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<br /> TOilETHBR WI'CH ull the improvemcnt�now on c�reafter erected on the propeny,and i�fl cuscnicntr,appurtenurices.und
<br /> fixtures naw on c�eeAiler u purt of thc property. All reptuccments ond additians shull ut�o hc covercd by this Sccudty
<br /> Instrument.Ail of thc farcgoinII is refetmd tu in this Security Instrument as thc"Pmpeay."
<br /> BORROWER COVENANTS tt►ut Barrowcp is InwNlly s�ised of tho c�tuto hcmby amvcycc!und hus thc riaht to�rnnt und
<br /> convey the Property und that the Property ifi unencumbtred, except for encumhrnnces c+f rer«rd. Bae�uwer�varnuus nnd will _.
<br /> defcnd geRerally the title ta the Property again�t oil cluims and demandw.�ubject ta uny encumbmncew of recurd.
<br /> THiS SECURITY 1N5TRUMENT�wmbiiicw unifor�n cavcnuntR fi�r nutinnuf usc nnd nan-unifiirm covcnunts with limitcd
<br /> vurinttons by jurisd{ction to con�titute a uniform security instruntent cuvering rwl pru�xrty.
<br /> UIe7IFORM COVENANTS. Bor�ower und I.ender mvenant and ugrcc ns follnwa:
<br /> 1. Payment a!Prir�cipal and Intenrst; I'eepnyment und Late Cherges. Sorrower Fhull promptly pay when due the
<br /> p:inetpal of and'entecest on tha dsbt evidenced by tha Note and uny prepayment and lute churgey due under thu Nate.
<br /> 2. I�'unds[or Taxes and In�urance.Subject to applicuble law or to A wrltten waiver by L.endcr. Bormwer shull pay to
<br /> l.endor on theday monthty paymentR arc due under the Note,unt11 the Nate is paid in fuli.a sum("Funds")for:(a)ycurly u+xes
<br /> and ussessmenta which may atwin priorfty over this Security Tmtrunient n�n licn an the PwperiY:!b)Yetu�Y�easehold paymen��
<br /> or ground rents on the Pmperty.If nny;(c)yearly hazard ur property insurance premiums; (d)yearly tlood insurance pmmiums,
<br /> If uny; (e)yeady martgage insucance premiums. if any;and(�any sums payubl8 by Borrowee to Lender. in accordunce��ith
<br /> the provisions of paregraph$.tn lieu of tde ppyment of mottgage insurance premIums.These Item9 are culied"Escrow Items.°
<br /> Lender onay.at uny time, collect and hold Funds in un amount rtot to exceed the maximum zunount u lender for u fed$rnlly
<br /> related mortgeg�loan may re�uire for Horrow�r's escmw account under the federnl Real Estnte Settlement Procedures Act of
<br /> 1974 as emended t�am�me to time. 12 U.S.C. Section 2601 er seq. ("ItESPA").unless another law thnt appltes ro the Funds
<br /> set�a lesser emount. If so. IRnder muy. at any time.ooltett and hold Fuuds in an atueunt not to exceed the tessee an�ount. _.
<br /> Lender may estiuwte che amouc►t oi Funda due on the busis of current data and reasonable estimutes of eacpendttures of Potun
<br /> Escrow;I�ema or ctherwise in acc.ordance with applicable law.
<br /> The �unds shaU be held in an institation whose deposits are insured by a federa! asency, instrumentaliry. or enttty
<br /> (Including Lender.i�Lender is such an institutlon)or in eny Federat Home➢.oan Bank.Lender shall npply the Funds to puy the
<br /> Escrow Item4.Lender may not chtuge Bori+ower for holding end applying the Funds.annually analyzirt�the e.urow uccount,or .
<br /> vedfying the Escrow fitems.w�less Lender pays Borrower interest on the Funds and applicuble law pertnits Lender to make such
<br /> a char�ze.However,E�nder may reqnire Horrower to pay a one-time char�e for an Independent real estate tax reporting servioo
<br /> usod �y Lender in co�nection with this loan. ualess applicable Iaw prmvides othe»vise• Unless aa ugreeme�t is made or
<br /> applicable law�+eqnir�2s interest to be gaid,L.ender sha11 not be required co�ay Borruwer any intemst or eamings oa the Funds.
<br /> �orrower and Lender may agree ir►writing.however.thut interest shal!be paid on the Funds. Lender shap gtve to Bomowes,
<br /> witdaut charge. an antwal s000unting of the Fwnis. sbowing cr+edits and defiiss iv tue Fe�in�r�d t�s�nrpasc fat�.�kicls�sh _
<br /> dcbit to the Funds�ims made.The Funds are pl�$ed as add9donal serurhy for all sums secured by this Securlty I��nt•
<br /> If t}ce Funds held by Lender exceed the amounts permiue�co be 1�eld by applicable taw,Lender shall acoount to Borrower
<br /> for the exoess Fur���ln aoeordrucce with the requirements of applicable law,Jf the amcunt of the Fands held by Lender at uny
<br /> ' tjme is not sufficieng�ci pay the Fscrnw Items wk�en'due,Lender may so notify$orrower in writing+and,in such case Borrowu
<br /> shall pay to Lender,�amount necessary to mlatte u�the deficiency. Boraawer shall make up cha defieiency in no mmore than .
<br /> � • twelve montfily payments.at Lender's sole discn�ioi�. . ��
<br /> Upon pay�nt in ful!of all sums secured by ttiis Se�urity Insuvmei!t: I.er►der,�atl pnomptly�tefund to Borrower eny
<br /> �unds held by Ixnder.If,under paragraph 21,I.ender shall a�qulre or seli s1f�,Property':-$��der,prior to the aoquisition or ssile
<br /> ,,;�,,��. of the Propecty, sha11 apply any Funds held by L.ettder at the dme of aoquitsitio�b:Qr salo as a credit against the sums seaued by
<br /> ; :.. this Security Ins ir,snt. •
<br /> ' �.AP�n'of Pityments.Unless appltcable law provldos othenvise:a11`payments received by Lender under pacagrapi�s ,�, �
<br /> 1 att�`�sl�1�i:'�p'plied:fust,w ar►Y P�Y������'.��r the Note; second,to amounts payabie under paragraph 2;
<br /> (..•..:�:�,, ttiit#'.��q ipt,etrSl,i�fie;.fourth.to grIncipal due:and last�to eny late d�arges due nuder the Notc.
<br /> , . . rt:i:'�1�,�9i�?9:iens.Borrower shaU pay alf;texes,assessments.charg�s;fines and impositlons auributable to the Propeity ,; ,
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<br /> .„•,� whicb u.�riority over thls Securlty Tii'►st�cnent. and leasehold p��tmaiets or ground rents. if a�y. Borrower shall pay 'l'i:..�•:�
<br /> � theS��b�h!}�►ot�s•�q tlte manner provided in par�g�ap h 2,or i f ao t p a i d i n t h a t�m a n a e r.B o r ro w e r s h u ll p a y t h e m•o n d m e d i r o c t l y ';'�: ,
<br /> to tAe'�e-^5on owod payment.Borrnwer shatl proa`nPtiY furn3sb to Lender al➢ notices of atnquats to be putd undex thIs P��Pb• '�
<br /> If�d�'sotixer roakes these payments directly.Borrower shall promptly futnish tu L.endel'�?feCCfpts evidencing the pgyments.
<br /> Bomnwer shatD'pzompdy discharBe any lien',lvtdch has priority overth�s Fecuricy�1ts,tdument ual�$orrower.(a)agrees in
<br /> � writing to the payment of the obligatton secmr�ii�fi?y the lien in a maz►nei accept�blo to Len�er�(b)conteats iti Sood fa��'lien
<br /> �,; , by.or defends aga�nst enforoement of the l�en�in, Iega1 p�xa�Geeclings w�HI�Ii in tho L�t(let s opinion':operate to prevent tha
<br /> ' enforoement of the lien;or(c)secures from the holder of tl�e 9ien an agreement satisfacfory,to Lender subordinaatin�.tAe Iien to
<br /> . qds Security Instnimem. If Lender determines that arry part;Af�e�FeriY is subjectlQO.a-1ien which macy attain px3ority over
<br /> t6is Securtty Instr.�mem,Lcnder may give Bostower a notice identifying the lien. Somower shall satisfy the lien or ti'ak�one or
<br /> more of the actions set forth above withlp 10 days of the givin�of natice.
<br /> Fam 3028 8l80
<br /> Papc�ot 8
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