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<br />�`"�F , payments may no Innger be required,ut the aption of L.ender, if mortgage insurnncc covernge(in the amaunt and for the perlod
<br /> � � that Lendcr �equires)pruvidcd by un insurer uppruved by l..ender ugain becomes avuiluble and is obtained. Bor�ower shall pay
<br />,�-w � the pr�emiums reyuired to maintuin mortgage insurancc in effect,vr ro provide u lass reserve. until thc r�uircment for martgngc
<br />'� insurance cndti in accnrdunce with imy written ugrcement between R�rrower and Lender or npplicable law.
<br /> _,+ � 9.lnsptxtion. L.cnder ur it�ugcnt muy tnakc rcasonnblc entrics u(�n nnd inspcctionti of thc Praperty. L.cndcr shull givc _
<br /> � Borrowcr naticc at thc timc of or prior to un inspcction spccifying reux��ublc causc fnr thc inspcctian.
<br /> _.`,� 10. Condemnatlon. The prcxeeds of any awurd or cluim fnr dumages. direct or cunsequcntial, in connection with uny
<br /> condcm�iatinn ar othcr tuking of uny parc uf►hc Property. ur tiir convcyuouc in licu of condcmnution,urc hcrcby ussigncd und
<br /> _:� �hull bc puid t�� l.cndcr.
<br /> _;� In thc cvent uf u tutu{tuki�ig��f the Property. the pr�xecdx yhull he np�Uc�l to the sumr securcd by thiti Sccurity In+trument.
<br /> ,�.� Whethcr or n��t thcn dur. with uny excess paid lo &�rru�vcr. !n the rvcnt of u�:irNul tuking af thc Pruperty in which thc fuir
<br /> �,,�;,,� murkct viduc ui'ihc 1'ra�xrty immcdlutcly hcf��re thc tuking iw cNuul tu ur grcl.rtcr thun tlic unu,unt uf thc�ums ticwurcd by thfs
<br /> - = Sccuri�y InytnmKnt humrdinicly Ixforc thc p�king. unless Nurrow�cr and IAixlcr athcrwix ugrcc in writing. thc sumw�+ccurcd by
<br />-�� Uils Sccurity In+�rumcnt +h�ill Ix: redurcd hy Ihc nmuunt uf thc pnKCaly n�uitlplicd hy thc fi�llowing fruction: (u) thc u�tal
<br /> -�— �minunt ut'thc sum�, nccurcd immcdiutcly t�cforc thc tuking, dividcd by (bl Ihc(uir murkct vuluc of d�c Property immtJlutcly
<br />,_� hefurc ihe �uking. Any hulitnre sludl t►e puid ta��rruwcr. In thc cvent ��f w purtiul tuking of thc Praperty in which the fuir
<br /> murkct vulue uf the Pro�xny immallutrly befare the taking is Iess thun thc umaunt��f the tiums sccurcd immecifately befure the
<br /> -.YICa
<br /> -;;-,� takin�t, unlcss Borrower und L.cndcr uthcrwisc agrce in writing or unlcss uppiicabl�luw othcrwitic provides, the proceeds shn
<br />__. be upplicd to thc sums sccurod by this Sccurity lnstrument whethcr or not the sums ure then due.
<br />;-�a�;� If thc Pmpeny is abandoncd by Borrower,or iF, after nattcc by I.ender to Bonower thut the condcmnar offers ta ntake en
<br /> awurd ar settic a claim for dumugcs, Borrower fails to respond to Lcndcr within 30 days after the date the notice is given,
<br />== I..ender is authorizcd to c�llect and apply the proceeds,ut!ts option,either to restorntion or repair of the Propecty or to the sums
<br /> =- secured by this Security Instrument,whether or not then due.
<br /> m-�== Unless Lendcr and Bonower otherwise agree in writing. uny applicntion of proceeds to principal shall not extend or
<br /> _— postpone the due dute of the monthly payments mferred to in paragraphs I and 2 or cha.nge the amount of such paymenu.
<br /> __� 11. Borrower Not Released;Farbearance By Lende�Not a Waiver.Extenston of the time for payment or modification
<br /> - of amortizauon of the sums secured by this Secudty Instrument granted by Lender to ariy successor in interest of Horrower sbull
<br /> - not operatc to release the liabitity of the original Borrower or Bonower's successors in interest. l.ender shall not be required to
<br /> f commence proceedings against any successor in interesc or reiuse io cxtc��i tiitK for paitrant ar otlier.tii�mostify amo*!i�ation ,
<br /> of the sums secure� by this Security Instrument by reason of any demund made by the original Borrower or Borrower's
<br /> — successors in interest. Any forbenrance by Lender in exercising any right or remedy shall not be a waiver of or preclude the
<br /> �-° exercise of any right or remedy.
<br /> 12. Successors und Assigns Bound;Joint and Several Ltability; Co-s(gners. The covenants and agreements of this
<br /> 5ecuriry Instrume�tt shull bind and benefit the successors and assigns of Lender and Borrower, subject to the provisions of
<br /> paragraph 17. Borrower's covenants and agreements shall be joint and several. Any Borrower who w-signs this Secudry
<br /> Instrument but does not execute the Note: (a)is co-signing this Security Instrument only to martgage, grant und convey that
<br /> Borrower's{nteoest in the Property under the terms of this Security Instrument;(b)is not personally ablignted to pay the sums
<br /> secured by this Secudty Insuument;and(c)agrees that Lender und any other Borrower may agree to extend,modify,forbear or
<br /> make uny accommodations with regard to the terms of this Security instrument or the Note without that Borrower's consent.
<br /> 13. Loan C1�arges.If the loan secured by this Security Instrument is subject to a law which sets maximum loan chazges.
<br /> end that law ts finally interpreted so that the interesc or other loun charges collected or to be wllected in connect[on with the
<br /> toan exceed the permitted limits.then: (a)any such loan charge shall be reduced by the amount necessary to reduce the chazge
<br /> to the pemutted limit;and(b)uny sums already collected from Borrower which exceeded permitted limits will be refunded to
<br /> Borrower. Ixnder may choose to make this refund by reducing tlie principal owed under the Nate or by making a direct
<br /> payment to Borrower. If a refund raluces principal, the reduction will be [reated as a partial prepayment without any
<br /> prepayment charge undcr the Note.
<br /> 14. Notices. Any notice to Horrowcr provided for 1n this Security Instrument shall be glven by delivering it or by mailing
<br /> it by first class mail unless applicable law requiees use of unother methad.The notice shall be directed to the Property Address
<br /> or any other address Borrower designates by notice to Lcnder. Any noticc to Lender shaU be gtven by first class mail to
<br /> ' Lender's address stated herein or any other address Lender designates by nodce to Bocrower. Any notice provided for In this
<br /> Securiry Instrument shall be deemed to have bcen given to Borrower or I.ender when gfven as provided in this paragraph.
<br /> 15. Governing Law; Severabllity. This Security Instrument shall be governed by fecferal law and the law of the
<br /> ' jurisdiction in which the Pmperty is lacated. In the event that uny provision or clause of this 5ecurity Instrument or the Note
<br /> '`s� conflicts with applicuble law,such conflict shall not affect other provisions of this Secudty Instrument or the Note whtch esin be
<br /> �tiven effcet without the conflicting provision.To this cnd the provisions of this Sccurity Instrument and the Note are declared
<br /> � to be sevemble.
<br /> ,- ._� 16.Borrower's Copy.Horrower sli;ill be given une confomxd copy of the Note and of this Secudty Instrument.
<br /> Fam 3028 8l90
<br /> Pupe 4 01 8
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