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20�20�30�
<br />required by RESPA, and Bonower shall pay to Lender the amount necessary to make up the deficiency in
<br />accordance with RESPA, but in no more than 12 monthly payments.
<br />Upon payment in full of all sums secured by this Security Instnunent, Lender shall promptly refund to
<br />Borrower any Funds held by Lender.
<br />4. Charges; Liens. Bonower shall pay all taxes, assessments, charges, fines, and impositions amibutable to
<br />the Property which can attain priority over this Security Instrument, leasehold payments or gmund rents on
<br />the Property, if any, and Community Association Dues, Fees, and Assessments, if any. To the extent that
<br />these items aze Escrow Items, Bonower shall pay them in the manner provided in Section 3.
<br />Borrower shall promptly discharge any lien which has priority over tIus S�urity Instrument waless
<br />Borrower: (a) agrees in writing to the payment of the obligation secured by the lien in a manner acceptable
<br />to Lender, but only so long as Bonowei is perforaung such agre,ement; (b) contests the Iien in good faith' by,
<br />or defends against enforcement of the lien in, legai proceedings which in Lender's opinion operate to prevent
<br />the enforcement of the Iie� while those paoceedings are pending, but only untiD such proceedings are
<br />cancY�ed; oE (c} sec�res from the holder of the lietb an agreement satisfactory to Y.ender� sutior�inating the
<br />Iiea to tt�is Sec�rity �nstrumea�Y. If Le�c3er determiues tI� aay gart of the Fr�perty is se�afe,et to � Iiea which
<br />c�a attai� priority c��er t�s Security Instrument, LeIIa�er m�y gr.ve �iorro�+er � ua�ice ic�tifying t�Ce tiem.
<br />WTitliin IQ cPa�rs of the c�ate or� �+hich tha� ncrt�ee is givez►, Borra�+er sl�I s�y �e Eie� or tarce c�e or me�re
<br />of the acrioas set fo� �ve in, t�s Section 4.
<br />�des may �wi.re �o�� tar pay a one time c�ge foE a� estate t�x veFi�c,a��� �lor reporti�g
<br />service � 6y F.�der i� �eetio�a vNith thss Laaa.
<br />5. �� Ertsarartce. Barraawer shaly ke,ep the ia2groveme�nLs rnrw e�ting or fier� ere�e�Y on the
<br />Frctp�F.y i�xed agaiast to� by fiFe, haaards iacFu� v�+ithirc ttte term "exteBdee� eo�era:g�," aac� �my ot�te�
<br />haza�3s i�tudiag, btt� �t �itecY to, earthquakes aac� Socxfis, for v�rhic�i, �.ena� r� �. '1"�cis
<br />insuraBCe s�l be m�taine,ct in the amozmts (iacctr�ing �duetc3le Ieve�s) a� �crs �ie geri�s tia� �
<br />requices. �fe�� Len.c�er re�.ires pursuant to the prec�ding sernences can cha�ge during tt�e term; of the l�n�.
<br />T�e insurauce cairier groviding tfie insuratcce s}r�ll be chosen by Borrov�r snbject to Le�der's right to
<br />disapprove Borroarer's choice, which right shall aot be e�ercised u�easonabYy. Lender may require
<br />Borrower to pay, ia coauectia� with thi,s F.oan, either: (a) a one-time charge for II� zene deternziaatioa�,
<br />certification a� traekiag ser`rices; or (b) a one-cmae cliarge for ffooc� a�e det�i� aaci c�tif�catiQn
<br />services and stt�sse�ttt charges each time remaPPiags or similar changes accur ve+hicii reaso�bly might
<br />affe.ct such detern�ation or certification. Borrower shall also be responsible for the paymen� of any fess
<br />imposed by the Federal Emergency Management Agency in connection with the review of any tTood zone
<br />determi�carion resulting from an obj�tion by Borrower. .
<br />If Borrower fails to maintain any of the coverages d�cribed above, Lender may obtain iasurance coverage,
<br />at Lender's oprion and Borrower's expense. Lender is under no obligation to purchase azry pazticular type or
<br />amount of coverage. Therefore, such coverage shall cover Lender, but might ar �ght not protect Borrower,
<br />�orrower's equity in the Property, or the contents of the Property, against any ris&, hazard or liability and
<br />might provide greater or lesser coverage than was previously in effect. Bonower acknowledges that the cost
<br />of the insurance coverage so obtained might significantly exceed the cost of insurance that Borrower could
<br />have obtained. Any amounts disbursed by Lender under this Section 5 shall become additional debt of
<br />Bonower secured by this Security Instrument. These amounts shall bear interest at the Note rate from the
<br />date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower
<br />requesting payment.
<br />NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01
<br />VMP � VMP6(NE) (1105)
<br />Wolters Kluwer Financial Services Page 6 of 17
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