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� 201207541 Dollars (U.S. $167,952.00)plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than September I,2042. (F) "Properly" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loun" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Kiders"means all Riders to this Security Instrument that are executed by Borrower.Thc following Riders are to be executed by Borrower[check box as applicable]: LJ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider ❑ Balloon Rider ❑ Planned Unit Development Rider fl I-4 Family Ridcr ❑ VA Rider ❑ Biweekly Payment Rider L] Other(s) [specify� (n "Applicable LaN�" means all controlling applicable federal, state and local stawtes, regulaYions, ordinances and adminis[rative rules and orders(that have the effect of law)as well as all applicable final, non-appealablejudicial opinions. (J) "Communiry Association Dues, Fee,s, and Assessmems"means al I dues, fees, assessments and other charges that are imposed on Borrower orthe Proper[y by a condominium association,homeowners association or similar organization. (K) "Electronic Funds Transfer"means any transfer of funds,other than a lransaction originated by check,draR,or simi lar paper instrument,which is initiated through an electronic terminal,telephonic instrument, computer,or magnetic tape so as to order, instruct, or authorize a financial instilutiai to debit or credit an account. Such term includes,but is not limited to, point-of-sale transfers,automated teller machinc transactions,transfers initiated by telephone,wire transfers,and automated clearinghouse [ransfers. (L) "Esc�rom IAems"means those items that are described in Section 3. (M) "Miscellu�7eous Proceecis"means any compensation,settlement,award of damages,or proceeds paid by any third paMy(other than insurance proceeds paid under the coverages described in Section 5)for. (i)damage to, or des[ruction of,the Property;(ii)condemnation or other taking of all or any part of the Property; (iii)conveyance in lieu of condemnation; or(iv) misrepresentations of, or omissions as to,the value and/or condition of the Property. (N) "Mortguge Insurance"means insurance protecting Lender against the nonpayment of,or default on, the Loan. (0) 'Periodic Paymen[" means the regularly scheduled amount due for(i) principal and interest under die Note, plus(ii)any amounts under Section 3 of this Security Instrument. (P) "RESPA"means the Real Estate Settlement Procedures Act(12 U.S.G Section 2601 et scq.)and its implementing regulation, Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time,or any additional or successor legislation or regulation that governs the same subject ,�,[./� 130429�001 NE6RASKA-SingleFamily-FannieMae/F�edtlieMacUNIFORMINSTRUMENT ��Q �� Form30281101 VMP� 03111 VJolters Kluwer Flnancial5ervices 201206299DD.04002J201t0628Y Initials: Page 2 of 1] IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII�IIIIIIIIIIIIIIIIIIIIIIIII IIIIIIIIIIIIII IIIIII