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�0��0�2 <br />for the repairs and restoration in a single payment or in a series of progress payments as the work is <br />completed. If the insurance or condemnation proceeds aze not sufficient to repair or restore the Property, <br />Borrower is not relieved of Bonower's obligarion for the completion of such repair or restoration. <br />Lender or its agent may make reasonable entries upon and inspections of the Property. If it has reasonable <br />cause, Lender may inspect the interior of the improvements on the Property. Lender shall give Borrower <br />notice at the time of or prior to such an interior inspection specifying such reasonable cause. <br />8. Borrower's Loan Application. Borrower shall be in default if, during the Loan application process, <br />Bonower or any persons or entities acting at the direction of Bonower or with Borrower's l�owledge or <br />consent gave materially false, misleading, or inaccurate information or statements to Lender (or failed to <br />provide Lender with material information) in conn�tion with the Loan. Material representations include, but <br />are not limited to, representations concerning Borrower's occupancy of the Property as Borrower's principal <br />residence. . - <br />9. Protecfion of lender's Interest in the Property and Rights Under this Security Instrument. If (a) <br />Borrower fails to perform the covenants and agreements contained in� this Security Instrument, (b) there is a <br />Iega� proeeeding tbat might significantIy affe,ct Lender's interest iu the Fmperty and/or rigfits under this <br />Se�rity Instnunent (such as a proceeding in bania�uptcy, probate, for condemnation or forfeiture, for <br />e�forcemeat of a lien which may attain priority over this S�urity Instreiment or to enforce laws or <br />regutations), or (c) Borrower has abandoned the Property, then Lender may do ami pay for whatever is <br />se,asQnable or a�propriate to pratect Lendes's interest in the Properiy a� rights �nder this Security <br />I�eat, i�Iudiag protecring and/or asses.sing the vatue of the 1?mperty, and securiag andior repa;iring <br />tfie Ptopetty. Leader's actioffi caa include, but ar� not limit� to: (a) pay�g aIIy sutns se,cured by a lien <br />v�+fiicl�e bas griority over this SecuritY Ins�vment; (k�) aPPeariIIg in court; and (c) Pa3'ing reasonable attomeys' <br />fees to prvtect its interest in the Progerty and/or rigtits uuder tiiis Security Instrument, inciuding its secured <br />positio� ut a bankruptcy proceeding. Se,curing the Property ineludes, but is not titnited to, entering the <br />Progerty to �ke rep�irs, c��nge l�ks, reptace or l�ar� up doors and v�ciows, drain s�ater from gipes, <br />eliminate bu�tding or other cade violatioffi or �angerous conditions, and have utilities turned on or off. <br />Although �.eader may ta�Ce acbion uuc�er this Section 9, L.ender does not have to do so and is not under any <br />duty or obligation to do so. It is agre.ed that Lender incurs no liabiIity for not taking any or alI acrions <br />authArize� �er ttiis Section 9. <br />Any amotmts aiisbuased by Lender under this Section 9 shat� become additionat ctebt of Bonower secured by <br />this Security Iffitrument. These amounts shall bear interest at the Note rate from the date of disbursement <br />and sha1l be payable, with such interest, upon notice from Lender to Borrower requesting payment_ <br />If this Security Instrument is on a leasehold, Borrower shall comply with a11 the provisions of the lease. If <br />Borrower acquires fee ritle to the Property, the leasehold and the fee title sha11 not merge unless Lender <br />agrees to the merger in writing. <br />10. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan, Bonower <br />shall pay the premiums required to maintain the Mortgage Insurance in effect. If, for any reason, the <br />Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that <br />previously provided such insurance and Borrower was required to make separately designated payments <br />toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to obtain coverage <br />substanrially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to <br />the cost to Bonower of the Mortgage Insurance previously in effect, from an alternate mortgage insurer <br />selected by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Bonower sha11 <br />NEBRASKA-Single Family-Fannie Mae/Fieddie Mac UNIFORM INSTRUMENT <br />VMP 0 <br />Wolters Kluwer Finencial Services <br />Form 3028 1 /01 <br />VMPBINE) (1705) <br />Page 8 af 17 <br />