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20�2Q� <br />(C) "Lender"isHome Federal Savings and Loan Assn of Grand Island <br />Lender is a Savi ngs and Loan <br />organized and existing under the laws of T h e S t a t e o f N e b r a s k a <br />Lender's address is 221 South Locust St Grand I sl and NE 68801 <br />Lender is the beneficiary under this S�urity Instrument. <br />(D1 "Trustee" is Arend R Baack, Attorney <br />(E� "Note" means the promissory note signed by Borrower and dated August 24. 2012 . The Note <br />states that Bonower owes Lender ONE HUNDRED FORTY THREE � THOUSAND FOUR HUNDRED <br />AND.00/100 <br />Dollazs (LT.S. $143 , 400 . 0 0 ) plus interest. Bonower has promised to pay this debt in regulaz <br />Periodic Payments and to pay the debt in full not later than September 1, 2027 . <br />�� "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property " <br />�Gp "Loan" means the debt evidenced by the Note, plus irnerest, any prepayment charges and late charges due <br />uBider the Note, and ail sums due imder this Security Instcvment, plus interest. <br />tH) °Riders" means alI Riders to this Security Instrr�ment tbat are ex�uted by Borrower. The following Riders <br />are to � execc�ted by Borrower [check bo� �s apgli�ablej: <br />� Adjustable Rate Rid�r Q Condomiaium Rider 0 Secornt Hotne Rider <br />0 Balloo�a Rider Q Plasned �Tait DeveIopment Rider � 1-4 Family Idider <br />� VA Rid�r Q Biweekty Payment Rider �(lcher(s) Lsp�ifYl <br />(f) "Applica6te Law" means all controlling applicable federal, state and local statutes, regulations, ordinances <br />and admimstrative rules aad orders (that have the effe.ct of law) as well as alI agplicable finat, non-appealable <br />judicial opiniioas. <br />(J1 "Community Association Dues, Fees, and Assessmsnts" means all dues, f�s, assessments and ottrer <br />charges that are imposed on Borrower or the Progerty by a condominium association, homeowners <br />associarion or sunilaz organizarion. <br />fK) "Electronic Funds Transfer" means any transfer of funds, other than a trausacrion originated by check, <br />draft, or similar paper insmiment, which is initiated through an electronic terminal, telephonic instrument, <br />computer, or magnetic tape so as to order, instruct, or authorize a financial insritution to debit or credit an <br />account. Such term includes, but is not limited to, point-of-sale transfers, automated teller maclune <br />transactions, transfers iniriated by telephone, wire transfers, and automated clearinghouse transfers. <br />(L► "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by <br />any third party (other than insurance proc�eeds paid under the coverages described in Section 5) for: (i) <br />damage to, or destruction of, the Property; (ii) condemnarion or other taking of all or any part of the <br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the <br />value and/or condition of the Property. <br />NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />VMP � VMP61NE) (1105) <br />Wolters Kluwer Financfal Services Page 2 of 17 <br />