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<br /> f T�GETHER WITH ell the improvements now or hereafter erectcd on the propetty,and a11 easemente,appunenances, and F.
<br />_' t fixtures now or hereafter a part of the properry. Al! replacements ttnd addittons shaU alsa be covered by this Security F_
<br /> Instrument.AU of ti�e foregoing is referred to in eh(s Securiry inscrument as the"Propsrty."
<br /> BORROWER CUVENANTS that Borrower is lawfu1ly seised of the estate hereby conveyed and has tha riBht to grant and �.
<br /> Qconvey the Properry and t�at the Progerty is unencumbered. except for encumbrances of record. Borrower warcams and wiil R.
<br /> � defend generally the title so the l�roperty a�atnst all claims and demands,subject to any encumbrancea of record.
<br /> TH1S SECURITY IINSTRUMENT combines uaifortn covenants far natlanal use and non-unifurm covenants with limic¢d
<br /> � � variations by jurisdiction �o constitute a uniform security instrument covering renl property.
<br /> - °�r� UNIFORM COVEtiANTS. Botrower and Lender covenant and agtee as follows�
<br /> �'t � 1. Paymeni of Aincipal end Enter�t; Pirepaytttent and Late Charges. Borrower shall Qromptly pay when due the
<br /> --�a � principal of and in�erest on the debt evidenced by the Noce and any prepayment and late charges due under the Note.
<br /> �� � 2. Funds for Tax�end Insurance. Subject to applicable law or to a written waiver by Lender. Dorrower shall pay co
<br /> ; t """",� 1.ender on the day monthly payments aze du¢under the Note.until the Nate is paid in full,A sum('Funds'1 for:(a)yearly taxes
<br /> " :. � and assessments which may auain prioricy over this Securtry Instrument as a lien on che Property;(b)yearly leasehold payments .•
<br /> or ground rents on the Pr,aperty,a�any;(c)yearly hazard or properry insurance premiums: (d)yearly tlaod inauret►ce premiums. E:
<br /> if any; (e)yearly mortga�e insurance prcmiums, if anv; and(� any swns payable Dy Borrower to Lender, ia accoMance with �-
<br /> � the provisiona of paragraph 8.in lIeu 4f tAs payment,of mortgage insursutce premiums. 'Ibase f[ams are called"Escrow IcRma." __
<br /> � ;k, Lender may, ac aay cime,coltect and l�014 �unds in an.amouut not to exceed the ma�cimum•amoun� a lender for a fedarally ..
<br /> �. reIated mortgage loan may require for Boaower's escrole account under the federal Real fistata Settlement Procedures Act oi =.
<br />- 2�74 as ameaded ftom tinte to time, 12 U.S.C. SectFap�•2601 et seq.("RESPA"),uNess another law that app3iss to the Funds
<br /> sets a lesser amount. If so, I.ender may, at any [ime, ooUect and hold Funds in an amount aat to exceed the lesser amoun[.
<br /> ' �' Lender may estimate We amouat of Funds due on the basis of current data and reasonable est�mates of ezpenditures of futttre _
<br /> � Escrow Iteins or otherwtse in accordance with applicable law. !
<br /> � � The Funds shall lse hB1d in an iasticution whose deposics are insured by a federal agene�•. iasunmentality, or enary F,
<br /> .ti ' ' , (including L.ender,if Lendar is such an insarudon)or in any Federal Home Loan�Bank.Lender sball epply the Funds to pay the �
<br /> fiscrow Items.Lender may not chazge Aorrower for hoiding and applyiug the Funds,annually anelyang the escrow acxouat.or _
<br /> _ ' . verlfying the L�scrou�Items,uriless I.eader pays Borraver interest on the Funds and appljcable law permits Lender�o make such _
<br /> � a charge. Ho�vaver,Leader may require�orrower to pay a one-time charge for an indepeadent teal estate tax reporting servioe
<br /> _ used by L.ender in connection with this laan, unless applicable la�v provides ocherwise. Unless an agreement is mad.e or _
<br />_�� � • applicable law requires interest to be paid,Lender shall noc be required co pay gorrower any interesc or eamings oa the Fuada. --
<br />- Borrower and Lender mzy agree in wrtting, however,that interest shall be paid on the Fuads. I.ender shall give to Bostawer,
<br />"�-�,- ::f;.,,.,� without charge, an anuual accounting af the Funds, showing credits and debits to the Funds and tUe pwpose for wluch ench
<br /> , ;- debit co t�e runds was made.The Funds are pircig�xl a�ndditluas�securiry far ati sums�ccurt�b�tpsis Securir;L�st�t• --
<br /> ��. ' If the Funds held by I�eader exceed Ure amounts pemutted to be held by applicable law.L.ender shall accauat to Horrawer
<br /> ��� ' for the excess Fuads in axordance with the requirements of applicable law. If the amount of t6e Funds held by Lea�der at any
<br /> ilh' ty. '�� .
<br /> � time is not sufficient to pay the Escrow Icems when due, L,ender may so aotify�orrower in wtiting.aud.in such case Bortower
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<br />_�::.�.;_.,,. : shaU pay co l,ender the amount neoo9sary to make up•the deficiency.Borrower shall raake up the defiiciency'ia no mom than
<br />-_;:;�,.� - � twelve monthly paymenu,at I.endei s sole discretion.
<br /> � ``���� ��` Upon paymenc in full of all sums secured by th�s Security•Instrument, Lsnder shall pramptlY refiwd to Borrower zury
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<br /> r�RfrM�, ' � � � Fands held by Leader.If,under paragaph 21.Lender sha}I acquire or sell the Property,Lender,prior to the acquisidoa dr.sals
<br />- _-_ , of the Properry.shall apply aay Funds held by I.ender at the time of acquisitioa or sale as a credit agaiagt the sums securecl�by
<br /> _�.�:�:"-T� this 5ecuriry Insu�ument. '
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<br /> �-i'-'- =:.� 3.Applicatton of Payments.Untess applicable law provides otherwise,all paymenu received.by Lender under paragrapHs
<br /> ���"�}�..�W� 1 and 2 shall be applied:firsc,co aay prepayment charges due under the Note;serond.to amounts:payable uader patagraph 2;
<br />�'=� third.to interest due;founh.to principal due;and last,co siny late chargcs due under the Note. � ; _.
<br /> '-`��`'�� 4.Ct�arges;Ltens.Borrower sAall pay all caxes,assessments.charges,fiae�and impositions anribuwble to the Property =
<br />__-"'-"�`-'-�"sy wtuch may attaiti priority over this Secur[ry Insmiment,and leasehold payments at ground rents, if;,2my:��cfowCr shall �ay -
<br />=�?,�'{s�,.,, thae obligatiaas in the rnanner pmvided in paragraph 2.or if not paid in that matmer.Horrovyes ahalt pay them on dme dircctty
<br />�a:;=�3�';,:r:�` " co the gerson vwed paymenc.Borrower s�all prompdy fumish ca Lender ell notices of amounts co'4#ePaid under this para�pL.
<br />��=, :;p If Borrower makes these paymeats direcciy.Bonower shali prompdy furnish to Lender receipts evideacing the paymeats. --
<br /> "�`•=�°- Borrower shall prompdy discharSe any lien which has priority over this Securlty Instn�ment unless Borrower.(a)agrees in
<br /> _:_�-Y�,
<br /> -� -,�,�� writing co the payment of the obligazion secured by the lien in a marmer acceptable to Lender;(b)contests in�ood faith the lien
<br /> ti�=;,,���-— by, or defemds against enforament of the lien in, legal proceedings which in the Leader's opinioa� operate to prevent the
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<br />=���,,.,� enfotament of the lien; or(c)secures•ftom�the holder of the lien an agreetaent satisfactory to Lender subordinating e un to
<br /> =t-��"'�' ttris Sceurity Instrumeut.ii Lendet determines that any past of the Property is subjeCt to a lien which may�attain priorlty over
<br /> =�`��' '`��`�� this Sxurlry Instrument.Lender may give Borrower a notice identifying the lien.8orrower shatl satisfy th�':lien or take one or
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<br /> -F'•.t.�:T��`- �nore of the accions sec fvnh abave within 10 days of the giving of notice.
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