|
��
<br />O
<br />N �
<br />0 �
<br />� ��
<br />N ��
<br />0 �
<br />�
<br />�
<br />W �
<br />�
<br />.��
<br />-
<br />-
<br />THIS INSTRiJMENT PREPARED BY:
<br />Home Federal Savings & Loan Association of
<br />Grand Island
<br />221 South Locust Street
<br />GRAND ISLAND, NE 68801
<br />NMLS COMPANY IDENTIFIER: 446443
<br />�
<br />�
<br />�
<br />� � �
<br />� � se
<br />��
<br />�
<br />n�
<br />r �--
<br />r ,
<br />� I
<br />� r � i tl '.
<br />�� �= �
<br />''�' '' _,.
<br />� i�,
<br />._;,, ,
<br />r�
<br />-,,
<br />� �,
<br />_� � ,
<br />r �, ' f
<br />� �,_
<br />�
<br />r,�
<br />r.�
<br />v
<br />c�
<br />r r�
<br />'�
<br />�
<br />'Z7
<br />�
<br />�--.,
<br />�
<br />�J
<br />n �
<br />m
<br />c n
<br />2 —I
<br />�rn
<br />� o
<br />o -.�
<br />� Z
<br />z r-�
<br />� cn
<br />r �
<br />r 2,,
<br />tr,
<br />s
<br />��
<br />�
<br />�
<br />�1
<br />�
<br />�:
<br />T�.
<br />�:
<br />AFTER RECORDING RETURN TO:
<br />Home Federal Savings & Loan Association of /�
<br />Grand Island � �
<br />221 5outh Locust Street /� �
<br />GRAND ISLAND, NE 68801 J
<br />(Space Above This Line For R�ording Data)
<br />DEED OF TRUST
<br />THIS DEED OF TRUST ("Security Insmiment") is made on August 27, 2012. The grantors are LOREN L
<br />DENNHARDT and DENISE K DENNHARDT, HUSBAND AND WIFE, whose address is 2309 E US HWY 30,
<br />GRAND ISLAND, Nebraska 68801-8323 ("Bonower"). Bonower is not necessarily the same as the Person or
<br />Persons who sign the Note. The obligations of Borrowers who did not sign the Note are explained further in the
<br />section titled Successors and Assigns Bound; Joint and Several Liability; Accommodation Signers. The
<br />trustee is Arend R Baack, Attorney whose address is P.O. Bog 790, Grand Island, Nebraska 68802 ("Trustee").
<br />The beneficiary is Home Federal Savings & Loan Association of Grand Island, which is organized and elcisting
<br />under the laws of the United States of America and whose address is 221 South Locust Street, Grand Island,
<br />Nebraska 68801 ("Lender"). LOREN L DENNHARDT and DENISE K DENNHARDT owe Lender the
<br />principal sum of Four Thousand Five Hundred Ninety-five and 00/100 Dollars (U.S. $4,595.00), which is
<br />evidenced by the note, consumer loan agreement, or similaz writing dated the same date as this Security Instrument
<br />(the "Note"), which provides for periodic payments ("Periodic Payments"), with the full debt, if not paid earlier,
<br />due on March 1, 2014. This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the
<br />Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums,
<br />with interest, advanced to protect the security of this Security Instrument under the provisions of the section titled
<br />Protection of Lender's Rights in the Property; and (c) the performance of Bonower's covenants and agreements
<br />under this Security Instivment and the Note. For this purpose, Bonower, in consideration of the debt and the trust
<br />herein created, irrevocably grants and conveys to Trustee, in 1rust, with power of sale, the following described
<br />property located in the COUNTY of HALL, State of Nebraska:
<br />Address: 2309 E US HWY 30, GRAND ISLAND, Nebraska 68801-8323
<br />Legal Description: SEE LEGAL DESCRIPTION EXHIBIT "A" HERETO ATTACHED
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and a11 easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br />"Property."
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record.
<br />Boaower and Lender covenant and agree as follows:
<br />Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due the
<br />principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the
<br />Note.
<br />Applicable Law. As used in this Security Instrument, the term "Applicable Law" shall mean all controlling
<br />applicable federal, state and local statutes, regulations, ordina.nces and administrative rules and orders (that have
<br />the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />Funds for Tages and Insurance. At Lender's request and subject to Applicable Law, Bonower shall pay to
<br />Lender on the day periodic payments are due under the Note, until the Note is paid in full, a sum ("Funds") for: (a)
<br />yearly taxes and assessments which may attain priority over this Security Instrument as a lien on the Property; (b)
<br />yearly leasehold payments or ground rents on the Property, if any; (c) yearly hazard or property insurance
<br />premiums; (d) yearly flood insurance premiums, if any; (e) yearly mortgage insurance premiums, if any; and ( fl
<br />any sums payable by Borrower to Lender, in accordance with the provisions of the paragraph titled Mortgage
<br />� 2004-2011 Compliance Syatems, Inc. 9BAD-E997 - 2011 L.2.0.485
<br />Consumer Real Estate - Security Inatrument DL2036 Page I of 6 www.compliancesystems.com
<br />N
<br />O
<br />{�p
<br />�V
<br />O
<br />�
<br />�
<br />�
<br />�
<br />
|