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<br /> -=�������       										Home Equity Access Line Rider
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<br />�'�?�t�i!�s;�`���   	/Open ertd c�or�ltwith varlebleretelnteres'tJ
<br />:i�w.�°���	Thls HAme f�uhy Acc�s l/ne R�der la dared       os/27/1998  				and ls an emendment to the	'
<br /> '=''�`"' 		Mongaae oi Deed ot Tsust%MoKgage%of the sama date given by rhe endeas�n�d("Borrower'l to secure BoROwe�'s Home
<br />__u�a��,��0    				•
<br />�:L:�	Equity AG�6as .tin9 Agreement wid► �RWSST �A*�NSBRnS{�    			�  j�'rIQZ1LT. �RSO TATTOM
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<br />--=�y��	of the samo d�te covering t�e pnoAertY descdbed in the Maitgage and loceted at:   			,
<br />  .?,�'.'�,i� 		p   n   �DF D_�_      			�ant�,., YCt9 R;Ti'\ xr� 688QZ,
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<br />  ,_;�,�.�i�	/n additlon to!:�►ecovenants and agreements made in the Mortgagm,,8mmowe�en0 Leride�/iunher covenairi and ebr�e es/ollows:.       •
<br />  -�--       	f.  The woid "Noie,'e,�u3ed!n tha Mongage end thls Rlder,iefe�`to the Hom�FQulty Accesa Une Agnemnent.
<br />  -   		2.  The Nvte eYldences an open end ievolv/ng line of credit agree�ient between Bonower end lende�7/�e amount atated ln.the  .   '  �
<br />    ---'     -    	Mortgsge'as thn principal suin ot the Jndebtedaess la the arer!!t Ilrrilt/or ahe/Ina of cred/t.A!/sdvances made at any•t{{n�a�y     '
<br />       -----    	tendei ln accoidance with the temis of ti)e Note,and a/!lnte�est on the a0vances,shal/Da secuied by th�MartgAg�'�•
<br />       --   =    	Nowaver, �t no Bme ahal/the pdnclpa/amov»t of the tndebtedness secur+eri by the Mortgage,aot lncludiyig suma advanced in
<br />    			accoialanc�i wit/i tlte mo�tgage to protect the security of tha MoRgege,exceed the stated credit lifilt.lor.the lrhs of ci+edti.  	•
<br />  	-     	3.  The Note provides for. �    								•
<br />    _--<»    	a vsriaNe iate of fnterost expm.s�ed as a daJty periadic iato equa!to t/366 of an aanusl iate'of   o•5q    	`�
<br />    --------    	Plus the Y�dex Rate.'    	'    								..
<br />     			The dr�lry Aafadlc rate may lncrease H ia V TAt1nQT en.�..s  n�
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<br /> --_.._ ._   	.      E��i��TN ��I+L-.STREfiT JOURNAL �H30NBS( RATBg•  TI�L•B  						'•'n,
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<br />   	o    	(the lndex Rate i fncreases.fie Injriel da;ly pe,iodlc rare fa  .    .oa4ss�       %. 7riis aoinespands ro an ennual
<br />			�    pe►cer�tage reie of     9.o o   %. The annuat pErsentsge rate wi/l never De inor�than f8%. flse daUyr'�ve►jod/a rate wll!
<br />      --     -    	be edjusted on the fJrst ausiness day of every:dmm�th,usln8 the Index Rate in eNect on the tast bUSin¢�s;day o1 the p�fo�    	, -
<br />      	-    	manth.M increa,se/n th.e daiN pe�ladlG:e��eiiraylncrease�he monthly payment due.    .  �      •
<br /> 	-    	N07lCg TH1l�NOiRTQAQF SECtlI�.G+R,'E!7/T'�N,T�lE'AMOf/NT OF d       	30,oa4":  •�   .tQAM?AND AOVANCES
<br />   -_ --   -	t!P 	AIG'OU  ,    	W�i''H�S�ARE SENlOR TO INDlr6   Nl�SS TO OTNFAGtB?/Il'06t3 UNDER
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