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<br /> ,t '�� TOCiETHEit W ITH all the improvementa naw or hereafter erected on che property,anci atI e�i,�nta,appurte�nces. aad �._
<br /> • ;�� flxturea uow ox Qcreafter a purt of the pmperty. A11 reptacemente and eddidona shaU also be covened by this Sezwiry �_
<br /> �� ., �£ Inatrument.AA of the fore�oing is r�ferred to in this Sc�urity Insuument as the"Ptopsrty." r___
<br />����' ry� SORROWER COVENANTS thai R�nrower is IawtWly seised of the estata hereby conveyed and has the dght to grant and
<br /> ' • j convey the Pmperty und that the Property► Is uuencumbered, except for encumbraaas of record. Borrnwer weaants and wi11 a:
<br /> �' defend generaUy the titic to the Property against aU claims and dea�anda.subject to aay eacumbrances of record. c=:
<br /> � � THIS SECURPfY INSTRUMENT combines uniform wvenante for aationai use snd uon-unlfo:m covenants wlth limit�l
<br />-u��;.; variadoas by jurisdiction to constitute a uniform security instcumeat coverlug real panperty. __
<br /> UNIFORM COVBNANI'S. Borrower aad Lender covenaat end egree as followe:
<br />'� 1. Yayment of Principa! and IntFrest; Prepayment end Lute C6arges.Borrower shell pmmpUy pay when due the
<br />���'�` prladpal of and interest on the debt evidenced by the Note and aay prepaya�ent and late charges due under the Note.
<br /> - � 2. Fnnds for Taxes und Insurance. Sl�bject to applicable law or to a wrIuen waiver by Ixnder.Sonower ahall pay w
<br /> �� �' I.ender on the day monthly paymeats are due under the Note,unW the Notc is paid in tWt.a sum('Funds")for.(a)yearly taxes
<br /> . . ., end assessmenta which taay attain priority over tLia Securlty Insemment as a lien oa tha Property:(b)Yeatly leasehold paymenta
<br /> ''��•�•: or gound rente on the Property.if aay:(c)Yearly hazerd or pnoperty insurence premiums�(d)Yearly flood insurance premiums.
<br />-�✓;"t�:�i�,k:� if any:(e)Yeatly mortgage insuraace premiums,if eny;and(�any sums payable by Bon+ower to Lender,in s000rdanc8 wIth _
<br />-..�.:.��,.�. the pmvteions of paragraph 8.in lisu of the payment of mortgage insurance premiu�.'lhese items are called Escrow Items.
<br /> �''?:-':.-'• L�aQer rrmy, ut anY time, coUect aad hol�F�ands in an amnunt noc to exceed the maximum amonnt a leader for a federallY _
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<br />_ "� ,, related mortgag�loan may require for Borrower a escmw account uader the fedeml Rql Estate Setuement Pcaoedu�s Act of
<br />- - 1974 as amend�from ttme to time, 12 U.S.C. Sect�oa 2601 u seq.("RBSPA"),unless aaother law that applles W the Ftiads
<br />-,„'+;,�.� sets a lesser amount. If so, Lender may� at aay ti�.collect and hold Funds ia an amount aot to exoeed the lesser amQUnt.
<br />,.,,.��,��� Latder may estimate the amawit of Fuada due on the basis of current data aad reasonable estimatea of expeadiiuces of fut�ue
<br /> '=�u Bscmw IU�ns or otherwIse ia accordauce wtth applicable law.
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<br /> r:�;,:�a�� 'llce Funds ahall be held in aa iastitution whose deposits are insured by a fcdetal ageacy, insuumenlnllry. or entiry
<br /> �`�Y���..� (inciuding I.ender,if l.eader is such an iastitution)or in any Federal Fiome Loaa Banlc. Leader shall epply the Funds to pay Bte °_
<br /> '-`-��_.�3 Escmw Items.Lender may aot charge Bormwer for holding and applying the Funds.annuaUy enalyzing the esctow acwunt,or
<br />- '��- ' verlfying the Escrow Items,unless I.euder pays Botrower interest on the Fuads aad applicable law pemnits I.ender to make su�
<br /> _��'�.-``�� a ci�arge.However. Lender may reqe�re Bomowet w pay a une-tiase chatge for an ladependent real estete tax reportiag service
<br /> °__,-��== u�! by � �n �nnnecdon with this loan. unless slmllcabie laa pmvtdes otheiwise. Udess an agram�t is made or
<br /> -___=� aPPlic�ble tuw rzquires tuterest to be paid.I�cuder sh�tl aat!�reqviced to gsq Borsowtr eny Ini�t or e-a�n3��a on tl�e Fu�nds.
<br /> ---_--_' lsorrower and Lendes may agree ia wridng�however.that iaterest shell be paid on the Funds. Lendsr shall g[ve w Boaower. .
<br />�- - `. ;aithout charge. en anuual accouattng of the Fuads, showIng credits aad debits to the Fuuds aad the puipose for which each
<br /> -_-- debit to ti�ye.Ftmds was made.The Funds are pledged as addiaonal seG�tY for all s�s saured by Wis Securlry Instn�t;�.;.
<br /> -__� If the�mde he!d by I.ender exceed the amounts permitted w bz held by appliceble law.�ender s1W1 aCOOnnt W�oi�i0w�
<br />------�:-;-'� for th�excess Funds in acoordance wlth the require�xnta of applitable 2aw.If the amount oi the Fuada hdd try�dea'g¢;a►►y
<br />•;��-�� time is not sufficient w pay the Escrow Ioema whe,n a�ue,Yxnder may so notify 19on»wer in writing.and.in sucL pse Bon+owu
<br /> �°� shall pay w L�der the amouat necessary w make tixi the defideacy.Bomnwer sifai!make ap the deSclency In ao more than
<br /> -----,,.�: twelve mont2ily paya�ents,az Lender's sole discretion.
<br /> �'�'~'���''�tl� U a t in fuil of all suws seaiced by this Socurity Instr�ment. I.ender sball promptly refuud to Bormwer any
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<br /> _ °:��';�4 ,. Fuads��@,�Y Leader.If,under paragraph 21. Lender shalt acquire or sel�t2►e Pcopeny,Lendar.Prlor w tLe aequisition or sale
<br /> _ ` : ;'�. ,:Q�t1u P[o�lerty. shall appSy-any F1�ads held by Lender at the time of aoquisitIon or eal�ag a crodit against the sumg saucod by
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<br /> ------ � �':'i;r• 3:�App�fc�tion of Feyiuents.Uatess apPlicable law provides othetwise,all payments t�eoeived by i�eader under pangraphs
<br /> - --=-� 1 ead 2 shela�be applied: Yuat.to atqy px�aY�nt ch�rBes due uudEr the Note:s�cond.w amounta gayable�p�h 2: -
<br /> °5+� third.w Interest duo.fourlh,to pr3nc:ipa9 due:and last,to any late Charges due nader the Nou.
<br />°- - - 4.C6arges;Liens.��orrower shal[pay all taxes.assessmenu.char8es. 8nes and imposit�ons arirlbutable w the Pc�operty
<br /> which may attain prioni?Y'aver chis Secudty Instn�ment• and leasehold paymenta or grouad rents. if any.Borroaer s5�ll pay
<br /> ihese obUgations in t�e•taswp�r pmvided in pasag[aph 2.or�f not paid in that manner.Bottower sba11 pry them on time di�ctly .
<br /> - =;::,;� w the peason owed payu�ear.Borrowei shait pmmptiy furnish w Leader a{t aat�cxs af amauata W be paid emder shf�g�. '
<br /> �^+;�;$-:� If Bornnwer mak+es t�ese�pa�tnents diaectly,Borcower shall promptly fumiFh to I,atda noeipts evideacin$the Paymd�:�'��
<br /> Borrower shall pmxnPtlY dischar8e aW'uen which t�as priority over this Se�uriity Iasttummt unless Botmw,er.(�t�ees ia
<br /> � �'� wrldng w the payment of the obIIgatian seaurd by t�tte tien fa a manner aoxpt�ble w Lender;(b)oonusis.3a$ood faith the lira
<br /> -� by, or defends aga�asc enforcemeat of the Hen in, legal p�i�gs whicL in the L�der's apinion a�t�ate to panveat the
<br /> - enforeeu�nt of the lien;or(c)secures from the holder of the liea�an agrament�ry to Lmd�'snbnid�fati�$'t�be�itn to
<br /> �_ - =�-=� thie Secuciry lasnumeat. If Ixader determines that auy part of tb,e�Property is snbjact w a Hea wbich may auain pri�rSty over
<br /> _-_'�';��;�� this Sccurity Insuun�nent, Lender may give Bormwer a notloe identifyiag the�iaa.•Bomnwer shall satisPy ehe lien or taloe oae or
<br />__ _-_�,� �more of the asKons set fo:rth above vv�Wia 10 days of the giving of nottce.
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