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<br /> �»��,�::::�'�. TOCiBTHPR WlY`H ell the improvements nov+or hereafter erected oa tbe properry.and�tl eusem�n�s�ap�u�i�!�d �
<br /> , :•T � fixtures aow or heaafter a part of the propercy. All replacements aad addittons shall also bt covered by this Security �F-
<br /> YL�I�:���� WJNYYi4L.All of tlieeforegoIng is referred to in this Secudry Iastru�nent as the"Froper�y.' �_
<br /> , ; :r.� BQRROWBIZ COVBNAN7'S that 8orrower is lawfully seised of ahe estate here6y conveyed wtd has the dght to grant and °�:
<br /> : ' ':�t,�, convey the Property a�d tAat the Peoperty ts unencumbered, ezcept for encumbrnncea of record. Borrower warrants and v�jA �
<br /> defend generally the dtl�to the Property against all claixns aud deraands.subject to a�y encumbrances of record. ��.;-
<br /> tar.�t-.�� 'i'H[S SECURIIY INS?RUMENT combines uniform cavenunts for u.adonal use and aon�uniform covenants with liraited -•
<br /> � varlutions by jurisdiaton ro constia►te a uniform securiiy iastrument covering real property. �r.a
<br /> UNIFORM COVENAN'f'S.Borrower aad Leader covenaat end agra as follows: �
<br /> 1.Pfay�nent of EMacipat and Iaterest; Prepaycaent end I.ate Charges. Bonower shall Fromptly pay when due che
<br /> .���"` principal of and fatercst on the debt evidenced by the IJate aad any prepayment and late chnrges due under the Note. -
<br />�::..��� 2.�nds tar 9ltaces end Iasurance. Subject to applicable la�v or to a written waiver by Lender,Borrower shall pay co
<br /> � ��,,I_'�� L�ender on the day moatlily payments are due under the Note.untU the Note ia paid in full.a sum("Fuads')for:(a)yeerly taxes
<br /> aad assessmeats wbich may attain priorlty over this Securlty Insuuaaeae as a Ilen on the Properry: (b)Yeac►Y leasehold paym�encs
<br /> '.��- � or growtst rents on tEe Properry.if any:(c)Yearly hazard or property Insurancx premiums;(d)Yearly flood iasurance premiums. �
<br />-'."':`"` if aay:(e)Yeariy �aoctBage insurance remiums. if an and<fl�Y swns payable by Barrower to Lender. in accordana with
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<br /> �::�'�„�',': the pmvisions of PaqgraPh 8,in I�eu of the payazent of mortgage inswrmce prem[ums.These itetns arE called'Escrow Item4."
<br /> �"•;=��'•�,�f La�der ma,y, at any ti�ne, call.ecc an�iwld Funds la an autount aet¢o wcc�ed the mexistnun anwunt a lender for a fedexally
<br /> =-��;L�+�- relatos�tasrt�age i�wan�ay xeqvize�or B�orrower's eserow arc�o�a�t uada the fetleral R�J.Gstats Settlement Ptocedwes Act of
<br /> --`"=�,��'- 1974 as amr�e� f�n�cime to da�e. T2 FJ.S.C. Sa�ton 260L et seq. ("RESFA"),unless a�ouat�r la�c.��ttat aPplies to r�he Funds
<br /> '°"'`-'��- s�s a les�r amP�.�sn, Lta�er m�y. a;�p �m�. coJJea and hold Funds in an am,ouns aot co�e�.�d the lesser amount.
<br /> '�`�� I.ender ma�y esd�nate the amount of Funds due on the bas�ef curreat data aad ieasonabie wtuu;aixs i:.exprnditur�s af futurc �
<br />�,;'"- .. Esccow items or otbm�+iae im aaazd�ace with applicable lavsr.
<br />__ '-;a:�:, 11io Funds sbail be held in am insdtudon whose de�sirs are iatiured by a federaY ageacy. insaumentality,or entity
<br /> .y� (includfag Lender.itLender is sud'►a�institutioa)or in any Federal�Yome Loan Bank.Laicler smalt�l�s the Funds to puy the
<br /> :^'�,�'�� Fscrow Items.Le�der aaay aot charge Horm�ver ff�r holding aud applying t..he Funds.annvaUy aaaly�rz$r�n�gscrow axount. or :
<br />--=�,�,�,�, verifying the Esca+aw IIa�ms.unless Lender pays Ti�rcower iatere3t on the Fw�ds and appHcable law peae�ies II�der to make sucll ._� �
<br /> - -�� a chaxge.IIiowevc�u�I�mder may require Borro���o pay a mae-tj�ne clierge for an indepeadent neal esr�r.e�A repozrlr,l�,�cvice ,. --
<br />- �=� uscd by tU��i•ir.m,osnnuxdon with tiils loan, ao�mless appIlicamle law provides othecwise. Unless an ags�eca°�t is,ua�xte or
<br /> - -°=--�� applisablx law ieti,��res.interest to be paid,lxade�•shaU not be required a pay Borrower any interest or earnings�mr,�tie Flu�ds.
<br /> - _— Bomower un�.L�aa�er:c�ey agra la writing,hovueo;tr,that interest shaU be paid on the Funds.Lender shahl give'tq��l�ea;tower.
<br /> -- '- i+li���°,�an�i�l accc�nnting of the Fuzad3s.slnowing cndits and deblts W the Funds and the pu�os���or'�vkicD each _
<br /> �*a+� debit to t�e Fnmds aa� rqade.Tbe Funds ere pled��al as additional securiry ior aIl sums securod by�his S�uriry d�is�up,e�t• °
<br /> �`-'��7f° itcable law,I.ender sball gccouut ko��ttower
<br /> _:p�� di t�ne 1FuAds �eltd EY I.euder e�eesd the amounts permitted to be hdd bY aPP
<br /> = for tlae ercc2s��1eIInd+1m,accordencC�with the requlrements of applicable lav►+.If the amount of.the Fuads hetd by Lo�rtcter at any
<br /> � time is not sen�ficn�nt t¢a pay the Escrow Items wh�mm due.I.ender m,ay so notify Borrower in writmz8,aied,a�.such case�acrb'u�'er ,
<br /> --- -- shaU pay ta ��t�aE acnount necessary to mab:e up the deftciency. Borrower at�aU make up the d�fisae�ay in no mon tban .
<br /> twelvs ffi�nnthly paym�nts.at Leader's sole discretion:. �
<br /> Up�ia payncent ia iWl of all sums secured by this Se�urity inst�um�ent. Lmder shall pmmptly r�td to Bo�pw.a say ,,''�
<br /> Funds held by Lender. If�under paragraph 21.Leader shall�aca�uire or sell the Property.Lender,Prior to.t��cq�}isitimtt�flr sate
<br /> of the Property,shill apply any Funds held by I�eE�Bar�t,the timo of acquistdon or sale as a credtt agaiqst:�ae st{�1s�se�urid Dy
<br /> ` this Sa.�rlry Iastra�ment. ` ' � • �' � .
<br /> 3.AppUeatlon of Payments.Unless applicable law pmvides atheiwIse.a41 payments noeived by L�tder uinder pa�agcaphs ,
<br /> 1 and 2 shall be ap�[ed:first, to any prepayment charges due under the Note;seoond,co emo�nts��dle under p�9a$isph 2: ��'.'
<br /> - tbird,to iateresc due;fourth,to principal due;aad last,to a�lau charga due under th�No�e.r� •�'�'�' ��
<br /> . 4.Chargm; Lteas.Borrower shall pay all taxes, assessments,cLar�es,fiues aad imn�ositions attrlbutable to the P ro p a rt y
<br /> whlch may attain yri�riry over this Securlry Iastnunent,and leasehold payq►rnts or Sidi�Rd���eats. if any. Borrower shall pay ;�,�.�,
<br /> . these obligatioat in the manner providal ia ParagraPh 2,or if not patd in that•�qi�r:�erqwer shaU pay them on time dfrecdy '• . .
<br /> --- t0 tI1C pGISOII OWGdpBy+NBAi.Bornower shall pmmpdy fluaish w ixadaall nouce�of�a�iou�s co be pa�d uader thisparagraph. ��;� ,:�,
<br /> If Bonower melces t6ese paymeau dinctly.Borrowu sball promptly fiim(sh to Leader t�ceipts evideacing ttee p�nenGS,.
<br /> Borrower sh�ll promptly discharge any lien whtch has prIorhy over t}nis Sxuricy Insttvment unless Borrower:(a?��rqes,in ,
<br /> • wdting to the payvt�et�t of We obilgation sxured b�t xhe lien ia a manrterar,�sable to L�ader;(b)contests in Bood fai�hs ttte liea : ,.,,,,
<br /> ' ;, by.�At,d�fends a�ainss'caforcemeat of the lirn'a�.'legal procoedin�s�v4ni�b.iq the Lender's opinion oprrate Qo p��e the �; , .
<br /> — :•�_; ;;; plY�a,�m¢m of ttneliem;or(c)secums frem the�?i¢►lder of tQ�e�lien,an agceement sazisf�tory.to Lender suboidinati�gtlkax i en to
<br /> ;:5r:� this;�eaurit�r lnst�mt.If Lender determines that any part of t��Propecty is subjax to•a lira which may auain��ri�•over
<br /> -��:�� :� .•.��.� this�inrlry Inatav�tt.Lender ut�y givc 8orrqwtr a nodce idartitying the lien.Bornower shall satisfy the Uen or ta�cc one or
<br /> -p�,-�—� � . more of the acrimaa�eu'forEh aDove wnCYaia l�.�zpa mf ttie gtving of notia,
<br />---""�-'�ti . � Form 3028 9J9D �
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