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2oi�o��J� <br />(C) "Lender"isHome Federal Savings and Loan Assn of Grand Island <br />Lender is a Savi ngs and Loan <br />organized and existing under the laws of T h e S t a t e o f N e b r a 5 k a <br />Lender's address is 221 South Locust St Grand Isl and NE 68801 <br />Lender is the beneficiary under ttus Security Instrument. <br />(D� "Trustee" is Arend R Baack, Attorney <br />(E) "Note" means the promissorg note signed by Bonower and dated August 30 , 2012 . The Note <br />statesthatBonowerowesLender THIRTY FIVE THOUSAND SEVEN HUNDRED AND 00/100 <br />Dollars (U.S. $35, 700 . 00 ) plus interest. Bonower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in fu11 not later than Sept embe r 1, 2 02 7. <br />(F) "Property" me�s the property that is described below under the heading "Transfer of Rights in the <br />Properiy." <br />(G) "Loan" means the debt evidenced by the 1�3ote, plus interest, any prepayment charges and late charges due <br />under the Note, and aU sums �ue under this Securit�r Instrument, glus interest. <br />lFtl "Riders" mea�ss all Rideas to this Security Instrument t�eat are e�uted: by Borrawer. The followi,ng Riders <br />are w be executed by �orrQwer [check box as agplicat�Tej: <br />0 A�j�stable Rate Rider Q eondomin:ium Ricter 0 Second Home Ricter <br />� Battoo�a Ltider Q Ptanne,d Unit Deveiopn�ent Rider � I-4 Family Rid�r <br />Q VA Ric�er Q Biw�kiy Payment Ri�er � orher(sl Est�fi+l <br />(q "Applicable Law" means ali controlling applicable federai, state and local statutes, reguiations, ordinances <br />and ad.ministrative rules aud orders (that have the eff�eet of Iaw) as well as all applicable finai, �n-appeaiable <br />juriiciat aginions. <br />(J) "Community Asso�iation Dues. Fees, and Assessmev�ts" means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condominium associarion, homeowners <br />association or similaz organiaation. <br />(K) "Efectranic Funds Transfer" means any transfer of funds, other than a transaction originated by check, <br />draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, <br />computer, or magnetic tape so as to order, instruct, or authorize a financial institurion to debit or credit an <br />account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine <br />transacrions, transfers iniriated by telephone, wire transfers, and automated clearinghouse transfers. <br />iL) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or procceds paid by <br />any third party (other than �n�,�ra„ce proceeds paid under the coverages described in Section 5) for: (i} <br />damage to, or destruction of, the Property; (ii) condemnation or other taking of a11 or any part of the <br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the <br />value andJor condition of the Property. <br />NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1 J01 <br />VMP Q VMP6(NE) f1105) <br />Wolters Kluwer Financfal Services Page 2 of 17 <br />