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� <br />� <br />— <br />N � <br />0 � <br />� � <br />N � <br />0 - <br />� <br />W � <br />� <br />� � <br />— <br />— <br />� <br />� <br />A <br />� <br />C <br />� � � <br />� g ,s <br />r.; <br />D � � N <br />� <br />� � <br />--� C Is <br />��(�� � �, . �� -: z -� rv <br />_ � c., � � c; � --i m <br />6 f, —< � 0 <br />� � �ra c '', . W O - rl �...A <br />�' �, %`=` _� � N <br />� --i �7 D w � <br />r n � 1 "' � <br />.» r � � <br />('.ry (1Z� W � <br />l ' <br />�, r° 7C Cw� <br />� �. ..0 � � f�► <br />G j"`- Cp � <br />�� � <br />� <br />,�c a �L <br />WHEN RECORDED, MAIL TO: <br />Ezchange Bank <br />1204 Allen Drlve, PO Boz 5793 <br />Grand Island, NEBRASI{A 68802 <br />This instrument was prepared by: <br />Egchange Bank <br />1204 Allen Drive, PO Bos 5793 <br />Grand Island, NEBRASKA 68802 <br />30&382-2900 <br />[Space Above This Une For RecoMfng Data] <br />DEED OF TRUST <br />DEFIMTIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this documant are also provided in Section 16. <br />(A) �Secnrity Instrument" means this document, which is dated Augast 31, 2012, together with all Riders to this <br />document. <br />(B) "Borrower" is Clinton T Ruzicka and Michelle L Ruzicka, hnsband and wife. Bonower is the trustor under this <br />Security Instrument. <br />(C) "Lender" is F.zchange Bank, organized and existing under the laws of the United States of America. <br />Lender's address is 1204 Allen Drive, PO Boz 5793, Grand Island, NEBRASKA 68802. Lender is the beneficiary <br />under this Security Instrumen� • <br />(D) "Trustee" is Ezchange Bank. <br />Trustee's address is 1204 Allen Drive, PO Boz 5793, Grand Island, Hall Connty NEBRASKA 68802. <br />(E) "Note" means the promissory note signed by Borrower and dated Angust 31, 2012. The Note states that Borrower <br />owes Lender ONE HUNDRED EIGIiTY THREE THOUSAND SIX HUNDRED AND NO/100 Dollars <br />(IJ.S. $183,600.00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the <br />debt in full not later than Sept�mber 1, 2019. <br />(� "Property" meaas the property that is described below under the heading "Transfer of Rights in the Properly." <br />Page 1 of 12 <br />ios, u,�. Borrower(s) Ini�als <br />