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<br /> i' TOt3HTHBR WITN�Il the imyrovemcn�s n�w or hereatter erected on the pmperty,end nit easementa.eppurtenmices,and -
<br /> •�'�' fixturea now or herenfter a part of the pmgerty. All rcplasRments tued nddittona shall ntso be covered by this Security �
<br /> � �:.:+� InsMU�esa.A!i of tlie 8oregoing is nfernd r.o in this�ecurlty Instnuasnt as thc•Propgrry•
<br /> 80AROWER COVBNANTS that Borrower ia luwttilly seised of the cstnte hereby convcyed w►d has the right to gr�tt ond �
<br /> �� + convey the Praperty nnd that the Property is unencum�er�.except for encumbrrmcea of record. Bmrrower warrnnts and wiil --
<br /> , �� defend generally the title to the Property ugainst n11 cinicas und demnnds,aubJecs to ony encumbrnncea oi record. ';
<br /> TH1S SECURITY INSTRUMBNT combinea uNfotm coventu►►ts for�ational usc anG non•uniform cavenanta with Nmited .,..
<br /> . variattoa�a by jodsdistion to constieuts n uniPorm sec�rity instn�ment a�verinII rr.�l pmpeny. i•`
<br /> � UNIFORM COVENANTS.Bomower and Lender coveaant und ugrce as follows: -
<br /> •�;����;� l. Wyment of 1'eittd�l ond Iata�st; Ptepvyment end I.nte Charges. Bomewer shall promptly pay when due the ��=
<br /> .:-.�.-: ' priuciDal of end inurest oa the debt evidenced by the Note aad any prepayaaent aad late charges due under the Note. _
<br />, �5��, 2. �utds tor Tpxes and Insurnace. S�bject to applicable Iaw or to a wcltten waiver by L�eadsr.Borrawer shall pay to _
<br /> _�„, � Leader on the day monthlY paYmenta are due uader the Note.until the Nate is paid in full,a sum('Funds")for:(a)Yearly ta�ces -
<br /> ,� and ass�,mscnts which mny attain priortty over this Sec�uiry Insaument as a licn on the Propeny; (b)yearly leasehold paymenta _
<br /> o:growmd rencs on the Property.if aay:(o)Yearly hazaM or pmpeny insurau�e prcmiums:(d)Yearly flood insuraaoe premlums,
<br /> , . •. � if any:(e)Yearly mongeAc insuraace pnmiums. ii any�and(fl any sums payable by Borrow�r to l.ender.in axordaace wiW
<br /> the pmvisloas of pazagraph 8,in lieu of the paycuent of mortgage insuraace pnmtwas.These hems are calted"Escrow Items.'
<br /> Leader may. at any ttraae.eeUect aad hold F�ads ia an emount not to excced the maaimum amount a lender for a federally
<br /> relazed mortgage loaa may require for Borrower's escmw account under the federal Real Estate Settlement Proadures Act of
<br /> = . . . 1974 as amended from dme to duo�e. 12 U.S.C.Section 2601 et seq. ('RBSPA').unless eu,other law thaz applies to the Funds
<br />-_ .__._ _`� sets a tesse� a�ount. �P so. Lender may. et eny t[me.witect end hotd�unda in aa amaunt nat to cxc�cd the les�r uraavnc. _
<br /> . . . Lender may estjmate the a�ount of Funds due on thc basL4 of curnnt dasa and reasouable esdmates of expsnditures of futun
<br /> '"� Escmw Items or oihenvtae us accordauce wItu applicable law.
<br /> „ ; The Fueds shal! be held ia an institudon whose deposits are insurEd by a federal agea�,y. insm�mentaliry. or entity
<br /> - ' "'=` (ixluding L.ender,if Leadar ia such an institution)or in any Federal Homz Laan Bank.Leuder sbaJl apply the Funds to pay the
<br /> ��� Escmw Items.I.eadee may aot charge Borrower for haldisg aad applying the Funds,annually analyzing the escrow aocaunt,pr
<br />��u:`�F�`4�'' verifying the Sscrow%4�ns�unless Lender pays Bomawer interest on the Funds aad applicable law permits I�ender to make aueh�
<br />�`�:=�i�r`�'f'�� a chazge.Hawever;�I;rEnder may require Borrowcr to pay a on.e-time charge for an iadependent r+eal cstnn taa reporting setvfce
<br />,;�:.' ����:' usal by.'Lersdsr in co�ection witb this loan, uNess appllcAble law mv�des otherwtse. UWess an t is made or
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<br /> �_1.,.+.r:.;:�, ePP�cabRe lat4.teqnires interest ta.t►e paid,Ixr�d�r shall not be required w pay Bomnwer any interest or eamings on the FLads.
<br /> .-.--�°�:�" Borrowe�'-attd Lender m�y agrte in wridng.howevez�that intcrest shall be paid on the F�mds.Lender sball giee to 8omower.
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<br /> ' s�ilhssstt rb�e,s�a+�tua!�uf ihe Ftr�sls. shoYttag�lts aa��ebits LQ shP F���_1��,.*�+nr�`for which each
<br /> z `.�,��.. debit to t1i�e Fuads was made.'!!►e Fuads are pledged as additional securiry for all sums saurc�by this Sccudty Instrument.
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<br />_.•'��%".`���• LEnder shall aocouat to Borrower
<br /> ��;�:'�•:� If tha Funds held Dy Lender exceed the aznounts permitted to be held bY aPPlicable Itw.
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<br />--�=�'.+�.i�.-� for the eacess�unds in acoordance wlth the rcquinments of applicable law.If ttce amovnt aF�e Funds held by Lendar at aay
<br /> ,�•�"�"' dmc ia not sufficient t�PaY the Escrow Items when due.Lender may so aodfy Borrower in writIng.and.in such case Bomower .
<br /> ___-_---- s6a11 pay to I.eader t1i¢maount aecessary to make up t�e deSciency. Bornotiver shatl make up the de8cfex��y in no more than, � .
<br /> ---_--_- twelve montbly paymeuts�ai I.eader's sole discre�on. •''.:�
<br /> .,,�,�,�e�o Upon payment in fiill of all sums securaf by this Secudty Insuument, L�ender shall girumptly refiind to Bo:rower any
<br /> =;__-— Funds held by Leadar. If,under pazagraph 21.Lender she11 acquire or sell the Property.Lea6er,prlor to the acquisitton or sato
<br /> ___ of the Pe+operty.shall apply any Fuads held by Lender at the tIme of acquisidon or sale as a credit against the sums socuxed by
<br /> Wis Sxutity Instrumant. ,
<br /> � 3.Appl[cation of�yments.Ualess applic�ble�aw provtdes othenvLsq,nil payments received by L�ader under paragraphs
<br /> 1 and 2 shall be appHed:first.w anY PnP���Ses dne under the Nole;socond.to amouats payab2e uader paragr.iph 2:
<br /> thind,to intenst due;fourth.to principal due;and last,to any lau charges due under the Nou.
<br /> ___--- 4. C6arges; Uws.Borrower shall pay ail,taxes,assessa�enta.charSes.fines and im�sitions amibutable w the Property
<br /> whicb may attaia priarity over thia Socurity Ina4rumcat,and leasehold payments or grouasl rents.if aay.$ornower shall pay .
<br /> - ----- - these obligattons in the m�aer prnvEded ia parage�ph 2.or if not paid in that manner.Bornlwet sball pay chem on time diraxly
<br /> _.-°--_ _ - to the peison owed payment.Bomower sball promptl�y ti�mish W Lender all nottces of a��2a�to be paid under dris pnr�graph.
<br /> _------ If Boaower makes these payments dir�ctiY.Bomawer shall pmmpfly fumish to I.ender recei�Bs e}rideacing the paymenty.
<br /> ---- _-=-- Borcower shall pmmpdy discbatge airy liea wbich has prior�ty over this Sx,��rlry Ins�tunneut unless Bonower:(a)agnas in
<br /> � ' . writing to the paya�eat�$f tt�e oDligation sxured by the lten in a manner aoaptable w Leader:N)wntests in good faith the lien
<br /> -------_�- ' by, or defends against enforcement of t�ue liel! tn,•legal Pmceodings which in d� I.ender's opinton operate w prevent the
<br /> -= enforcemwt of the lien;or(c)secums from the hoider of the lien an a�nt satisfactory�to Lender subor�Inating the lien to
<br /> ------ this Security Insnvment.If Lendar detem►ines that aay pan bf tha Properey is subject ta a Iliea wLich may attatn prlorlty over
<br /> �-� =-i this SxurIry Insuvmem,Leader may give Borrower a nodce�ide�ifying the lien.Somower shall satisfy ttte lian or taYe one or
<br /> -_"'���� mon of the aetions set forth above within 10 of t6e oF notice. '
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