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201207510 (C) "Lender" is EQUITABLE BANK Lender is a Savi ngs Bank organizeci and existing under the laws nf T H E S TAT E D F N E B RA S KA Lender'saddressis 113 115 N LOCUST ST PO BOX 160 GRAND ISLAND NE 68802-0160 Lender is fhc beneficiary under this Security Instrument. (D) "Trustee" is EQUITABLE BANK (E) "Note°' ineansthepromissorynotesignedbyBorroweranddated September 05, 2012 _ I'heNote statesthatBorrowerowesLender TWO HUNDRED THIRTEEN THOUSAND AND 00/lOD Dollais(U.S. $213,000.00 )plus interest. Borrower has promised tu pay this deht in regular Periodic Payments and to pay rlie debt in full not later than 0 ctob e r 1, 2032 {F) "Property" ivc�s the pxoperty ihat is described below uuder the head3ng "Transfer oP121ghts in the Properiy." {G) "Loan" means the debt cvidenced by the Note, plus interest, any prepayment charges and late charges due Lmder fne Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument tha[arc executed by Borro�ver. The following Riders are to be�ecuted by Borrower [check box as applicable]: 0 Adjustable Rate Rider � Condonunium Rider � Second Home Rides � Balloon Rider �Planned Unit Development Rider � 1-4 Family Rider � 0 VA Rider �Biweekly Payment Rider � Other(s) [specify] (I) "Applicable Law" meaus all controlling applicable federal, state and local statutes, regulations, ordinane�s and adauuisirativc rules aad orders(that have the effect of law) zs well as aL applicaUle final, non-appealable judicial opinions. (J) "Community Associafiian Dues, Pees, and Assessments" means all dues, fees, assessments and other charges that are imposed on Boaower or the Property by a condominium association, homeowners associafion or similas oxgauization. (K) "Electronic Funds Transfer" means any transfer of funds, other than a tra+�saction originated by eheck, draft, or similar paper instrument, which is initiated thraugh an electronic tc.nninal, telephonic instrument, computer, or magnetic tape so as to order, insh-uct, or authorizz a financiai insti[ution to debit or credit an accounL Such term includes, bnt is not liinited to, point-of-sale transfers; automated teller machine hansaetions, transfers initiated by telephone, wire transfers, and autoinated clearinghoLese�transfers. (L) °'Escrow Iterns°' means those items that aze described in Section 3. (M) "M iscellaneous Proeeeds" meaus azry compensation, settlement, award of daznages, or proceeds paid by any third parry(other than insurance proceeds paid under the coverages described in Section 5)'for. (i) damage W, or destnxcrion of, the Property; (ii) ccmdemna[ion or oYher talang of all or any part of the Property; (iii) conveqance in lieu of condemnation; or(iv)inisrepresentatinns of, or ourissions as to, the value and/or condition of the Propei . zaoazase NEBRASKA-Sin3ie Family-Fznni=_M11aslFredGie Msc JNIFORM INSTRUldENT Form 3028 1/0 i Vh1P� VMPGNE '1105 Woliers Kluwer Fnancial Services Pege�2 of 1�