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<br /> �. . ..� �� TO(i8'fHBR lN1TH nll the improvementa uow or hemafter er�ted on the propeny.pnd All eusamentti.ap�rul3cti�anres.nad =
<br /> fixtures now or kereafier u part of tf�o property. AQ replacements and edditions shall alsv he coaprM 6y tliis Security _
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<br /> . lssattttsstsnt.Al!of eke fortso3ng Is reftrrub to in thls Sxurlty In;.leurteent ss the"Ftogersy."
<br /> �� BQR�tOWBR COVBNANTS thnt Borrower is lawfully aeised of the estate hereby convoyed rm�l haR�s eiaht,to grnnt and -
<br /> �° 51 i convey the Property and tttat the Per�eny ia unertcumbered.except for encnmbrancea of rccard. �arrawor v�t�ra�t�t�aad wi11 _
<br /> , ,.,�,� .:;,� defend gensrnlly the tttle to the Property agalnst a11 cl�ims and demanda,subject to any encwnbran�ea of.recat�d. _
<br /> THIS SECURITY INSTRUMBNT combines untform covenunts for national use and aon-unifarm cover�nnts wleh Ifmited
<br /> vivlativns by�urisdicttnn to c�onstitute a uaiforr��eecadty lnstrumcnt covcr�ng real prap:,rty. _
<br /> �� UNIFORM COVBNANrS.Bormwe�and Lender covennnt and ugree as follows: -
<br /> -_ l.P�yment oi Pritectpal a� 3ntcs+est; A�epvyment�nd Late Ctwrg�w. Borrower ah�Jl proun�t�,}r pay when due the
<br />''�•� pdacipal of and intereat on the debt evidenced by tha Note and any prepayment and late chargea due under tb�Ncse.
<br /> 2.Fun�ior Taxrs ond Gisur�nca Slibje�t to applicnble tew or to a written w�ivar Isy L�endar, 1'�4rtn�+Jer ahaq pay[o
<br />- '�., .��. Lender m►the day tnonthly paymente aro due nnder the Note.untit the Note ia puid in fiill.a susn("Fundu")fwr.{�)yearly taxes
<br /> - aad assessmeuts whtc�may�ttein prlo�ity over tbts Securlty Iastrum�nt as a lien oa the Pro�tetty:(►o�Y¢urlyr ta�ueitold puytnents
<br /> °�, f'. or groand aeats on the Property.if aay:(c) Ywrly ha�ard or propazty inaurance premiums:(d)Yearly flecd lnsusaace ptemiums,
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<br /> ._�:' <.:' if any: (e) Yearly mortgege insurana pnmiums.if any:tutd(�smy sums payablc by Borrowar W Leadcr,in acaordance with
<br />',.�,�;k;; ttie p:ravlafons of paragrapb 8.in lleu of the paya�ent of mortgage insuraaee premiums. These itea�are ca]!ed"Escruw Items.'
<br /> =: •�::3' l�eader aiay,at any dme.collxt and hold Funds in an amouat aot to eaceced ttte m.uimum araaunt.a leader for a federally
<br /> ;;;�"`-#,�� relued mortgsige losn may require far Sorsower's ascraw axount uader the federal Real Estaia Seul,eca�n�Pmcedurea Act of
<br /> :;�'=�'� 1974 as unended it+om Hme to time. 12 U_S.C. Sadon 2fi01 et seq. ("RESPA').unless aaatBar.la�u�Pbei�plies to the Funds
<br />``�;n�d�� sets a Les�ser unouat. If so.Lender may.at any time, aollc�aad hoid F'unda in aa auAauat nat•ta exceed t°re lesser amount. _
<br />;:;:,�,y� L�endes may estimue the amount of Fw�ds due on ttie basIs of cuneat d.ata and rsas�nalsle estimarsa�tx�adEv�res of fucure
<br /> Fscrow Items ar otl�eiwise In a000rdaace with applicable law.
<br /> __":�r:�� T(u Fut�ds shaU be held ia w inst£mtEen whose deposits are insured by a fedacal a(;;eaaYti,ir�t��entality. or entity
<br /> °�""� (insluding I.end�.if Lender is suclr an instiwtion)or iu aay Fedetal Home Loan Bank.I,eadsr sbalE a�y the Funds to pay the
<br /> ''••=�* Fscmw[t�m�.Lender may not c4arge Borrower for haldin4;and epplying the Fuudu.annually anaiyzin�tha eseie*At aacouM,or
<br />-;��►�'� veaifyiag the Esirow Items.unless Lender pays Bozrower interest on the Fuads aad applicable!aw parm�ss i�criaf'ta m�lce suc]�
<br />_u;;�� a charge.Howcver. Lender may n+quire Batrower w gay a one-time cttarge for aa indepemdcnt reaL.estau Wu reporting sezvece
<br /> - used by Leflder in eonnecdoa with thia loaa, unless agplicable taw pmvides othecwisc. Uai�ss.am agreemeat is made ar
<br /> —'=-� appllcabte law requires intesest to be gatd. Leu�,r shall not be required w gay�oimwer any ir.tr.c+est�r earn�ngs on the F�nds.
<br /> .,� Boaowa and L�eader may agroe in writiRqg,ha�vrcver.that iatenst shall be patd a�n tfi�c Funds. E�euder st�alt gIve w Borrower,
<br /> --== wl�out caarge.an aanual a000uating of tge Fimds.s�v�ng csaiits�i�ii�tir�,s r'�' ��it��u.�fr,r�ic3i each
<br /> =��:�,� deMt co the Fuads was made.lt�e Fwids ar�plc:dgal as addit�anal securIry for all sums saure�b�r t�ris Socurity Insuumem. -
<br /> ---- if tha Fuada h�Id by Ir,adet exaod the t�nwtnts Qem�itted to be hel�by appla�ri¢ta.wr��A SDa,ll a000unt w Honower
<br /> - - for tb�exoess Fim�s in aceordaace with the�,�lY'�meats of agpllcable law.If the a�c oP t�c i�h►�ds held by I,,�ader at any
<br /> � tipo�is.not suf�'iaent to pay the Escraw Item�w�en dice.Lades may so notiFy�orn�wer,im writing.and.in such c�a.ss Botrower
<br /> . _ ----�-� s�,ail pay to Leader the amount neoessuy to make�►t��cieacy. Be�,-cawer sbat3;maQe up the deHcieacy in c�o ware tbw
<br /> - tur�lve woathly payments,at Ixnder's sole discntion.
<br /> � Upon paymrat in fiill of all sums secut�e�by this Secudtgr Irtsnusaens. LcadBr,s�ll pmmptly nfund to Bomnwer any
<br /> Funds bdd by I.cader.If.under puagtaQh 21.I.eoder sball acquire or sell�the P�ager4Y.Leader.PrIor w the acquisttion or sale _
<br /> of the Proputy.shall apply azty F�nds held by Leader az the amt of acquisitee�.�r��I¢as a cndlt against the sums socurod by
<br /> this Socurlty Instaument.
<br /> 3.Applicsti�of PJ�ymeets.Unless applicable law provIdcs othatwise.all p,aysnaats reoeived by L�ender uades panagraphs
<br /> 1�nd 2 shatl be�ppHed: fusi.to aaY Prepaymeat cl�arges due uader the Noae:sECaad:to amounts pzyable under paisgtaph 2;
<br /> third.to iatenst dn�:founh,w PrincIPal du�e:and last,w aay late charges dua uad$r,dre Nou.
<br /> 4.Cls�ge�� eas.Ho�awer shall�,ay�All tues.assessmenta.cLar�ea.fines ahri ilapositions amFbutable W tha Pcoperty
<br /> ca
<br /> �rhiclt m�y attain rioiity wea��us Securfi�Y Insuumcnt.and leasehold gaywenta eo�gcmund�►ts. if any.Bon�a�vaz sh�ll PaY
<br /> -- ..theso�obligafloas in the maaae���.e�!sd i�puagraph 2,or if not FaI�ia thai�run�r,Eormwer s6all pay them on ti#oe dicatiy
<br /> ,:� to the pecson owed payment.B��o'at�a,shaL2�mptty ti�mfsh to L�mdar,alP aotEaea of ataounts w bo p�d under this paragrap�.
<br /> °�= If Bomower makes these paymeuta diroctly..�ozaower shall proraptly fnrniaL.ta��eader reoatpts evkkacIng the paymeats.
<br />°--�-��:,°�;�tig;'•• Borcower sLall pmmpily discLarge any�ien which has primrity mver tUf.9 S�curitY Inst�umeat uatess Bomower:(a)ag�oes in
<br />::';�' w;idng to die paym�t of the obli�atlon socured by the lien in a manaar acxeptrlDtt w fl.�tder.(b)oontests in good fafth th�Iiea
<br />.:�,j,� bq;or defends against enfa�t of the l{en in. legel Pznceedi�s wLSaB,in thc 1Leader's opinion operate to pr�went the
<br />�='��� e�foroement of the tiea:or(cD���ur.a from tha Lolder of the li�n an a�eimeat satisf�acory w I.endtr subordinating the ilen to
<br /> -'"fi this Sawrity Instsumeat. If 1.eader detecminea tl�nt any part of tiva i�p�Sy is subject to a lien whiob may attain prlorIty ovu�
<br /> - --- :� • .r�s 6ecurlty Instnuneat. L,endet may give Borra�ver a aotiae id�ntIfyi.t�r�2i¢n.Bortowtr shall satisfy the lien ar tate one or�
<br /> - - --__ ,m�se af the aatons sa forth aharua w[thia 10 days mf ri�s�tag oEnoc�e.
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