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201207384 (C) "Lender" is EQUITABLE BANK Lenderisa Savings Bank orgaaized and e�sting undcr the laws of THE STATE OF NEBRASKA , Lender'saddressis 113-115 N LOCUST ST PO BOX 1fi0 GRAND ISLAND NE 688D2-0160 Lender is the beneficiary under this Security Instruincnt. (D) "Trustee'° is CENTRA� NATIONAL BANK (E) "Note" meansthepromissorynotesignedUyBorroweranddatedAugust 30, 2012 . TheNote statcsthatBorrowerowesLender EIGHTY EIGHT THOt1SAN0 TWO HUNDRED AND 00/100 Dollars(i7.S. $8$,200.00 )plus interest. Borrower has gromised to pay this debt in regular Periodic Payments and to pay t12e debe in fi�ll not later flian 0 cto b e r 1, 2042 . (F) "Property" means the property that is described below under the heading"Transfcr of Rights in the Property." {G) "Loan°' means the debt evidznced by the Note, plus interest, any prepayment charges and.late charges due undex Che Note, and all suws due under this Securi'[y Ins'trument, plus interest. (H) "Riders" means a11 Riders to this Security Instrument that are executed by Borrower. '1'hc following Riders azc to be execuied by Borrower �check box as applicable]: 0 AdjustaUle 12ate Rider � Condominium Rider � Sccond Home Rider 0 Balloan Rider 0 Planned Unit Devclopment Rider � I-4 Family Rider � VA Ride�- �Biweekly Payment Rider ❑ Othcr(s) [specify] (I) "Applieable Law" means all coatrolling applicable Pederai, state and local statutes, regulations, ordinances and ad�znnistrative Nles and ordeas(That haoe the effeet of lawl as wett as all applicaUle final, non-appealable judicial opuuons. (J) "Community Association Dues, F2es, and Assessments" means all dues, fees, assessments and other charges that aze imposed on Borrower or the Property by a condominiwn associarion, homeowners associarion or similar organization. ({� "Electronic Funds Transfer" means anp transfer of funds, other than a transacrion oria iated by check, draft, or similar paper instnimeart, which ls initiated through an electronic terminal, telephonlc instrumeut, computer, or ma.gnetic tape so as ta orda, Instruct, or authorize a financial institution to debit or credit an account. Such term incl'udes, bni is not limifed to, point of-sale transfers, automated teller machine tsansactions, ti-an�fers initiated by telzphone, wire transfers; and automated clearinghouse tra�sfers. (L) "Escrow Items" mcans those items that are described in Secfion 3. (M) "M iscellaneous Proceeds" means any compensation, settlement, award of ciamages; or proceeds paid by any third party(other than insurance prOceeds paid under the ooverages described in Section 5)for: (i) d2maae to, or destruction o� the Pxoperty; (u) condenvlakon pr other taldng of all or any part of the Property; (iii) conveyance in lieu of condemnation; or(iv)misrey�esentarions o£, or omissions as to, the value and/or condition of the Properry. 2aaazaa� NE2R45KA-SingleFamily-FannieMae,'ReddieldacllNlFORh11NSTRtIMENT � Form30281lOi V41 P� VM P0(NE)(1 q05) lNolters Kluw er F;nancal Services Page 2 0#t]