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<br /> premiu�, if eny, or a�ry sn� payable by Borrower to I.ender in Heu of U�e payme� of Morlgage
<br /> Insmance pte�i� in �ccorda�nce wifh the provisfons of Section 10. These ibems aie caIIed "Fsciow
<br /> Items.•'At odginatlon or at mry iime dnring fhe term of fhe Loan, Lender may �eq�ie that Comm�uulty
<br /> Associ�ion Dues, Fees, and Assessme�, if any, be escrowed by Borrower, and snch dnea, Fces end
<br /> a9sessme�s shell be an Esciow Item. Boriower shsll promptly fmnish to I.ender ell notices of amo�ls to
<br /> be paid�der UHs SecHon Bor�ower shall pay Lender H►e Fbnds for Eacrow Items �lees Lender waives
<br /> Borrowei's obligaiion ta �y ihe Fmds for any or all Eeciow Items. Lender may w�ive Boriower's
<br /> obLigeHon bo pay to Lender F�ds ior any or ell Escnow Items at a�ry fime. Any such wmlver may only be
<br /> in writing. In the event of anch waiver,Borrower shall pay�recfly, when�nd where payable,fhe amotmts
<br /> dne for e�ry F�crow I�mg for wtrlch payme�of Funda has been waived by Lender�d, if Lender ieqmltes,
<br /> shall furnish to Lender ieceipJ.v evidencivg such payment wifhin snch time pedod�Lender may reqiilie.
<br /> Borrower's obligation to meke snch pay��s and t+o pnovide receipfs shall for all pnrposes be deemed 1n
<br /> be a covenairt and ag�eemem co�ained in fhis Secimtty�hi�e� as tLe pLrese"covena�end agreeme�"
<br /> is used in Secdon 9. If Borrower is oblfgahed to pay Fscrow Ile� direcfly, pucsuent tn a waiver, and
<br /> Borrower fatls lo pay the amo�t dne for an Escrow Ibem, Lender may eae�sise its rlgLts under Section 9
<br /> and pay snch amount and Bociower ehaII fhen be obliga6ed under Secflon 9 to iepay to Lender airy such
<br /> amomt Lender may revoke tl� waiver as to any or ell F�c�ow I�ms at any hlme by a nofYce �ven in
<br /> accordance witl► SecHon 15 and, upon snch ievocetioq Bor�ower shall �y to Lender ell F�ds, and in
<br /> auch amo�ts, thet e�e fhen�qmlred�der fhis Section 3.
<br /> Lender may, at airy time, collect and hold Fimda in an amo�t(a)s�Scient to perm�t Lender lo spply
<br /> fhe Ftimda et U� hime apecified�der RF.SPA, and(b) not m exceed fhe maximm� amo�t a lender can
<br /> ieq�te �der R�SPA. Lender sheR eslimabe the amou� of�nds dae on f�e besis of cm�ce�data and
<br /> neaeona6le estlmates of expen�Stures of frtnne E�crow Ibeffis or otlie�vise in accordence wifh Applicable
<br /> Law.
<br /> The Fmids ehall be 6eld in an inslitution whose deposits a�e incmed by � fede�l egency,
<br /> in9tr�e�lity, or e�iiy (inclading Lender, if Lender Is en i�fldition whose deposits ace so i�m+e�or in
<br /> any Fedeial Home Loen Benk Lender shall apply fhe Fmmds to pay the Escrow Ite�no laber then fhe dme
<br /> specified�der RFSPA. Lender shell not chatge Borrower for holding and applyi� the P�ds, ennuellY
<br /> gnalyzing the esciow acco�tt, or verifying the Escaow Ibems, �less I.ender�ys Borcower i�eiest on fhe
<br /> Fnnds and Applicable Law permotts Lender to make snch a ch�tge. Unless an agieeme�ie made in wrlfYng
<br /> or Applicable Law req�rires iIIteiest to be paid on the F�ds, Lender shall not be req�riied to pay Bor�ower
<br /> eny intecest or eAl7R1�gS on the F�ds. Borrower and Lender can agcee in wriNneu; however, Wat iabe�at
<br /> shell be paid on ihe N'm�dq. Lender shell give to Boriower, without cLa�ge, an a�ua1 acco�Hng oF ffie
<br /> lbnds as iequiied by RESPA.
<br /> If fheie is a smplus oF Fimds l�ld in eacrow, as defined �der RESPA, Lender shell accoum tn
<br /> Borrower for�e exc�a f�ds in accocdance wit�RESPA. If theie ie a sho�age of Fimds held in esc�ow,
<br /> as deSned�der R�SPA, Lender sLall notlfy Bor�ower as zeqmned by RE.SPA, end Boriower aheR pay m
<br /> Lender the amo�t necessery to meke�the ahorlege in accozdance with R�SPA, but in no moie tl�an 12
<br /> mo�ly paymems. If fher+e is a deficiency of F�ds held in escrow, as defined mmder R�SPA, Lender shall
<br /> noHfy Boriower ae reqmned by RESPA, and Borrower shall pay m I.ender the amo�t necessery to make
<br /> ap�e deftcfency fn ecconlance wifh RESPA, but in no moie than 12 mo�ly payme�s.
<br /> Upon paymeat in foll of all snms secmed by tlds Security�nshvmer►t, Lender shell pnompfly tcfm�d
<br /> to Borrower a�ry Funds held by Lender.
<br /> 4 Charges; I3�a Borrower ahall pay ell t�es, assessme�, chtuges, Snes, and impositions
<br /> athibuhable io the Property wLicL cen etlain prlodty over thie �cmity Iffih'�miea� leasehold paymenfa or
<br /> groimd re�s on the Propeity, if airy, and Comm�ity AssociaHon Dues, Fees, and Asaessme�s,if eny. To
<br /> tlg eate�thet fhese items ane Escmw Lems, Bor�ower shall pay tLem in the manner provlded in SecHon 3.
<br /> 85161298 0085473585
<br /> NEBRASKA-Single Family-Fannle Mae/Freddle Mac UNIFORM INSTRUMENT WIT MERS
<br /> �-6A(N��oe�a� Pege6 of15 �mc��� Form 3028 �/O'I
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