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<br />LOAN �a HQ112098784
<br />(D) "Trustee" is ANDREW D. RpMM�TZKE, A A�NIBER OF THE NEBRASRA STATE
<br />BAH ASSOCIATIOI�
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is
<br />acting solely as a nominee for Lender and Lender's successors and assigns. MERS Is the beneficiary
<br />under this Securlty Instrument. MERS is organized and existing under the laws of Delaware, and has
<br />an address and telephone number of P.O. Box 2026, Flint, Mt 48501-2026, tel. (888) 679-MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated AUGIIST 31, 20].2.
<br />The Note states that Borrower owes Lender ***ONE HUNDRED NINETY THOU3AHD AND NO/100
<br />***************************************************************************
<br />*********,t********,r*******,r***************�r************************** Dollars
<br />(U.S. $190, o00 , oo ) plus interest. Borrower has promised to pay this debt in regular Periodic
<br />Payments and ta pay the debt in full not later than 3EPTEMBER i, 2042
<br />(G) "Property" means the propertythat is described below underthe heading "Transfer of Rights in the
<br />Property."
<br />(H) "Loan" means the debt evidenced by the Note, plus in#erest, any prepayment charges and late
<br />charges due under the Note, and all sums due under this Security Instrument, plus interest.
<br />(I) "Rlders" means all Riders to this Security Instrument that are executed by Borrower. The following
<br />Riders are to be executed by Borrower [check box as applicable]:
<br />CI Adjustable Rate Rider C7 Condominium Rider C] Second Home Rider
<br />0 Balloon Rider C7 Planned Unit Development Rider C] Other(s) [specify]
<br />C� 1-4 Family Rider 0 Biweekly Payment Rider
<br />I� V.A. Rider
<br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulafions,
<br />ordinances and administrative rules and orders (that have the effect of law) as welt as ail applicable final,
<br />non-appealable judiciai opinions.
<br />(K) "Community Assoclation Dues, Fees, and Assessrnents" means all dues, fees, assessments
<br />and other charges that are imposed on Borrower or the Property by a condominium association,
<br />homeowners association or similar organization.
<br />(L) "Electronlc Fund� Transfer" means any transfer of funds, ather than a transaction originated by
<br />check, draft, or similar paper instrument, which is initiated through an electronic terminal, te(ephonic
<br />instrument, computer, or magnetic #ape so as to order, instruct, or authorize a financial institution ta
<br />debit or credit an accounf. Such term includes, but is not timited to, point-of-sale transfers, automated
<br />tellermachinetransactions, transfers initiated bytelephone, wiretransfers, and automated clearinghouse
<br />transfers.
<br />(M) "Escrow Items" means those items that are described in Section 3.
<br />(N) "Mlscellaneous Proceeds" means any compensation, settlement, award ofdamages, or proceeds
<br />paid by any third party (other than insurance proceeds paid under the coverages described in Section
<br />5) for: (i) damage to, or destruation of, the Property; (iij condemnation or other taking of all or any part
<br />of the Property; (iii} conveyance in lieu of condemnation; ar (iv) misrepresentations of, or omissians as
<br />to, the value and/or condition of the Praperty.
<br />(0) "Mortgage lnsurance" means insurance protecting Lender against the nonpayment of, or default
<br />on, the Loan.
<br />(P) "Perlodic Payment" means the regularly scheduled amount due for (i) principal and interest under
<br />the Note, plus (ii) any amounts under Section 3 of this Security Instrument.
<br />(Q) "RESPA" means the Reat Estafe Settiement Procedures Act (12 U.S.C. §260i et seq.) and its
<br />implementing regulation, Regulation X(24 C.F.R. Part 3500), as they might be amended from time to
<br />time, or any additional or successor legislation or regulation that governs the same subject matter. As
<br />used in this Security Instrument, "AESPA" refers to all requirements and restrictions that are imposed
<br />in regard to a"federally related martgage loan" even if the Loan does not qualify as a"federally related
<br />mortgage loan" under RESPA.
<br />(R) "Successor In Interest of Borrower" means any party that has taken title to the Properly, whether
<br />or not that party has assumed Borrower's obligations under the Note and/or this Security lnstrument.
<br />TRANSFER OF RIGHTS IN THE PROPERTY
<br />The beneficiary of this Security lnstrument is MERS (solely as nominee for Lender and Lender's
<br />successors and assigns) and the successors and assigns of MERS. This Security Instrument secures
<br />to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note;
<br />and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and
<br />the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, wi ower
<br />Initials:
<br />NEBRASKA-Single Famlly-Fannle Mae/Fraddle Mac UNIFOAM INSTRUMENT Form 30281/01
<br />Onllne Dxuments, lnc. Page 2 Of 11 NEEDEED 1108
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