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<br /> ' ' � � TOdBTHER WITH all the improvements now or hereafter crect�d on the pm�erty.an�E al�cascments.appuctenaseces.nnd
<br /> � '� 8stures now or hemmRer a part of the pmperty. AII replacements and add'e�ians ehalb �laa �e oover�ed by this Securtty
<br /> _. ' . ?l�: Inatiument.All of the foregoing is refen+ed to iu this Securiry lnstrument aa�c"Pragerty." -
<br /> � 4 BORROWSR COVBNANTS that Barcower ia lawfl�lly seiaed of the estate bcrnhy ccazvayed und has the right to grant nnd -
<br /> , convey tke Property nnd that the Propeny is unencumbered.except for ec�cwnhraitces o�KccorA. Borrower wArrnnts and witi _
<br /> defend geaerally the dtlo to the Property ngainst till claixns ead de��s,subject co aqy encu�.vb.*.a�c�:cs of record. �
<br /> . ' �� TI3I3 SECURiTY INSTRUMBNT combinea uaifotm oovenanta for natlonel usc uttd uon-uul�.foam oovenaius with limitod _
<br /> . �� variations by jurIsdictfon to c4nstitute n unlform sec�!dty instn�ment oovedn�real properry. :
<br />_ . UNII�ORM COVBNAN'CS.Banowcr and l.cnder coverss�nt and agcee aa fodlov�a:
<br /> .-��`: 1. Payment of Prindpal and Interest; PrepaymenR eaid Late Cin�ug�.Borrower sh�ill promPUY PaY when du�the _.
<br /> �� principal of and interest on the debt evidenced by ttee Note and aqy pr�gayiu,ent and lase cltargas dlue uteder the Nate. -
<br />- __ 2. F�uda for'lhxes end Ias�ce.Subject to applicab2e law ar to a�vciaea woivEr by l�ender,Borrower shatl pa4y ta -
<br /> Lender on the day montQ►ly payments a�due uader the Note.uatil the Nate is p�a}�d in fut�a a sum("Funds")for: (a)yearly tazes
<br /> ? ��'� aad assessmenta which may attain priority over this Securiry Instniment as a lie�oa tb�P�+a�erty;(b)Yearly leaschold p�ymtuts _
<br /> or ground rents on the Piroperty.if any:(c)Yearly hazarsf or PnoPertY iasuratrce p��em3uras�.(�a Y�acly flaod iasuranoe pnmiums,
<br /> �,��.: if any: (e)YeariY raortgage insurance premiums.if any:aud(fl any sua�s payalsla lr,/•$c�e:u.�r.ta Lender.In aa;ordance with
<br /> - .<, the pmvisions of paragraph 8,In lieu of the payment of ntiortgage insuzanr,c pr��aa�n•'Ftuese 1trEraa are c�Ued"BsGmw Items."
<br /> -. � I.ender may, at eny time.cotlea and hold Faads in am amaunt mat to excxed, tba ufaxImum ameunc a lend�r for a faderaUy
<br />;�5::s�o�. mladed mortgage loan may require for Bomower's e.scr�va aeouunt und¢r r�f�kral�ITieal Estate Settlement Procedwes Act of
<br />-���i;.`f'' l81Y4 as araeaded from time to time. 12 U.S.C.Sectian. 2b�1 et seq..("RESPl�"),uutess another law that applies to the Funds
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<br />= s•;.�LL:�l: sets a lesser amount. IP so. Leuder ii�ay.at ar►y tijae. wlteci anrL hndd 1�r�Os in an aaiauat not to exaed the lesser amauat.
<br />-:_,�,^�.�. ' Lender may�ate the aanount of Fuads due on the basis of arxr�z data aaal reasonable est�aates oi espeaditures of futt�e
<br /> , F.ssrow Items or ashenviss ia axordance with appllcabLe law►.
<br /> �y:.i; � The Funds shai➢ be held in an inst3tution who�deposIts are �vred�h,�a foderal agency. insuvmentaliry, or entity
<br />-���- {including L�endcr.if Lender is such an institution)or in any Fedaral Home la�['�ar�.Leader shall apply the Fuads to pay the
<br />.'�:�� ' $scrow Items.Lender may not charge�orrower!or holding and apply€a�cXr�e��rAda.annually anelyzing the escmw axount,or
<br />�-.�:�;• , verifyIng the Fscmcv Items.ualess I�eader gays Borrower interest on tl�e F�ds and applicable law permits Leader to makc such
<br /> �_u� a charge.However.Lender may require Borrower to pay a o�.e charge for an independont real estate tax�poning seivlce
<br /> Ex-�z�� �a�od by Leader in conaectton wlth this loan. ualcsE•apBlicable tavsr provides othecvlLse. Unless an agre�ent is m�ds or
<br /> "_;_-��"°pi �pp licable law requires interest w be patd.I.eader sDaPS�at be requiced w gay Bornnwer eny interest or earnin�s on the Funds.
<br /> __-- ��onower and Leader may apfee in wcicinII,lu�wever;��a����4,!d�sst skrap]be paid oa the Funds. Lender sha11 giv�w Bormwer,
<br /> -- - -- ��s�ii.'Sii3K13Z.°C�2Sa����'•SDl�.4s�i�`�•����Q_��1�tS�4�R�311�R�u!the�»r�nne for whirb each ..
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