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<br /> payments mny iia longcr be required,ut thc option of I.endcr. if mongnge insumnaa oauernge(in the nrnountand for the perIad �
<br /> t�tut Ixnder mquires)prnvidal by an insui�er upproved by I.crtdcr esgain becames nvuilnble nnd is obtained.Borrower shull pay
<br /> the pre�nlums tcquired ta maintaim m�rtgnge insurartce in etfect,or to pravIdc u latis reserve.until the requi rement fur mortguge
<br /> insur.incc ends in uccurdunce with any wdtten ngrcement between Born�wee and Lettder or applicuble law.
<br /> 9.inspectlon. l.endcr or ita agent may make reasontthla cnt�ics upon nnd inspe�:tiunr of the Praperty,I.endcr shull give i
<br /> Borrower naticr,at the tlmc of or prlor to un ingpection specit�dng rcasonable cuuse for the inspection. ;
<br /> a0. �o�i�em�w�ton. Tbc proa;cds af any a�vard er e1ulm for d�mage�,direct or con�equentlul. in cnnnection u�ith nny
<br /> condemnatIon or other taking of any part of the Praperty,ar far conveynncc in Iteu of candemnution, are Ircreby pssignui and
<br /> shall be patd to Lender.
<br /> In tha eve�it of n total tnking of the Property,the prc�cecdfi shall be npplied to the sums secured by this Securlty Instrucrtent.
<br /> whether or not then due, with any excess paid to Sorrowor. In the cvent of a partinl taking of thc Pmpeny in which the fuir
<br /> murket vnlue of the Propercy immediately befate the tukinII is equal to or greater than the amount of the sums secured by this
<br /> SecuPtty lnstn�ment immcdiatcly before the tuldng,unless Borrower und I.ender otherwise ugree in wdting. the sums secured by
<br /> this Seeurity Instrument shall be ceduced by the umount of the proceed.s multiplied by the following frnctian: (a) the total
<br /> amounE of the sums secw+ed immediutely before the taking,.divided by(b) the fair mut�cec vulue of the Property immediately
<br /> beforo the takjng. My b:ilence shall be paid to Bomowet. Imthe evant of a paatlal u►ldng of the Properry in wh[ch the fair
<br /> market vnlue of the Praperty lmmediately befon the taking is less than,tha amount of the swns secuced immediately befere the
<br /> takln�,unless Borrower and Lender otherwise agree in wrlting or uniess appllcable lavf otherwise provides,the proceeds shall
<br /> be applied to the sums securai by this Security Instrument whether or not the sums are then due.
<br /> If the Property is ubandoned by Borrower,or if.aftar notice by I.rmler to Borrotver that the condemmor affers to make an
<br /> award or settle a claim for damages. Borrower fails to respond to Lender within 30 days uRer the daze the niotice is given, -
<br /> Lender is authodzed to collect and apply UiB prc►ceeeis,et its opdon,either to restoration or repair of the Proyerty or to the sums
<br /> secured by thts SecurIty Inserument,whethar or nat then due.
<br /> .Unless Lxnder and Borrower otherwise agree in vidtiing. ar►y appltcat�on of proaxds to priacipal shall not extend or
<br /> pcist�one the due date of the monthly payments referred tn iu paragraphs 1 and 2 or change the amount of sucA�aaym•ents.
<br /> �1.Borrower Not Relea.sed;Forbearnuce By Ikcrt�Not a Waiver. ExtensIon of the time for paymens or niodiRcatton
<br /> of amortIzation of the sums sewred by this Securiry Instrument granced by I,ender to any successor in intereu of Borrower shall
<br /> ' not operate to rctease the liabiliry of the original Borrower or Borrower's su�cessors in interest. LenQer shall nat be requi�+ad to
<br />_ ' commence proce�dings agaiast uny sua�essor in intetest or refuse to extend time for payment or otherwis�modify amorti7adon
<br /> ' oi.tlte siuns securec! by this 5zcurity Inst�ument by reas�n of any demand made by the original Borrower or Borrower's
<br />_ �uce.�ssors in interest. nay ioi�earance oy Irc,►�tci in e;.�r-visng any right ar r�m�;w�4! not be e�aiyQr�f�r-nr�rb�cte the
<br /> eX��ise of any ri�ht or reme�.,. • �
<br /> ��•�;; 12. SucC;s�oas and Ass�g�i�s Bowsd;Joint and Several Liabtlfit�;•Co-signers. Tke covenar►IIS and agreements of this
<br /> , S,eCiu�ty Instruirieat shall bind and benefit the sucoessors and assigns of l,ender and Bomower,subject a c�a�rovisians of
<br /> � � .ptu�giaph i7. Borrower's co�ve�ants aad agreements shall be joint and several. Any Borrower who co-signs ti0�s Securlty
<br /> Ytis(��taent but Qaes aot exeaiitg the Note: (a)is casl�ain� thts Security Instrument onty to mortgage, �unt anfl;convey that
<br /> Borrower's intet�est.3n the Propercy under the terms of thIs Security Instnunent; (b)is not person�lly ob13$akd to pay the sums
<br /> ' secured by t6is$ocuriry Inswment;and(c)egrees that L.ender and any ather Borrower may agn�to�ztezad��fY,forbesu or
<br /> � ma{ce any accominadations with negard to the terms of this Securitg+Ir�tcument or the Note without.�dc,8�isrrower's consent.
<br /> 13.Loan Chargcs.If the loan secured by this Security Instrument is subject to a law which se8s�maaimum loan charges,
<br /> and that law is ftnally interpreted so that the interest or other loan charges collected qr to be collected in cormection witd the
<br /> loan excead the pemutted.limits,then: (a)any such toan charge shaU be reduced by t'��.�mount necessery ro reduce the ebarga
<br /> w the perntitted timit;and(b)aay sums almady coliected from Horrower which excceded pemv.tted"'liraits will be refunded to
<br />��;:' Borrower. Lender may chaose to melce this refund by reducing the p�n�Ipal owed under th�Nole�r by making a di�ect
<br /> paytaient w Borrower. if a rafund reduces prlacipal, the reducdon n'+i►1'6B treuted �S a Partiai"+�p�►ayinent without any
<br /> p�{5uywent charge under thc,�3ote. , ; ' � ,.
<br /> • '�`!4.�Iot[ces.Any notia Yo l3o'trower provided for In this Securlty Instrument srial!be given by delivering Yt�.or by mailing
<br /> it by fust class maii unless appjrcable law r�uirex use of aaother meihod.'Phe aotice shal!be directed to the Property Address
<br /> or any other address 8orrower designates by aotice to Lender. Anx.,nQtice to Lender shall be�wen by�irat class mail to
<br /> - �:ender's address stated he�+e�.n oc any otl�er a¢dress Lender designates by nodce to Borrower. �Arry''�iotice prov�ded for in this
<br /> �$bcatlty Inswment shall b�t�eeni�d to have been given to.$orrower or Leader when givea as pmv�dod in tixa paragraph.
<br /> �''���';15.Governing �,aw; '�'e[a51Dty This SecuntY'•Instcument shall be govemed by federa! law and the law ofthe
<br /> jurisdiction in which the Property is located:In che event that any provision or clause of this Seturi4ry Iasntiment or the Note
<br /> conflicts with ap�y�ab1B law.such conflict shaU not affect other pmvisione:of this Security Instrument�nr ihe Note which can be
<br /> given effe�t witFiout the conflicting provision.To this end the provisid'ns of this Security Insteument:end the Note are declared
<br /> ea�be severable.
<br /> '• 16.Bormwer's Copy.Borrower shall be given one:conforaied copy of the NoC�,and of this Security lnstruiRent.
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