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2012076 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Bonower and recorded with it. <br />,�' . <br />(Seal) <br />i chael T Zi gl er -Borrower <br />,( (Seaq <br />Tammy J Zi -Borrower <br />(Seai) <br />-Borrower <br />(Seal) <br />-Borrower <br />� Refer to the attached Signature Addendum for additional parties and signatures. <br />NEBRASKA-Single Femily-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />VMP � VMP6INE) (1105) <br />Woltere K�uwer Flnancial Services Page 18 of 17 <br />