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<br /> � , S. Hazard or Property IIa�ce. Sarrawer sh�ll keep the improveraen�w eaisting or hemufter erected on the
<br /> ,r± Peoperty insuae�i against loss by fus�'�azfuds included within the term'extended erage" ottd aay other hazurda. including
<br /> " . fioods or finaiing.for whfrh L�snder requirea insurance.This iusurance ahaii be msiinatained jn che tunounts and for the perioda
<br /> ' � that Lender requires. The insurauce carrter pmvlding We insucsutce ahall be chosen by Borrower subject to Lender's appmvtil
<br /> ' � �vhich shall not be unaeasonably withheld.If Borrower fails to melntain coverage dcscribed above, Lende�mAy. at Lender's
<br /> �d option,obtain coveraga to pmtect Leader's rlghta in the Property in accordattce with parugraph 7.
<br /> f All iasuran,�e policies and renewels ahall be acceptable to Lender and shall inciude a standard mortsage clause. Lender
<br /> -' shalt 6ave the right to hold the poltcies eptd renewala.If Leader requires,Bflrrower shail pmmpdy give to Len�ier ull re�xipts vf
<br /> � paid premiums azcd renewal nodces.In the event of loss.Borrower ahal l give pmmpt aotice to ttee insurance canIer end Ixnder.
<br /> ..:�„-��� Lender may make praof of loss if not made promptly by Bornower.
<br /> •��M� Unless Lender end Borrower otherwise agreE ia writing.ias�rance procceds shall be appliat to restoratIon or npair of the
<br /> Properiy damaged.if ths testoration or repair is ec;onomic,�lly feasibie and L,ender's security is not lessened.If the restoratian or
<br /> .�,; repair is not ecoaomtca11y feasible or Leuder's security would be lesseaed, the insurauce pmceeds shall be applied to the sums
<br /> secured by this Security Insuuffieat, whether or aot then due. with any excess paid to Borrower. If Borrower abaQdons the
<br /> �. Properiy�or does not answer wltLin 30 daya a notice from Lendea ihat ihe insuraace carrier has offered to settle a claim.then
<br /> � Leader may collect the insurance proceeds. Lender may nse the procceds to repair or restore the Propertyr or to pay sums
<br /> secured by tbis Securlty 1nst�ument,whether or not then due.The 30day period wiU begin when the notice is given.
<br /> UNess I.ender and Borrower otherwIse agre.e in wclting, any application of proc�ds to principal shall not extend or
<br /> __ postpoae the due date of the monthly paymenu referred to in paragraphs 1 aad 2 or change the amount of the payments. If
<br />- ��'' � under paragraph 21 the Property is aequired by I.sader�Borrower's right to aay insuraace policies and pmceeds resulHng fmm
<br /> • � �� damage to tlYe Prapeity prior to ttie acqnisidon shall pass to Leader to the extent of the sums secured by thls S�curlty Insnument
<br /> -,. �;`:�.�^ immediately prior ta ehgac9uisitioa
<br /> � 6.�ccupancy,Pa�eservatlan,Metu4enence aad Protection oi the Yrnperty;Bon+a�xer's Losn AppUc�tioa;Lenseholds.
<br /> _.'�;��� Eorn�wer ghall occupy.atablish,and use the Property as Borrower's pr(ncipal residence wid�in si�cty days after the execution of
<br /> - a this 5ecurlry Jnstrument and shall continue to occupy the Properay aa Homower's principal resideacx for at least one year after
<br /> "�i:::., the date of occupancy,unless Lendsr othenv�se agrces in writing, which conseut shaU aot be unneasonably wIthheld,or unlesa
<br />:���j',K,., . extenuating cir� e�cist which ace beyond Borrower's contral. Bortower ahell aot destmy, daznage or impair the
<br /> •� ��:a Progetty.allow the Ptaperty to deterlorate. or commit waste on the Propeny. Borcower shall be ia default if any forfeiture
<br /> `s'`'_ , actian or proceecling whether cSvi!or crImlaal,is begun that in Lendet's good faith j�adgmeat oo�ild result in forfeitnre of the
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<br />-'°�,�,' �-� Pro or otherwise matertall 9m the lien created b tbls Secudty Insuument or nder's securi �nterest.Boirowcr ma
<br /> �.�° P�Y Y P� Y 4� tiY, Y
<br />'x;�.�`�_:�,�. cure sucli a default and reinstate.ag provtded in paragraph 18.by causing tDie action or:pracecil�ng to'be�israissed wlth a ruling
<br /> - that. fa LcaB.,•r's ge�i faith deumiinatian. PrccIudcs farfciture at t��Brfrrower's iutcrest ta thc�:oprsry ar otIICr matcrla!
<br /> =;`z;�s.,,� iTapairt�aeat of the liea cceated by this Security Insnumea►t or Lender'a seeurity intet�est. Bo�ower shall also be in default if
<br /> =p'=:=-'«°� Boaower;du:Ing the loan applicatjon procesa.gaye materially false or inaccur�te iuforination or statements to I.endar(ot failed
<br /> _`�"=�-=="�= to provide�Lender with any mate�iat laformas3onj in connection with the laan�vld��by the Note,including,but iwt timited
<br /> --—_—= to,�epiesentatio�s wncxming Bo�ower's axupanay of the Property as a pslncipa!restdence.If this SecurIty Iasuument is on a
<br />-=-��—� leaSehaid,'•Sorrower sball comply With aU the provisions of the lease.��f Borrower acquires fee title to the Property. the
<br />-�`��'�"-�'� leasehold'aad the fce tide shaU not merge unless I.ender agrees to the mergeriu writing. . .
<br /> -'' ��'`-��� �7.Y�totecNon of I.ender's�Ighb in the Property.If Bomower fails to perforn�the covenants aad agreements conta€ned in
<br />-.!s`:i�.r"';,�+P`"'n°� this Se�uri Insnument�or then.is a 1 al rooeeding that may significantly affxi i.euder's ri ts ia the Pm
<br /> ._,;u�,�,��. �3' e8 P Sf► P�Y(such as a
<br /> �=L.=-u� pmceeding in banlauptcy, pmbate,'for coademnatfon or forfett�ue or to cnforce laws or'rcgulations), then Lender may do and
<br /> v�-~�° pay for whatever ia neaes.sary to protect the value of the Property and I.ender's dghts in the Property:Ixnder's acttons may
<br /> � irtclude paying aay suma secure�by a lIea which has prIor�ry over clsns.Security Insmimer►t. eppsaring in oourt. Payiag .
<br /> --— r�asonabk attomeys' feaa and eateriag on the Property to make repa(rs.A�though Lender may take action uader Wia�aragraph
<br /> - - 7,Leader does not have to do so. �
<br />---- .° __ �nY amouass disbursed Dy L,eader under this pazagraph 7 shall b�1ae addItional debt of Borrawer secvrod by this
<br /> Secutl�qr tnstniment.Unic�s Borrower aad Lender agc+ee to other terms of�paytment,these amounts shall bear intemst from the '
<br /> — date df disburse�ieat At the'Note rate and sball i�e payable.with interest. dpcm aoflce from Lender to Bonower rEquesting .
<br /> ---�r�,�� P�ent,. .
<br /> _„r-- 8.?Mortgage Insurance.if'IRnder requirai mortgage insurana as a coadidon of a�cidg the loan secured by this 5ecurlty
<br /> __��_--- Insavment, Bomower shaU pay the ptemivaos required to maintain the mortgage insurence ia effect. If. for aay reason,the
<br /> � mortgag�insuransx ooverage required by Le�uder lapses or ceasas to be in effoct.Bornower shall pay tice preminms required to
<br /> .� obtain coverage suDstaadally equivalent to the mortgage insuranoe pcevlously in effect,at a cost substantially abuivalent t+o the
<br /> ---�=�;,N � ' cost to Borrower of the mortBage insurance pt�.wiously in effect, from an eltemate mortgage insurer appzoved by Lender. I�'
<br /> �� sub�asudally equ�valent mortgag�t iasurance coverage is aot arra�lttble, Borrower shall gay to Ixader eacL month a sum equal to
<br /> ''"'_-� one-twe'1Rh of the yearty mortg�ge 9nsuraace premiwn being p�id by Botrower when the insurance ooverage lapsed or ceased to
<br /> -°=�'`�_'-"`� be ia eftect. Lender wIll eccept,use snd retain these payments as a toss rgserv�in lieu of mortgage iasurance. Lass reserve
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