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<br /> . k: tOLi�THER WI'TH a11 the lmprovements now or bereafler crected oa�he property.and a11 easemeni�,appunenanees,arad
<br /> '•'y fuctures now or henafter a part of the property. All replacements ond additlons shall also be covered by this Securtty _
<br /> 'r�` tARtIU7ACAt.All of the foregoing ia referred to in thie Secudty Inswment as the"Property." � -
<br /> �"� BORROWER COVENAIJTS that Borrower ia lawfully sefsed of the catate henby convayed and has the r�ght to grant end Qp -
<br /> . � convey the Property and thnt the Property!s unencumbered,except for encumbrances of record. Borrower warraats and will � _.
<br /> . � { defend generally che tltle to che Property against all ciaims and ciemaads,subject to auy encumbrasues ot record. _
<br /> �
<br /> � THCS SECURITY INSTRUMENT combines uailorai coveneacs for aational use aad non-unitorm covenanu witb limi�ed �
<br /> '` �� variations by judsdicdon co wnstimte a uniform securlty i�suuucent covering real property.
<br /> - ` UNIFORM COVEIdANTS.aorrower and Lender covenant end agree as follows: '
<br /> 1. Payment of Princlpal and Interestt Prepayment ond Late Cl�arges. Borrower shall promptly pay when due the �
<br /> +�-°- :` - ;,�tnctns►1 of nn��Rt�����eh��cbt evidenccd hy thc Note a�d aay prepayiamt and]ate cherges due u�der the Note. -
<br /> _.�_� 2. Funds[or Tsuces and IaSUraace.Subjeet to applicable law or to a writt�en waiver by Lender,Borrower shaU pay co
<br />-�*------�, L$nder on tbe day mont�ly paymeats are due uader the Note,uatll the Note is paid in fnU.a sum('Funds")for: (a)yeady ca�ces
<br /> and assessments which m�y aaaiA prloriry over this Security Instcumeat as a lien on the Property; (b)yearly Ieasehold paymenu
<br />-- � � � or grovnd rents on the Propen5'.if any;(c)Yeariy hazard or properry insurance premiums:(d)Yearly tlood insurauce premiums. _.
<br /> .;_N,�� � ' if aay;(e)yearly mortgage Insurance premiwns, if aay;aad(t)any sums payable by Borrower to Lender,la accordance with
<br /> ' '' the provisions of paragraph S,in lieu of the paymeat of mongage insurance premiums.'lhese items an caUed "Escrow Icems•"
<br /> � Lender may. at any time. collect and hold Funds in aa amount aot to exceed the maximum amouat a lender for a federall�
<br /> _°� '" '"'` relazed mortgage loan may require for Borrower•s escmw account under the federal Real Estate Settleaient Proaduns Act of
<br />- �:•;=�.::, 1974 as amended from time to time, 12 U.S.C.Secdon 260�et seq. ("RESPA').uNess another law that applies to the Funds
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<br />:•��:•��i�'°;� sets a lesser amouat. Ii so. Lender may. at aay time. coliett and hold Funds in an amouat not to exxed the lesser amount.
<br /> ::.;�,:�`:;'�,� L,enda may estimate the asaour►t of Funds due on the basis of current data and reasonabie esdmates of expenditures of future
<br /> _:.;;-;ti:�p:` Fserow Items or otherwtse in accordance with appllcable law.
<br /> � ` The Funds shall be held ia an Insdtution whose deposits are insured by a federal agency, icscrumentaliry, or eatity
<br /> �,_��, (iucludiag Leader.if Lender is such an insdtution)or in nmy Fedaal Home Loan BFmk.Lender shall apply tha�lmds w paY che
<br />�:.�`T`;. Escrow Items.Lender may not charge Borrower for holding and applyIng the Funds,annually analyzing We esamw account.or
<br />-;�„•��.;1s verityring ttte fiscrow Items,unless I.ender pays Borrower intaest on the Funds and applicable law permits Leader to make&uch
<br /> a cbazge.Hawever,Leader may require Borrower to pay a one-tiame d�ge for an independent real es�ate tax reporting s•.nrica
<br /> '�+���!.�- . ' used by Ixnder in connectioa w[th this loan, unless applicable law .pmvides othenvise. UNess an agreeanent is made or
<br />'�F�•� � uppllcable law requires iaterest to be pxid,Lender shall not be required to pay Borrower any interest or earntn�s on the Funds.
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<br /> -� ,r� Borrower and Lender may agc�e ia writing,however, thac incerest shall be paid oa the Funds. Ixnder ahall give to 8onrower.
<br /> -_�; , without charge. an anuual axaunting of the Funds,showing credits and debits to the Funds and the purpose for whicb each
<br /> �'�= ".,,�� d�fiiit to t��T�uuds utas mack.Tl�c Fuads an gledged a�additions!�ry for sl!sums se�:r�s!b;oh..��Sc�•�rity ?ns�r!1mens.
<br /> '`�.'��'`�� If the Fuads held by I.epder excxed the amounts p�m�itud co be held by applicable law,Lender aLdl socouat to Borrower
<br /> ;,,�'''._�,,,,
<br />-�`�'���'•�'-- far ihe excess Funds in accordaace with the requiremenu of applicable law. If the amouat of the Funda held�y Lender at any
<br />----_���� �1�pne is not sufficient to pay the Escrow Items when due,I:�nder may so nodfy Borrower in wrIting,and,in suc3i case Borrower
<br /> ---=-��a shsll pay to Lsndsr the amounc necessary to make up t6e deficiency.Borrower shall make up the deficiency in ao mon thaa
<br />-=--_::�:�;;��� twelve monthiY PaYments. at 1.ender's sole discretion.
<br />- _---_��%��� Upon payme�t in fu11 df aU sums secured by this Securiry Instrument. Lender shall pmmptly mfund to Borrower any
<br />-Y�_-��� Funds held by Lender.If.•.under paragraph 21.Lender shaIl]acquire or seA the Property,Lender:priqz m the acquisition or sale
<br /> of the Property. shall apply.any Fuads held by I.ender ac e�e time of acquisition or sale as a cres�it a�aiast the sums secured by
<br /> v�°=-=�a-rera�ii'' this Sxudry Insuument. • �
<br /> ---� 3.Applicadon of Payments.Unless applicable law pmvides othenvise,all payments received by I.enda uader paragraphs
<br /> _ 1 aad 2 shaU ba applied: first, to aay pnpayment charges due under the Note;seoond,to amounts payeble under paragraph 2:
<br /> third.w inunst due;fourth,to principal due;aad last,to any lau cbarges due under the Nou.
<br /> 4. Charges;Lieas.Borrower shaU pay aU ta�ces.a9sessments.char$es. fines and impositious am�briti'�le�to the Property
<br /> - ��,.�°-.,��+, which may ateain priarity over t6is Securiry Jasmar►eac,and leasehold payments or ground rents.if any.Borrower shall Pal'
<br /> „-:;;�,� these obUgations in thg manuer provIded in paragraph 2.or if not paid in that mannec.Borrower sball.pay t�em on time direcdy
<br />,;:���;,'� to the peison owed payment.Botrowa shall pmmptly fumish co Lender all noaces of amounts to be paid undr.r this paragraph:
<br />:,,i -� �f Borrower makes these paymenu dinctiy.Bomower s6aU promptly fumish to L.ender receipts ev�idaiciag tbe paytlaencs.
<br />"""�� Borrower shall pmmptly discharge any lien which b�s priority over this Security Insuument u�ess Bairo�v�r(a)agrces in
<br /> -� �-- ,.� writing w the payment of the obUgation sa�ed by the lieen in a maaner a�ceptsble to 1:eader;(D)'cd4�tp4s in gaod faitb the}iea
<br /> �.--,;,;;,� by. or defeads against enforcemenc of the Iten ta, legal procecdings which jn the Latder's opin�qn opaau to prevent the
<br /> � apforoement of the lien;or(c) stcures from the holder of the lien an agtcement satisfacxory•ta Laa►cle'r subordinatiag the lien to
<br /> — - 'tI�is Security Instmmem. If Lender determines that any part og the Property is subject to a liad wLicL may attain priority ova
<br /> ��-- this Securiry Insaument. Leadcr may give Borrower a aotice idencifyiag the lien.Barrawet shatl,satisfy the lien or take one or
<br />----�-��� more of the aaions set forth above wi�hia 10 days of the giving of not�Ce.
<br /> _—��c;� � . . form 3028 9/80
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