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20�20���0 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants <br />contained in this Security Instrument and in any Rider executed by Borrower and recorded with <br />it. <br />(s�/) <br />J E Y E N E N -Borrower <br />�ffowP�fT / .!�''� /�/'/I a , � .! C�V'P`� (Seal) <br />FROSTINA L NELSON A/K/A FROSTINA LEA NELSON -Borrower <br />_ (�/) <br />-Borrower <br />_ (Sea/) <br />-Borrower <br />Witnesses: <br />�B�S� — Single Famtly -- Femie Mae/Froddia Mac UHIFORM IIVSTRUML�NT Form 3028 1/Ol <br />GCC - G3028-18 (09/Ol) (Page IB of19) <br />