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<br /> 98_�1�93�8 __
<br /> ts)The Ir►dox
<br /> Beginniag aith the firet Chenge Date,my intexest rate will be b3sed on en Index.Tha'Iadex" is
<br /> tha average of interbank offered rates for six-month U.S.doller-denoxninated deposita ia the Londaa
<br /> market("LIB�R"),es publiahed Ia The WaU Streat Joumal.'The most receat Iadax figure availabla
<br /> es of the tirat busiaess day oi the rnonth immediately preca3iag the month ia Nhich tha Changa Date
<br /> occura is called the"Curnat Index."
<br /> If the Iades is na loager availabla, the Note Holder will choose e new ladex that is based upon
<br /> compareble infformation.'Tho Note Holder wIU giva ma aotice of this choica.
<br /> (C)Calculation of C6�agea
<br /> Beiore a►ch Ghange Dau,the Note Holder will calculate my nem iaterest rate bp adding
<br /> S i X AND ?df 100 perce�atage poiat(8)( d.700 `�� tO�e
<br /> Cuneat Index,Tha Note Hcldar will theti round the.rr.ault oi this additioa to the aearest one-eighth oi
<br /> orr.a percxnYt�ge.�oint(0.125`fb).Subject to the liauts gtated ia Section 4(D)belaw.this raunded amount
<br /> �r'akt:be mp taexv:interest rate until the aext Changa Data. •
<br /> � �� " � The Note Holder will then deternuae the amouat of the montWy payment tLat would bo sufficisat
<br /> ' �� ' to repap the unpaid principal that I am espected w owa at tha Chaage Date in full on the Nlsturity I3ass
<br /> � ;1�;�c�� at my new iatenst rate in sobstaatially equal PeYments.The result of this calculetion will be the aew
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<br /> (D)Li.i�i�ite oa Interest Rate Chps►gas •,..- �
<br /> Tha interest rata I asn required to pay at• t�ta first Change Dats wil,1. aot be,��reetet thsn
<br /> ;'73ti 400 °� or le.ss thea 10.�00 °b. Therceftes,:3n�y i.aiet+�t tata will
<br /> .'•:t�e,v�.�i�G}'aased ar decte.a�oa eny singla Change I)ate by mcNe xh�n ana�iercentaga��iAt(1.0°�i)
<br /> '`'ttqt�i;tho�t'e'mt•iaterest I have ban,��tang for the pro�ediag sIx�Y►ant6s.My Interest rate bp1ll�aever bo .
<br /> , ;.:}�[H$�CF tb&�';'� 16.Odo '��o�less thaa 10.�00 °�.
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<br /> . �:. .•:,(E)Efiective Date ot Changes -
<br /> �'' ,;. Mp now interest rate wlll bxome effective on each Change Date.I will pay the amouat of mp a�w . .
<br /> ��;. montWy p�lymeat begianiag on the firAe mvnthlY PaYment date efter tho Chnnge Date until the amount •.���;;'
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<br /> . of my month�#►,paYment changes agsini:i:`.;� +�i ti��
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<br /> (�)N'o�3ceof Chaa�es ��1, � mtvrest rate aad '
<br /> The Noto.Holder wllt deliver or maii to m�i���uotice of any changes' �Y�iY�� 1.hQ,t:;
<br /> amount a#,ilc�y monthlq paymtnt before tfle�t'f�otive date ot any cbnnge. 'The aoti :;�il incla�� ,. ;�;�;.
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