting Borrower's change of address, then Bonower shall onl�+ report a change of address through that specified procedure. There may be only one designated notice address under this Security Instrument at any one time. Any notice to Lender shall be given by delivering it or b� mailing it by first class mail to Lender's address stated herein unless Lender has designated another address by notice to Borrower. Any notice in connection with this S�urity Instrument shall not be deemed to have been given to Lender until actually received by L.ender. If any notice required by this Security Instrument is also required under Applicable Law, the Applicable Law rec}uirement will satisfy the corresponding requirement under this Security Instrument. 16. Governing Law; Severability; Rules of Construction. This Security Instrument shall be governed by federal law and the law of the jurisdiction in which the Property is located. All rights and obligations contained in this Security Instrument are subject to any requirements and limitations of Applicable �L;aw. �°• Applicable Law might explicidy or implicit�y allow the pazties to agree by contract or it might be silent, but such silence sh�all aot be c�nstrued as a prohibition against agreement by contract. In the event that any provision or clavse of this Security Insttvment or the Note conflicts with Applicable Law, such conflict shail not affect otlier provisio� of �is Security In.strument or the Note which can be given effect without the contZicting provision. As use� in this Se.curity instr��*r+�r: (a) worcis of the masculine gender shalt meaa and include corresponding neuter words or words of the fe�ine gender; (b) words in the sing�lar sk�I mean and 'ancIude the plurai an� vice versa; an� (c) t�e worcY "may" gives sole discrerion vorithout any obligation to take an� action. 17. BESrror�rer°s Copy. �asrower shaI� be giveII one copy of t�e Note and of th�s Security Instr�ment. 't 8. Te�ster ofi tE�e Praperty ar a Bee�e�iLial t��Eerest ifl Bflrrovv�sr. As use� in tiais Section 18, "Interest ia the Property" me� any Iegat or b��ciai interest in the Property, includi$g, but not Finute� to, those beneficiai interests tratssferred ia � b�nc� for c�, contract for de,ed, instattmem sates contract or escrow agreement, the intent of which is t�te traasfer of title bX Borrovaer at a future date to a purchaser. If all or any part of the Ptc�perty or any Tnterest in the Property is sold or transferred (or if Borrower is not a natural person auc� a beaefciai interest in Borrower is sold or transferred) without Lender's prior written eoasent, �nder Enay requice �.iate payment in full of alI surns se,cur� by tlus Security Instrument. I�owever, tttis option sha1F not t�e exercisecY by L.ender if such exercise is prcihibited by Applicable Law. If Lender exerciseg ttzis option, Lender shall give Borrower norice of acxeleration. The norice shall provide a period of not less than 30 ctays from the date the notice is given in accordance with Section 15 within which Borrovver must gay alI sums secured by this Security Instrument. If Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies permitted by this Security Instrument without further norice or demand on Borrower. 19. Borrower's Right to Reinstate After Acceleration. If Bonower meets certain conditions, Bonower shall have the right to have enforcement of this Security Instrument discontinued at any time prior to the earliest of (a) five days before sale of the Property pursuant to any power of sale contained in this Security Instrument; (b) such other period as Applicable Law might specify for the termination of Borrower's right to reinstate; or (c) entry of a judgment enforcing this Security Instrument. Those conditions aze that Bonower: (a) pays Lender all sums which then would be due under this Security Instrument and the Note as if no acceleration had occurred; (b) cures any default of any other covenants or agreements; (c) pays all expenses incurred in enforcing tlus Security Instrument, including, but not limited to, reasonable attomeys' fees, property inspection and valuation fees, and other fees incurred for the purpose of protecting Lender's interest NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 VMP � VMP6(NE) (1105) Walters Kluwer Finandal Services Page 12 of 17