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<br />      	Borrowcr shuli promptly givc l.cndcr written noticc of uny investigution, cluim, dcmund, luw,uit or uthcr action by uny
<br />  	govcrmnental or regulato�y agency or privatc puny invulving thc Praperty und any Hu��ird��us Suhstunrc ur Gnvirunnuntnl l.uw
<br />  	uf which Burrowcr hus arwal knowlcdgc. If Borruwcr Icarns. ur i+n�iuficd hy any Z;ovcrnmentid ��r rc�;ulatory cwth��rity.Ihat
<br />  	any rcmuvul ur uthcr rcmcdiation of any Hai;►rduu, Subtitsmcc uffectin�± thc Pruperty i,ncccss,jry, t3�irnnvcr�h�dl promptly tnkc�
<br />  	all necessnry remediul uctionti in uccnrd;�nec witii Envirunmm�tc�l I.�tiw.
<br />       	Ati uscd in this par.►gruph 20. "H;uardouti Substunces" urc thasc tiub+tuncr�dctinc�l as tuxir ur haianluus tiub�lanrc, I�y y
<br />  	Envirnnmentul I.uw und thr falluwin�; sub�tnncer:  butialinc. kerasenc, othcr RAmmahle nr toxic pctmleum pnxlurts, a►xir �
<br />  	pcstiridrti and hcrbicidcs,volatilc,olvent�, nuitcriulti containin�atibcstos or fornialdchydc. :md r►idivactivc m,itcrluls.As uscd in
<br />  	this par.�grnph 20, "Environmental Law" meam fedcrul laws and laws of thc juriulinian whcrc the Pruprrty iti bxatcd th:u�
<br />  	rclatc tu hcalth,sal'ety or cnviranmcntut protcctlun.
<br />       	NUN-UNIFURM COYENANTS. 8urruw�r uud I.rnder lurthcr cuvcnant unJ il�!'l'C:lti�OIJO\YS:
<br />       	21.Acceleratlont Remedteq. I.ender tihAll give not[ce tp&�rruwer prlor ta acceleratton fullowinR Harruw•er's bres�ch
<br />  	ot any cuvrnant ar agrcemenY tn this Security Instrument (but not prinr tn eccele��►tlun under paragruph 17 unlesy
<br />  	nppllcuble luw provides otherwise).The nattce shall speclfy: (a)the defaulh (b) the actlon rcqulrecl tn cure the defAUlt;
<br />  	(c)a date, nat I�.y than 30 days from the dAte the notice is qiven to Ba•rawer. by whtch the defeult must t►e cured;and
<br />  	(d1 thut failure to cure the default on ar befare the date specifted in the notice may result in acceleration nf the cums
<br />  	secured by thts Securtty Instriment And sale of the Pmperty. The notice sh�ll further Intorm R�rrower of the rlght to
<br />  	relnstate atYer accelerntion a�d the �ight io bring a court Acilon to Assert thc non-exlstence uf a defeWt or eny other
<br />  	defense of Borrow•er to s�cceleratlon And sale. It the defAUlt is not cured on or before the date specltied In the notice�
<br />  	I.ender.at [ts optlon, mny requtre immediate payment in full ot all sums secured by thts Security Instrument wtthout
<br />  	further demand and tnay invoke the power of sale and any other remedies pecmttted by appl[cublr law. Lender shull be
<br />  	entttled to collect all expenses Incurred in pursuin�the remedles provided in thls paru�raph 21.includinfi�but nat limited
<br />  	ta,reusonable nttorneys'fe�s and costs of title evidence.
<br />		IP the power oP sale is Invoked. Trustee shall record a notice ut default in each caunty in which xny part ot the
<br />  	Property Is located and shall mail copies of such notice in the manner prescrlbed by appl(cable law to Borrower and to
<br />  	the other persons pr�scribed by appltcable law.After the tfine required by appli�ble iaw.T�°ustee shall give public nottce  	_
<br />  	of sale ta the persons and In the manner prescrlbed by applicable law.Trustee, wlthout dema�d on Borrower.r;hall scll
<br />  	the Property at publ[c auctlon to the highest bidder at the tlme and place and under tMe terms deslRns�ted in the natice af
<br />  	sale in one ar more parcels and in any order Trustee detcrmines.Trustee may postpone sale of alt or any parcel of the
<br />  	Property by public annoancement at the time and place of any previously scheduted sale. I.ender or its d�lgaee may
<br />  	purchase the Property at any�ale.       									-
<br />   _   	Upon receipt uf payment of the price bid, Trustee shall deliver to the purchaser Trustee's dePd conveying tNe _
<br />  	Property. 'I'he recitals in the Trustee's dced shall be prima facle evidence oP the tcuth oP the statements myde therein.  	:
<br />  	Trustee shall agply the proceeds of the sale in the followini;order:(a)to all costs and expens�ot exercising the power ot
<br />  	sale,and the sule,including the payment of the Trustee's feees actually Incurred,not to exceed the�SOx or  1/2x    `�
<br />  	of the pdnctpal amount of the note at the time of the declaratton of default,and reasonable attorneys' [ee�s us permltted
<br />  	by law:(b) to aq sums secured by this Security Instrument;and(c)any exces.s to the person or per4on5 legally entitled to
<br />   	tt.
<br />		2,2. Reconveyance. Upon payment of all sums secured by this Security lnstNment. I.cnder shall request Trustee to
<br />   	recomey the Property and shall surrender this Security instrument u�d all notes evidencing debt secured by this Security
<br />   	Instrument ta Trustee. Trustee sball reconvey the Propeny without warcanty and without charge to the person or persons legally
<br />   	entitled to it.Such person or persans shall pay any recordation costs.
<br />		23.Substltute Trustce. Lender, at its option, may from time to time remove Trustee and uppoint a sucressor trustce to
<br />   	pny Trustex appointed hereunder by an instrument recorded In the county in which this Security Inst�ument is recorded. Without
<br />   	.x�nvevunce of the Property,the successor trustee shull succeed to all the title,power and duties conferced upon Trustee he�ein
<br />   	und by applicable lew.
<br />		1A.Request[or Notices. Borrower requests that copics of the notices af defnult and sale be sent to Aorrower's uddress
<br />   	which is the Propeny Address.
<br />		25.Rlders to this Security Instrument.If one or more riders are executed by Borrower and recorded together with this
<br />   	Securlty Instrument,the cavenants and agreements of each such rider shull be incorpc�rated into end shall amend and supplement
<br />   	the covenants und agreements of this Securlty Instrument us if the rider(s)were a part of this Secucity Instrument.
<br />   	[Check applicable box(es)]
<br />       	�AdJustable Rate Ridcr       	0 Condominium Rider 		01-4 Family Rider .
<br />       	[�Graduuted Payment Rider   	�p�a�d Unit Development Rtdcr    �Biweekly Payment Rider
<br />       	[.�Balloon Rtder     • 		0 Rate Improvement Rider     	0 Second Home Rider
<br />       	[]V.A.Rider  			[�Other{s�(specify]     			.  		�
<br /> 		BY SIGNING BELOW,Bonower accepts and agrees to the terms wxi covenants contained in this Security tnstn�ment and
<br />   	in any rider(s)executed by Borrower;u�d recorded with it. 	�  / �r ,
<br />   	Witnesses� 							y �C 	v
<br />       									��`�  �   					(Seaq
<br /> 										Brad S. Vangen     			-eomower
<br />      											a•V 	✓  		(5ca1)
<br />										NB�tCy A. OSrig@ri     			-Borrower
<br />    								(Scal)    							(5�)
<br />    	�   						-9umnvcr  							-esnrmx•er. •,
<br />     																	w:
<br />    	STATE OF NEBRASKA,    		�L 			County�.ti:       				, �
<br /> 		Thc fomgoing��nstrument was urknuwlaiged before mc this      29th       day of      A+.iguat,  1997.    	.
<br />    	by      	BRAD S. VANGEN AND NANCY A. VANGEN. HUSSAND AND i1IFE			`  	.
<br /> 		Witness my hand and notiirial seal ut       GRAND ISLAND,     BRASKA     	ti said County,t e	m aid.
<br /> 																r      �   J�,
<br />    	My Comu�issiun Expire.:   						�  ��  	�     	�     	��.
<br />      									M1utan•  hlic
<br />       				�F,NEqAlN0��B1•St11ed N�a�ACK  		(
<br />  		.      	�10�N 1E13N 51ed�0.1999
<br />   					My�q��.Et0   		vo„�a o�a    					Fwm 3028  9180
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