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<br /> ' • � 8orrows�s tsorow ttcoount undar!he tederpt Fieal Eatate Setttemenl Procedurea Aot of 1974 as amended from time to time, 12 U,B.C. r
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<br /> - � � PBOt e2 seQ.('RESPA•).unt�ss another law lhat applles ro the Funda selo s lesser amount. It so,lender may,at any tMne,cofisct tnd �'
<br /> - . -. -"`t AoS6 fundt i�ai r,���ount nat to�cas:d tha�secr tsmnnnt. L�r+Qer rr�y eatkruw ths tmount ot Nnas dw on th�beai�o}eurrant d�ta f
<br /> , � u�d nasontble atim�tes ot axpmdkuns ot tuturo Eeorow items or othe�wiso b aocordanct w@h appl'Qabio I�w. L,
<br /> + 7ns Funda ehaU be held h an hstiMtbn whoao doposks are hsured by a hdwal ap�noy, Nauumantaliiyr, or antHy (hckbNe �
<br /> = tsnder, H LMder fs euoh an InatRutbn) or h any Federnl Homo Loan Bank. Londer 6hell agpry Ohe Funds to pay the Escrow items. �t_ �
<br /> �'" � !:.� Le�der msy not ohergs Barrower for hotdhp tnd appiytnp ths Funda,�nnue4y antlyshg th��scrow teoount,or varityhp th�Eaqow -.
<br /> • kr,ms,unf�o I,CneScr p�qa Hunorter Intcrost on tho Fun�ls Rnd eppllaabM I�w permita Lender to make suoh a oherge. Mowever,tenQas � �_
<br />- ` �' muy roquire 6orrovrer to pay a on�tim9 charpe tor en lndependent reat estate tax reporting eervlce used by Lender b conneotion wNh � E;
<br /> � -�y�'�i thb ban,unisee app0pabte taw provldes otherwbe. Untess an apreemmcmnt Is m[de or app�babie I�w�equkos hterost to be paid,Lender � R-
<br /> shaU not bs tequked to pay BoROwer eny Interest or eaminpa on the Funds. Bortower and Londer may agrea In writbg,however,lhat �
<br /> � hterost shall bo paid on the Funds. Lender ehall qNe to Borrower,without eherye, an annuat accountln� of the Funda, showhp �
<br /> �'����j" or�dks nnd debNS to the Fundo and the purpose for whbh eaoh deb(t to the Funds was made. The Funds are pbdgod as addftbnal �
<br /> �� Y� ��} aeouriqr for aU eums seoured by this Securriy InstrumenL � _
<br /> �' If th0 Funds held by Lende�excaed the amounta permitted to be hald by applieable law,Londer shan aaoount to Borcawer tor th� �
<br />� o u ex�ess Funds In aeaordance wit� the requlrements of applieable faw. If the amount of the Funds hetd by Lender at eny ttme ts not
<br />- � '� suflicient M pay the HsCrow Itama when due.Lender may so notNy Botrower N wtkha,and,h suoh ease Borrower sha�pay to Lender W
<br /> ' the amount necessery to make up the deflciency. Bomower shail make up the deftaienoy h no more tAan txre..Me monthy payme�b,�t
<br /> Lertdor's eote discre2bn.
<br />'"' ' ' Upon payment h tult p4 alt suma cecured by this Securdy Irtstrument, Lender shad prompYt�cetund to Borrower any Funds heid by
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<br /> ; ; -' _.s'� L6�d¢r. N,undsr par�rapfi 21.t.cxfd:r�haU CequNa or sall th�PropsAy. Lender,R�r to the�c�ulsRbn or sakl ot tha Property.ahati .
<br /> � ' � appy any Funds Retd by Lender at the time of acquishbn or sata as a credit ayainst tRe sums secured by this Security InsUumen�
<br />'� ' �. Applleatlsn of Paymenta. Untess eppRCabi9 kiw provid9s otherwise,all psymercte recelved by Lender under paraprtDhs
<br /> t qnd 2 8ha0 be appped:ftrst,to any prepayment charpes duo under the Note: second,w smcunts paysbie under parograph 2;Ihird
<br />`'`'`'"'��%=r:;•� to intasst due;lourth,to pAncipai due;and tast,to any I�te Cha►�es du0 under the Note.
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<br /> 4. ChatqE�UQR�. Borrowet shtttl pay aU taxes. assessments� charpes. fhes end IrnFostttons atUbutabi� W Qha PnopaM1y
<br /> -T:1`i:<<�'; •,.,. whbh may attah prbn'ty over thts Seeur�J► Inawmanl,and leasehold payments or qround rents� B any. 8ortowar eAaw pay tMse
<br />_�':.��, �` ''• oblip4tTona N th0�rwmer provided fn parapraph 2.a(f not paW In that manner.Borrower shaU paq than ca t4ne dkectty to the paaos�
<br />-�-t��,���; ' owed payrtient Bortower ehaA prompUy tumkth to tsnder aU natbes of arreounts to be Patd under thts parapraph. if Bo�►owx rnkes
<br /> �.�;::r,?,,:;:.' theso PsYments di�eoth►.Botrower shatl prompty fumish to Lender recebts avtdsnoinp tha payments.
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<br /> ;::;:`?"?�•; � Borro�wer aAa�PromPU�l disoliarps any Ga�whbh hos Prb�1Y over thts Securihr lnshument W�tess 8orrow�:(y a�os fi wrtttp to
<br />-'�.`f'1<��t`:�'___ - the Qaynwr►t of tt�obIIOetlon recur�d b�r the uen b a mu►ner acceptabb to Lender;(b)co�tosts N Qood faRh tha i�n pa►nr doNnds
<br /> Ar���%��� npahst antor�ament of the iten in,tapat proceedhps whlch i►dre lendets ophion operais td�itewid ti�r,nforc.�-�ssai a!tlts Ens: at(c) -
<br /> �_�^�_ ,}=�,,5�`r• aecuros �rom the holder of the Qen�n a�reement satistaatory to Lender subordhathp the Ue�►to Mis Securily InstrumenL It Undar
<br />�A�"�" detamNes that any part of thn Property is subfect to a lten whkh meY etlah prton'ty over�thts Security Instrument, Lel+der n�Y pl�
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<br />� �w� Borrower a nottca IdenlYybg the lian. 8orrower sheA sitlsty the Iien or teke one or more of'9hv�otions 6et torth uboN9,iv$AJn 10 a�►s
<br /> ==-_�;:�~,�s�lerrv. of ShB qivhp 0!nollCe. "
<br /> -^°_"'�` 6. Hazard or Property Insuranee. eoROwer snau keep me rnproverr�ents now axk�cno or ne►eaRer a�ctea on the
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<br /> - = -- Property Nsurod e9etnst bss by tire.hsards habded w9hh the te�m•exLendad oovarapo'and ar+y cther haxu0�.Inatudinp Aoods or
<br /> —��'i�� flaodhp.tot whkA I.endot roqukes insutanca Thts hsuraitee BhaY bo mthtWned h the atnounts �nd tor the pwbde,that I.mdar
<br /> =����:� requtas. The hsurence cartter provldbp Ma hsurer►cs ahaN be ohosen by Botrower sub�t to I.endera approvat rrhtch��hU not be
<br />--.��� unre�son�by w�hheid. It Bortower taNs ta maNtatn covera08 daserbed ebovo.lender nmy.at Lenders oPtion.obt�h cove��io ,
<br /> — proteat Lsndere rtphta h the Propert�r In accordance wRh pewpraph 7. •
<br /> -- - A11 insurenee Po6ates and renewats ehaq be aeeeplabte to Lender and sheU helude a s�tdard mortpsae etWas. Lender tAa�Irv�
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