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� 201207624 DOC ID #: 00024376D67008012 Parcel ID Nmnber: 40041�34o wliidi�urrently has the address of 13550 'N k'LA'i"1'E RIVER DRIUE, i�C;OD RIVER , �Slmct/(:ifyl Nebraska 6 8 8 B 3-9 5 26 ("property Address"); �Zip Cade] TOGLTIIER S'VITII all the impro�ements nou� or hereafter erected on the property, and all easements, appurtenances,and fixtares no�v or hereafter a part of the properry.A�l repIacements and additions shall also bc covered by this 5ecurity Instrumenl. Al] of the foregoing is referred to in this 5ecurity Instrument as the "Property." BUkk01h'Ek COVENANTS that Borrow•er is lawfully seised of the estate hereby conveyred and has the right to grant and convey lhe Prolxrly and [hal ihe Properry is unencumbered, except fnr encumhrances nf'recor�. Barrower warrants and will defend generally the[itle to ihe Proper[y against ail claims and demands,subject ro any encumhrances of record. TIIIS STCURITY INSTRUhtEI�[T combines uniform covenants for national use and non-uniform covenants with limited variations by jurisdiction to constitute a uniform security instn�ment covering real pruperty. UNIFORA4 COVENANTS.Borrower and l.ender cove�aant and agree as follows: I. Payment of Principal, lnterest, Escrow Items, Prepayment Charges, and Late Charges. BurruwCr shall pay when due lhe prir�r.ip21 af',and inleresl an,the deM evidenr.ed hy t�e Nate and any prepayment charges and lale charges due under the Note.Borrower shall also pay funds far Escrow•Items pursuant to Section 3. Payments due under the Note and Lhis Security Instrument shall 6e made in U.S. currency. However,if any check or other instrument recei�-ed by Lender as yayment under tlze Note or this 5ecurity Instrument is returned to Lender unpaid,Lender may require that any nr all sEihsequent payments due under the Nole and this Secarity 3nsirument be made in one or rnore of the fo�lowing forms, as selecled 6y L.ender: (a} cash: (b) mone>>order; (c) certif'ied check,hank check, trcasurer's check nr cashier's check, pravided ar�y sucli ilieck is drawn upnn an institutinn whose deposits are insured by a federal agency, ittstrumentality�,or entit}';or(d)L�lectronic Funds Transfec Yayments are deemed received by Lender�vhen received at the location designated in the Nnte or at such olher localion as may he designated 6y Lender in accordance with the nolice pravisions in Sectlon 15. Lendcr may retum any payment or partial payment if the payment or partial pay�ments are insufficient to bring the Loan current.Ler�der may accept any payment or partial payment insufficicnt ko bring the Loan current,without waiver of any rights hcreunder or��xejudice lo ils righls tn refuse svch payment or pariial payments in the future,but Lender is r�ol obligated to apply such paymencs at the time such payments are accepted. If each Periodic Pavment Is applied as of its schedulcd due date, d�en Le��der need 3iot pay interest on unxpplie� funds. Lender rnay hold such unapplied Funds antil Borrower makes payments ro bring lhe I,oan current.if Rnrrnwer dnes nnt dn so within a reasonable petiod aF time,Lender shall either appljr such funds or retum them to Borrower. If not applied earlier, such funds will be applied to thc outstanding principal halance under the Note immediatriy prior to foreclos��re. fVo nffsPr or r.laim which Borro�ver rniglri have now nr i�i Ihe fulure against Lender shall relieve Borrawer from making payments due under ihe Vote and this Security Instrument or performing lhe covenants and agreements secured by this Security Instrument_ 2. Application af Payments nr Prnceeds. Except as otherwise described in this Sectipn 2, all payments accepted and applied 6y Lender shall be applied in the#ollowing order af priority: (a)interest due ander the Note; (b)principal due under the Notc;(c)amounis duc under Sertion 3.Sur.h paymenGs shall be applied to each Pr.riodf�Payment in the order in which il became due_Any remaining amounts shall be applied£irst lo late charges. second to any other amounts due under this Securlty Insirument, and then io reduce llie principal balancc of thc Notc. If Lender receives a payment from Borrower for a delinquent Periodic Paymenl which includes a suCficienl amount to�ay any late charge due, the payment may be appliec�to the delinquent paymenr and the late charge. If m�re[han ane Perindir.Payment is nutstanding,Lender may apply any pay�nent received f'rom Borrower to ihe repayment of the Periodic Payments if,and to lhe exlent that,each payment can 6e paid in full.To the extent that an}�excess exis#s after the paymcnt is appliccl tu Ilie full payment nf one or more Periodic Paymei�ts,such cxcess may be applied to any late char�es due.Voluntar��prepayments shall be applied first to any prepayment charges and then as deseribed in the Nate. Any application of payments, insurance prnceeds, nr Miscellaneous Proceeds lo principal due under the Nate shall not extend or postpone lhe due date,or change the amounl,oF lhe Yeriodic FaymenYs. NEBRASKA--Single Family--Fannie MaelFreddie Mac UNIF�RM INSTRUMENT Form 3026 1fQ1 Deed of Trust-NE 206fi��NE(12111} Page 3 of 12