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�� <br />N � <br />e <br />�'� : <br />N �� <br />0 <br />� <br />� - <br />�� <br />�� <br />�- <br />�s <br />- <br />� <br />��1'1 <br />C <br />� � � �D,o <br />� � <br />� <br />� <br />WHEN RECORDED, MAIL TO: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />This instrument was prepared by: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />308-382-2900 <br />[Space Above Thfs Line For Recording Data] <br />DEED OF TRUST <br />� <br />� <br />� <br />� <br />� <br />G'� <br />n'f <br />� <br />� <br />f�'1 <br />�/! <br />� <br />� <br />� <br />!'+'1 <br />t� <br />DEFINITIONS <br />�-,.� <br />!s � �_:. c> cn <br />� a� -" �c v N <br />f�.7 � v � r, Z-1 <br />� � r r' � --r rn O <br />�, r' � �.. "- -z' --< o <br />y; e', ,�W ' �, � -� i <br />-:� .r`'__ W -.� _;. i `J <br />��� +'_� <br />G7 � �. _t:- rT� r-- <br />r�) V <br />O � �::.� � r -`� �� <br />� r l � (- T� <br />� ='� U� � <br />� � �� C+� 7� <br />� � r ,., `v ,� _ � <br />� �TD �i "" �� .� � <br />"'l �� �] (n � <br />C] � - � �� <br />MIN:100846702011240337 <br />SIS Telephone #: (888) 679-MERS <br />Words used in mulriple secdons of this document are defined below and other words aze defined in Sections 3,11,13,18, <br />20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated September 4, 2012, together with all Riders to this <br />document. <br />(B) "Borrower" is James E Kolar and Carrie L Kolar, husband and wife. Borrower is the trustor under this Security <br />Instrument. <br />(C) KLender" is Exchange Bank, organized and existing under the laws of the United States of America. <br />Lender's address is 1204 Allen Drive, PO Bog 5793, Grand Island, NEBRASKA 68802. <br />(D) "Trustee" is U S Bank Home Mortgage <br />Trustee's address is 4801 Frederica Street , Owensboro, Daviess County KENTUCKY 42301. <br />(E) KMERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely <br />as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security <br />NEBRASKA �Sfngle Family-Fannle MaelFreddie Mac UNIFORM INSTRUMENT with MERSForm 3028 1/01 <br />Page 1 of 13 <br />ios, ina Borrower(s) Initials �� <br />�� <br />G <br />