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<br />:-,�� 1f the tunounts held by Lender for Escrow Itcsmn axcez�l tha ntttnwns permltted to ba h�ld by RESPA. Le�der �r�
<br /> eh�1l account to Borrower for che excass Ponds as required by RE.4PA. If the cunaunts of fUnda deld by l.ender at any
<br />� tiaQe sue Aot anfflclent to pay the Escrow It�ms when dn�r,Lendor muy notit�the Bortowar and require Horrower to = -
<br />_�� meke up the shortage as peaniaed by[tESPA. �
<br /> ": The Escmw Fundn are pledIIed as additional security for ull sums sacured by cl►ia Security lastnunent. If
<br />,_� Borrowe�tendem to Lender the tWl payment of u11 such suma,Borrower•a accaune shall be credited with the bs�ance
<br />'`� rewaining for alt lastaliment ttems(a), (b),and(c)and any mortmage isisurance premium inatnit,nent chac Lender has
<br /> not bxorae obligated to pay co [ha Secretary, and l.ender shull pmmptly refYud unp eacess funda to Borro�vsr•
<br />_� Immedlately prior to a foreclosure salo of the Fm�erty or its acquialdon by Lender. Borrower's accouat sbnU�be
<br /> '—""- crediud with any balancx cemaWng for all instalimantn for itema(a),(b).and(c).
<br /> �= 3.AppllcatQon oi Pay�eats.AU paymcate undar p.uaBraph$1 artd 2 shall be applied by Lender as follo�vs:
<br /> —` �,to the mortgage iasurance premium to be paid by L+endor to the Secc�etary or w the monthly cbar(;e by the
<br /> — Secretary instead of th6 monthly u:ortgage insurance pnemiuw;
<br /> ��.to any u�xas�speclal assesaments.leasahold puymenta or gt�ound rante.and fire.tlood and other hazard --
<br /> insuaance premiurps.at�required:
<br /> � ii .to interest due uuder We Nate; =
<br /> g�g,co amortir,uion of�ha ptinaipal of the Note;aad
<br /> �,to laze charges dua uudee the Note.
<br /> -- 4.P4re,F1ood and Other B�zard Ias�u�naQ.Baraower shall fnsure sU impmvements on the Pmp�r�r�whether
<br /> now in extsuna or subsequ�ndy erected.agai�lst any huzards�casua]des�end contingencies.lnclttdiag tira.tbr which
<br /> Leader requires iasuraace. 'Iriis insurance sbaU be maintained in rhe nmounts and far the gerEods that Lender
<br /> __ requires. Borrower shaU also insu:e all imp�ve�ents oa•tba Froperty. whether ttoa iu�a�dstence or subsequently
<br /> — �mted.against loss by tloods to the extcat requit�d by the Secr:tmy. All insurnace shnll�De carrl=d wtth oompaaies
<br /> appmved by Lcnder.The insurance policies aad any r�en$wuls sha11 be hsld by Lender and shall include loss payable
<br />_ clauses in favor of,astd in a form ecceptabl8 to.t.eader. •
<br /> Ia the eveat of Soss.Borcewer s6all giee Lender�ata Rotioe by mail,Lender noay make prnof of!«;s if not
<br /> '-_ ��Y�'f�'^�•g,�:i-n�',���mpany�a?��trte�9.fs hemby avthorizal aad directed w make paYment :
<br /> <� foz such loss d3reat�,t.t,�l,eader..u�sr�aa of fo.eomwer�e�c c:�er go�ay. All ot e.ny part of the insurancx .
<br /> p�s�y y���1by Lender,az its optton�either(a)to the ceductioa of the indebtednes.s uader the Nou aad
<br /> tLis Secudry Insavutestt,'�'ust to az►y delinquent�amnunts epplied in the order in paragraph 3.aad then w pn�gayment
<br /> of pr3acipal. or(b) to the msWx�ibn or ntpaln,o6 tlte damaged ProgertY• �Y ePPllcadon uf the ptaceeds to the
<br /> - prIacipal slia]1 aot�xtend or post�tbu�'the due date of the montbly Paymeata wLich are nferned to in para�raph 2.or
<br /> — change the amount of such payments.Aay extxss insiu�nnce pmaeds over an amaaat r�.qtsit�d ta�r ati outata�cdmg
<br /> indebtodness under the Nou and this Security,�Ynsu�nt shall be paid w ths eatiry legally enfitted thento. .
<br /> • In the eveat of�losure of thIs Sec�rdty�.�r�re�meat or other transfer of tifle to tha Ih+npeny that e:ctinguishes
<br />-- ',�, tha indebtedness, al�+�t, tide aad inte�st o�'°$urmwer in and to insuran�e poltcies in foi+ce shall pass to the
<br /> .�:�, � putc��ea.,
<br /> — 5. +Uocapon�9s�An;:�aad ProtecHon ot the Pmpe�tyi Borro�vei�'s La�n AppitcatMu; � .
<br /> Leasehot�. Bo '�a s�al1 oc�iA��;establish►and use the Propeny as Bonower's prinaIgal restdcnoe withia sixey .,.'
<br /> . days aRer the ex���of this Security iaEtrume�at(or within sixty days of a latet aale or ttansfer af the Properiy). '
<br /> �.:'�' . •� aad shall continue ta acsuPY�6 �1'�Y a�&�raower's principal cesidence for at least one year aftQr a�ie dau of
<br /> ,. oocupask�.y,uadess I.eader determines diat requiremtnt wjlt¢an�e wrdne hasdshtp for Borrower.or unlass ext�fuatin$ ...
<br /> cImtz�ca�tlea e�dst which are beyoad Boirowec's conn+ol, �t3mmower shall aority Lender of any extenuatFng`��'.,
<br /> cirpmastances.D��uter shalt not commit waste or destroy.dau�eige or sub&ta�ntially change the Pmperiy or allow the
<br /> Property to deteciorflte,•reasonable wrar and t�exoe�►ttd. Y.ender may ins�t the Prnpcsrty if the Property is vacaat
<br /> . -- or abaadoaed or!!ie A�m is in default. I.eadcr��ray take reawnable actiotn.to,pmtoct and p�e such vacant or =
<br /> �4RtNE1 tssoa�.o� wa.�or e mrua�e�_
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