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201207384 desigilated a substitute noUoe addres�by notice to Lender. Borrower shali promptly n0�f}=Lenda of Borrower's change of address. If Lender specifies a procedure for reporting Borrower's change of address, then Borxowex shaU only report a ehange of addre,s flirough that specified procedwe. There may be only one designaTed notice address imder this Security Instnunent at any one rime. Any natice to I,ender shall be given by deliv0ring it or by mailing it by first class mail to Lender's address staied hexein unless Lender has des�nated another address by nofice to Borrower. Any notice in coiutection with this Sec�ity Instrument shall not be deemed to ha�e been given t0 Lexider until actually xeceived by Lender. Lf any notice requued by this Security Instrument is also rcquired under Applicable I aw, the Applicable Law rzquirement will satisfy the corresponding requiremeat under this SccLuity Instrumeni. 16. Goveming Law; Severabilifiy; Rules of Constructeon. This Securiiy Insirument shall be govemed by federal law and the law of the jurisdictiAn in which the Property is Iocated. AII rignts and obligations contained in tlus Security Ins'taunent are subject to any requirements aqd lusntations of Applicable I.aw. Applicab�e Law might eaplicitly or implicitly allow the parties to agree 6y contract or i�might be silent, hut such silence shall not bz construed as a prohibiGon against agreemenY by contracC In thc cvent that any provision or clause of this Security Instnunent or the Note conflicts with Applicable Lau�, such conflict shall not affect other provisions of this Security Instrument or the Note which can be gicen eft8ct u�ithout the conflicring provisirnti As used in this Security Instrvment: (a) wo*ds of the masculine gender shall mean and include corresponding neuter words or words of the teminine gender; (b)words In the singular shall mean and include the plural and vice versa; and(c) the word"may" gives sple discretion without any obligation[o take any actian. 17. Borrower's Copy. 73orrower shall be given one copy of£he Note aud of this Security Instrmnern. 18. Transfer of ihe Property or a Beneficial Interest in Borrower. As used 'm this Section 18, "Interest in. the Property" means any legal or beneficial urterest in the Property, including, but not liarited to, those beneficial interests transferrad in a bond for deed, contracC for deed, installment sales comract or escrow a�eement, the lnTent of which is the trans£er of title by Borrower at a futur�date to a pr,gchaser. If all or any part of the Proper[y or any Interest la the Property is soid ar hat�sYerred(or if Bo�owex is not a natural person acd a beneficial interest in Borrower is sold or transferred) without Lcndcr's prior written consent Lendei may zequue inuneciiate payment in fi�l-of ali sums sec�ued by this Security Instrument However, this option shal.i.not be exercised by Lender if sucfi exercise is prohibited by Applicablc Law. Lf Lender exercises this optiou, Lender sha11 give Borrower noUce of acceleration. The notice shall grovide a period of not less than 30 days &om the date Lhe notice is given in accordance v✓ith Section 15 witivn which Botrotver iuust pay all sutns sex,wed.by ttus Seciuity Iivstnuneut. If Borrower fails t�pay Lhese sums pri�r to the expirari�n of this period,. Lcnder may invoke any remedies permitted by tYus Security Inshrament withouf fiuther notice or demand on Borrower. 19. Borrower°s Right to Reinstate After Acceleration. If Borrower meets certain conditions, Borrower shaL have the right to have enforcement of this Security Instrwnent discantinued ai any time prior fo Ihe eazliest of: (a) five days before sale of the Prog�erLy pursuant to any power of sale comained Ia thts Security lnsirument; (b) such other period as Applicable Law might specify for the tern�ination of Borrower's right to reinstate; or(c) entry of a judgment enforcing this Security Instrument. Those conditions are that Borrower: (a)pays Lender all su�rns wlueh then would ba due under this SeGurit7 Instrument and the Nofe as if n0 acceleration had occurred; (b) cures any default of any other covenants or agreemcnts; (c}pays all expenses inGiu�red in enforcing this Security Tnstr�unent, includin� but not'limited to, reasonable aYtameys' fees, property inspection and valuation fees, and other fees incurred for thc purpose of protecting Lender's interest zaoozaa� NEBR45KA-Single Family-Fannie Priae/Fretldie Idac ONIFORid INSTRIIM ENT Form 3028 7l01 VM P OO VM P6(NE)(1 t05) VJoliers Kluwu Financial Services Page f2 0?i]