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20120�31ti <br />9. change or convert the type of insurance contract or annuity, with <br />respect to which the principal has or claims to have a power <br />described in this section; <br />10. change the beneficiary of a contract of insurance or annuity; <br />however, the agent may not be designated a beneficiary except to <br />the extent permitted by subsection (4); <br />11. <br />12. <br />apply for and procure government aid to guarantee or pay <br />premiums of a contract of insurance on the life of the principal; <br />collect, sell, assign, hypothecate, borrow upon, or pledge the <br />interest of the principal in a contract of insurance or annuity; and <br />13. pay from proceeds or otherwise, compromise or contest, and apply <br />for refunds in connection with a t� or assessment levied by a <br />taxing authority with respect to a contract of insurance or annuity <br />or its proceeds or liability accruing by reason of the t� or <br />assessment. <br />H. Power relating to estate, trast, and other beneficiary transactions. I <br />emgower my attorney-in-fact to act for me in all matters that affect a trust, probate estate, <br />guardianship, conservatorship, escrow, custodianship, or other fund from which I am or <br />may become, or may claim to be entitled as a beneficiary to a share or payment, including <br />to: <br />1. accept, reject, disclaim, receive, receipt for, sell, assign, release, <br />pledge, exchange, or consent to a reduction in or modifica.tion of a <br />share in or payment from the fund; <br />2. demand or obtain, by litigation or otherwise, money or other thing <br />of value to which the principal is, may become, or claims to be <br />entitled by reason of the fund; <br />3. initiate, participate in, and oppose litigation to ascertain the <br />meaning, validity, or effect of a deed, will, declaration of trust, or <br />other instrument or transaction ai�ecting the interest of the <br />principal; <br />4. <br />5. <br />DPOAF of Bill D. Schuitz <br />initiate, participate in, and oppose litigation to remove, substitute, <br />or surcharge a fiduciary; <br />conserve, invest, disburse, and use anything received for an <br />authorized purpose; and <br />Page 8 of 17 Initials: �1�� Date:- `1 _/�� <br />