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� - N = 0 �� 0 V � �� 0 = � � � - k �{ a v �'�a� f;r � : �. �t�: '� '�::: a� ;.� : :� ; � �. �) �C8 � � ,� '�re �► � a� � � � a . �� C'1 S� D r r g �, a � - G ,�� � - r� �,, , _� _-� en :� �i`'_, �� �, . r � �' : � �,. C7 P'` Cn ) r .� �- + Cn n; ~ z.y � - 'C.1 � N Ci 1 �� n N � � C D z —+ � m --t a O - T1 I1 �:� r :� r n � x � � � � f n Return to: Brandon S. Connick P.O. Box 790 Grand Island, NE 68801 PREFACE TO DEED OF TRUST Each undersigned Borrower does hereby acknowledge that: 1. The undersigned Borrower has agreed to act as Trustor in the DEED OF TRUST to which this writing is the Preface and wherein FARMERS TRUST & SAVINGS BANK, an Iowa Banking Corporation, is the Beneficiary and which is hereinafter referred to as the Trust Deed. 2. The undersigned Borrower knows that by virtue of the statutes of the State of Nebraska the Borrower has the right to make a Designation of Homestead in the body of the Trust Deed. 3. THE UNDERSIGNED BORROWER DOES HEREBY DISCLAIM THE RIGHT TO MAKE A DESIGNATION OF HOMESTEAD IN THE BODY OF THE TRUST DEED. 4. The undersigned Borrower does hereby state that no part of Borrower's homestead is presently or in the future will be situated upon the real estaxe described in the Trust Deed. 'The undersigned Borrower understands this to mean that whether or not the undersigned Borrower is presently residing upon the real estate described in the Trust Deed and whether or not the undersigned Borrower hereafter establishes residence and a homestead upon any part of that real estate during the time that the Trust Deed remains unsatisfied and a lien upon the real estate, THE UNDERSIGNED BORROWER SHALL HAVE NO RIGHT TO MAKE A DESIGNATION OF HOMESTEAD in the event of Trustee's sale under the power of sale contained in the Trust Deed. 5. THE UNDERSIGNED BORROWER DOES HEREBY WAIVE BY THIS WRITTEN ACKNOWLEDGMENT ANY AND ALL RIGHT TO MAKE A DESIGNATION OF HOMESTEAD UPON ANY PART OF THE REAL ESTATE DESCRIBED 1N THE TRUST DEED. The undersigned Borrower understands that the execution of this acknowledgment constitutes the waiver of rights otherwise available for the purpose of affording Borrower the opportunity to retain Borrower's homestead in the event of a default upon the Trust Deed. 6. The undersigned Borrower represents that this Preface to Deed of Trust constitutes a disclaimer of right to make a Designation of Homestead and a waiver of right to make a declaration of homestead as provided for in paragraphs 3(a) and 3(b) of Section 4 of the Nebraska Farm Homestead Protection Act. T'he undersigned Bonower directs that this Preface shall be filed for record as a part of the Deed of Trust in the office of the Register of Deeds. N O �""� � � � CGJ � 0 s`� �� This Preface is being signed by the Borrower and as the Trustor in the Trust Deed of which this Preface is a part.