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201207540 <br /> for the repairs and restoration in a single payment or in a series of progress payments as the work is <br /> completed. If the insurance or condemnation proceeds aze not sufficient to repair or restore the Property, <br /> Borrower is not relieved of Borrower's obligation for the completion of such repair or resroration. <br /> I.ender or its agent may make reasonable entries upon and inspections of the Property. If it has reasonable <br /> cause, L.ender may inspect the interior of the improvements on the Property. Iznder shall give Borrower <br /> notice at the time of or prior to such an interior insp�tion specifying such reasonable cause. <br /> 8. Borrower's Loan Application. Borrower shall be in default if, during the Loan application process, <br /> Bonower or any persons or entities acting at the directian of Borrower or with Borrower's knowledge or <br /> consent gave materially false, misleading, or inaccurate informa[ion or statements to Lender(or fail�l to <br /> provide Lender with material information) in com�ection with the Loan. Material representations include, but <br /> are no[limit�to, representations conceming Borrower's occupancy of the Property as Borrower's principal <br /> residence. <br /> 9. Protection of Lender's Interest in the Property and Rights Under this Security Instrument. If(a) <br /> Bonower fails to perform the covenants and agreements contained in this Sec;uri[y Instrument, (b) [here is a <br /> legal procceding that might significantly affect Lendcr's interest in the Property andlor rights under this <br /> Security Instrumern(such as a procee�ing in banksuptcy, probate, for condemnation or forfeiture, for <br /> enforcement of a lien which may attain priority over this Security Instrument or to enforce laws or <br /> reg�adons), or(c) Borrower has abandoned the Property, then L.ender may do and pay for whatever is <br /> reasonable or appropriate to protect I.ender's interest in the Property and rights under this Security <br /> Instrument, including protecting and/or assessing the value of the Property, and securing arid/or repairing <br /> [he Property. Lender's actions can include, but ue not limited to: (a)paying any sums secured by a lien <br /> which has priority over this Security Instrument; (b) appearing in court; and (c)paying reasonable attorneys' <br /> f�s to prot�t its interest in the Property and/or rights under Uris Security Instrument, including its secured <br /> position in a bankruptcy proceed'mg. Securing the Property includes, but is not limited to, entering the <br /> Property to make repairs, cLange locks, replace or hoazd up doors and windows, drain watet from pipes, <br /> eliminate building or other code violadions or dangerous conditions, and have utilities turned on or off. <br /> Although Lender may take ac[ion under this Section 9, Lender does not have to do so and is no[under any <br /> duty or obligarion to do so. It is agreed that Lender incurs no liability for not taking any or all actions <br /> authorized under this S�tion 9. <br /> Any amounts disbursed by Lender under this Section 9 sball become addirional debt of Borrower secured by <br /> this Securiry Insuument. These amounts sha11 bear i�erest at the Note rate from the dake of disbursement <br /> and shall be payable, with such interest, upon notice from I.ender to Borrower reques[ing payment. <br /> If this Security Instrumem is on a leasehold, Borrower shall comply with all the provisions of the lease. If <br /> Borrower acquires fee tifle to the Property, the leasehold and the fee tide shall not merge unlesc Lender <br /> agrees to the merger in writing. <br /> 10. Mortgege Insurence. If Lender required Martgage Insurance as a oondition of making the Loan, Borrower <br /> shall pay the premiums required to mairnain the Mortgage Insurance in effect. If, for any reason, the <br /> Mortgage Insurance coverage require3 by Lender ceases to be available from the mortgage insurer that <br /> previously provided such inswance and Bonower was required to make sepazazely designated payments <br /> toward the premiums for Mortgage insurance, Bonower shall pay the premiums required to obtain coverage <br /> substantially equivalern to the Mortgage Insurance previously in effect, at a cos[substantially equivalent to <br /> the cost to Horrower of the Mortgage Insurance previously in effect, from an altemate mortgage insurer <br /> selected by Lender. If substamially equivalern Mortgage Insurance croverage is not available, Horrower shall <br /> NEBHASKA-Single Family-ianrue Maeffratltlie Mac UNIFOFM INSTflUMEM Form 3028 7/01 <br /> VMP� VMP6(NE)I11051.00 <br /> Wottere Kluwer Finencial Servicee Pepe 8 ot 77 <br />